The top-rated renters insurance agent in Benton, Arkansas is DJ Motley - State Farm Insurance Agent, rated 5.0 stars across 666 reviews. Other highly rated options include Dennia Beard - State Farm Insurance Agent, Rena Gilliam: Allstate Insurance, Donnell Insurance Agency. This directory lists 20 renters insurance agents serving Benton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | DJ Motley - State Farm Insurance Agent | 203 E Narroway St Suite 100 | (501) 778-2323 |
| 2 | Dennia Beard - State Farm Insurance Agent | 1010 Military Rd Suite A | (501) 778-6066 |
| 3 | Rena Gilliam: Allstate Insurance | 2103 Hwy 5 N | (501) 737-4148 |
| 4 | Donnell Insurance Agency | 2719 Cody Rd | (501) 290-0131 |
| 5 | Direct Auto Insurance | 1412 Military Rd | (501) 315-2660 |
| 6 | Farmers Insurance - Anthony Horton | 17270 I-30 Suite 1 | (501) 557-6844 |
| 7 | Whitney Owens - State Farm Insurance Agent | 413 AR-5 | (501) 315-6639 |
| 8 | Shelter Insurance - Brett Polk | 1017 W South St | (501) 860-8800 |
| 9 | Shelter Insurance - Todd Matthews | 711 Military Rd | (501) 315-7731 |
| 10 | Integrity Insurance | 404 W Sevier St | (501) 581-0000 |
DJ Motley - State Farm Insurance Agent serves the Benton, Arkansas area, offering renters insurance policies to local tenants and property owners. It helps clients protect personal belongings and liability from common losses like theft, fire, or water damage. The agency assists with tailoring coverage limits and deductibles to fit individual rental situations. Policies can also include additional living expense benefits if a home becomes uninhabitable. The company handles filing claims and updating existing policies as renter needs change.
Dennia Beard - State Farm Insurance Agent provides renters insurance policies designed to protect personal belongings and liability within the Benton, AR area. Service options include personalized consultations to help clients select appropriate coverage limits and deductible levels. Policy maintenance plans are available to review and adjust coverage as a tenant’s circumstances change. The agency services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Rena Gilliam: Allstate Insurance helps renters in Benton, Arkansas, protect personal belongings against losses from perils like fire or theft. The agency can tailor policies with add-ons such as liability coverage and protection for high-value items. These plans extend to cover temporary living expenses if a home becomes uninhabitable. The office serves renters across multiple commercial sectors, including offices, warehouses, and food service establishments.
Renters in Benton, AR, turn to Donnell Insurance Agency for coverage that protects their personal belongings and provides liability protection within leased homes and apartments. The agency assists tenants of all kinds in securing policies that fit their specific needs and budget. They help policyholders understand policy limits, deductibles, and the value of documenting their possessions. The agency also extends its renters insurance services to residents in nearby Bryant and surrounding areas of the greater Saline County metro region.
Direct Auto Insurance offers renters insurance for residential properties in and around Benton, Arkansas. Commercial coverage is also available to protect businesses and their assets within the local service area. Policies help safeguard personal belongings and provide liability protection against common household risks. The agency encourages clients to follow up after filing a claim or moving to a new apartment, ensuring policies are updated and service continues smoothly between regular visits.
Farmers Insurance - Anthony Horton serves Benton, Arkansas, and surrounding communities, handling renters insurance policies for local residents. Clients in this area commonly seek coverage for personal belongings, liability protection, and additional living expenses in the event of a property loss. The agency addresses each policy by first assessing the specific risks a property faces, such as severe weather or theft risks common to the region. It then tailors coverage limits and deductibles to match the individual renter’s budget and property value, using a straightforward consultation to fit the policy precisely.
Whitney Owens - State Farm Insurance Agent in Benton, Arkansas, is known for providing renters insurance policies tailored to local residents. The agency serves clients throughout the area, helping them protect personal belongings and cover liability risks. A typical policy includes coverage for theft, fire damage, and temporary living expenses if a home becomes uninhabitable. The office specializes in adding scheduled personal property endorsements to insure high-value items such as jewelry or electronics.
Shelter Insurance - Brett Polk provides renters insurance for tenants in Benton, AR. A one-time service involves securing a single policy for the lease duration, while a recurring arrangement offers continuous coverage with annual renewals to protect personal belongings and liability. The specific coverage details are discussed during consultation. This local agency typically runs service on an as-needed basis, allowing clients to request a policy review when their lease begins or changes.
Shelter Insurance - Todd Matthews offers tailored renters insurance policies that protect personal belongings and provide liability coverage. It serves residents in Benton, Arkansas, by assessing individual coverage needs and explaining policy options clearly. The agency works to help clients understand how to safeguard their possessions in various living situations. It assists with claims guidance and policy adjustments as circumstances change. When winter storms or severe seasonal weather threaten the area, it helps renters confirm their policies cover potential property damage or temporary relocation costs.
Integrity Insurance serves the Benton, Arkansas metro area as a local renters insurance agent. It helps tenants find policies that protect personal belongings against common risks such as theft, fire, and water damage. The agency works with clients to select appropriate liability coverage for accidents that may occur inside a rental unit. Its services include explaining how renters insurance functions in claims processes and ensuring customers understand deductibles. Additional concrete services include helping renters secure policy discounts for safety features installed in their apartments or homes.
What Does a a Renters Insurance Agent in Benton Cost?
Renters insurance in Arkansas typically costs between $12 and $25 per month for a standard policy with $15,000 to $30,000 in personal property coverage. In Benton, rates may be slightly lower than the national average due to lower crime rates. Actual premiums depend on your credit score, deductible choice, and specific coverage limits. This is general information, not insurance advice.
About renters insurance agents in Benton
Renters insurance agents in Benton, Arkansas help tenants protect personal property and cover liability risks. Arkansas law does not require renters insurance, but many landlords in Saline County now mandate it in lease agreements. A local agent can explain how actual cash value versus replacement cost coverage works under Arkansas insurance regulations.
Frequently Asked Questions
Is renters insurance required by law in Arkansas?
No, Arkansas state law does not require renters insurance. However, many landlords in Benton include a lease clause requiring tenants to carry a minimum amount of liability coverage. An agent can help you meet that requirement.
What does renters insurance cover in Arkansas?
A standard renters policy in Arkansas covers personal property against perils like fire, theft, and vandalism. It also provides liability protection if someone is injured in your rental unit. Flood and earthquake damage are not covered and need separate policies.
How do I choose a renters insurance agent in Benton?
Look for an agent licensed in Arkansas who offers policies from multiple carriers. Ask about discounts for bundling with auto insurance or for having safety devices like smoke alarms. A local agent can advise on coverage limits based on property values in Saline County.
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