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HomePet Insurance AgentsCalifornia › Santa Cruz

Find Pet Insurance Agents Near You in Santa Cruz, CA

Browse pet insurance agents serving Santa Cruz, California. Updated 2026-07-14.

The top-rated pet insurance agent in Santa Cruz, California is Chris Buich - State Farm Insurance Agent, rated 4.9 stars across 412 reviews. Other highly rated options include Lydia Harville - State Farm Insurance Agent, O'Brien Insurance Agency, Pacific and Santa Cruz Veterinary Specialists. This directory lists 15 pet insurance agents serving Santa Cruz.

Showing 15 pet insurance agents in Santa Cruz, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Chris Buich - State Farm Insurance Agent2222 E Cliff Dr Ste 200(831) 464-4300
2Lydia Harville - State Farm Insurance Agent1044 41st Ave(831) 476-6665
3O'Brien Insurance Agency1722 Seabright Ave(831) 621-1311
4Pacific and Santa Cruz Veterinary Specialists2585 Soquel Dr(831) 331-2761
5DCD Financial & Insurance Services1123 Soquel Ave(831) 423-8542
6Paul Nelson Insurance Services730 Mission St #201(831) 426-9900
7Skip Leonard - State Farm Insurance Agent1101 Water St(831) 429-2700
8Ace Althouse - State Farm Insurance Agent1215 Mission St(831) 420-1555
9Farmers Insurance - Michael Baxter730 Mission St #201(831) 427-0900
10Bedell & Nelson-Harbert Insurance2035 N Pacific Ave(831) 426-3700
CB
2222 E Cliff Dr Ste 200
Chris Buich - State Farm Insurance Agent
Pet Insurance Agent · Santa Cruz, CA

Chris Buich - State Farm Insurance Agent in Santa Cruz, California, provides specialized pet insurance policies designed to help cover veterinary expenses for routine care and unexpected illnesses or injuries. The agency also assists customers with general auto, home, and life insurance needs. For local pet owners, a common seasonal concern involves ingesting holiday decorations or toxic plants, leading to emergency room visits. Chris Buich helps families prepare for such incidents with applicable coverage during the active winter and spring holiday periods.

LH
1044 41st Ave
Lydia Harville - State Farm Insurance Agent
Pet Insurance Agent · Santa Cruz, CA

Lydia Harville - State Farm Insurance Agent in Santa Cruz, CA, offers pet insurance services that help cover veterinary costs for unexpected illnesses and accidents. The agency also provides routine care coverage options that assist with wellness exams and vaccinations. These insurance plans are designed to give pet owners financial support when their animals require medical treatment or preventive care. The agency services single-family homes, apartments, retail businesses, and restaurants in the local area.

OB
1722 Seabright Ave
O'Brien Insurance Agency
Pet Insurance Agent · Santa Cruz, CA

Pet insurance agents help cat and dog owners in Santa Cruz, California, find coverage for unexpected veterinary expenses. O'Brien Insurance Agency provides these services to local homeowners whose pets need protection from accidents and illnesses. An agent can explain different policy options including deductibles and reimbursement levels. This independent agency assists with selecting wellness plans covering routine checkups and vaccinations. The agency also serves clients in the neighboring community of Capitola.

PS
2585 Soquel Dr
Pacific and Santa Cruz Veterinary Specialists
Pet Insurance Agent · Santa Cruz, CA

Pacific and Santa Cruz Veterinary Specialists serves pet owners throughout Santa Cruz, California, acting as a local pet insurance agent. It helps clients navigate available policies to find coverage suited to their pets’ needs. The company assists with comparing plan options and processing claims for routine wellness checks. It also handles emergency care coverage and surgical procedure policies for local pets.

DF
1123 Soquel Ave
DCD Financial & Insurance Services
Pet Insurance Agent · Santa Cruz, CA

DCD Financial & Insurance Services serves pet owners in Santa Cruz, California, and the surrounding communities of the Monterey Bay area. The company handles pet insurance policies that help cover eligible veterinary costs for accidents, illnesses, and routine wellness care. An agent assists local clients by reviewing coverage options from various insurers to find a plan that fits their budget and their pet’s specific needs. This process typically involves comparing policy terms, explaining exclusions, and handling the enrollment paperwork to secure the chosen coverage.

PN
730 Mission St #201
Paul Nelson Insurance Services
Pet Insurance Agent · Santa Cruz, CA

For pet owners in Santa Cruz, CA, Paul Nelson Insurance Services helps clarify whether a single-year policy or a recurring plan better suits a pet’s ongoing healthcare. Coverage options are explained in full, addressing routine veterinary visits, emergency treatments, and prescription medications tailored to the client’s budget and pet’s age. As a pet insurance agent, Paul Nelson Insurance Services works with various carriers to present suitable policy choices. Service is provided on an as-needed basis, with clients contacting the office when they require policy comparisons, enrollments, or claims guidance.

SL
1101 Water St
Skip Leonard - State Farm Insurance Agent
Pet Insurance Agent · Santa Cruz, CA

Skip Leonard - State Farm Insurance Agent provides specialized pet insurance services in Santa Cruz, CA, covering medical care for dogs and cats. The agency offers general insurance assistance, helping clients select plans that fit household budgets and coverage needs. It regularly assists pet owners with questions about routine vet visits, emergency treatments, and prescription medications. This local office often addresses concerns about unexpected injuries during the active hiking and beach seasons, ensuring pets have coverage for outdoor adventures in the Santa Cruz area.

AA
1215 Mission St
Ace Althouse - State Farm Insurance Agent
Pet Insurance Agent · Santa Cruz, CA

As wildfire season intensifies in the Santa Cruz area, protecting beloved pets becomes a pressing concern. Ace Althouse, a local pet insurance agent, helps owners prepare for unexpected veterinary emergencies by explaining policy options that cover accidents, illnesses, and routine care. The agent works closely with pet parents to match coverage to their specific needs in this region. Every consultation begins with a careful review of the pet’s medical history and lifestyle, followed by a transparent initial assessment of potential premiums and deductibles.

FI
730 Mission St #201
Farmers Insurance - Michael Baxter
Pet Insurance Agent · Santa Cruz, CA

Farmers Insurance - Michael Baxter in Santa Cruz, CA provides general insurance services to local clients, with a specialty in pet insurance coverage that helps protect animals from unexpected medical costs. This agency assists pet owners in selecting policies that can cover accidents and illnesses common in the region. The office serves various commercial sectors in Santa Cruz, including offices, warehouses, and food service businesses.

BN
2035 N Pacific Ave
Bedell & Nelson-Harbert Insurance
Pet Insurance Agent · Santa Cruz, CA
CP
2035 N Pacific Ave ste a
Clarion Pacific Insurance Services
Pet Insurance Agent · Santa Cruz, CA
(831) 337-4661
clarionpacificinsurance.com
DR
542 Ocean St #J
D and R Insurance Services
Pet Insurance Agent · Santa Cruz, CA
(831) 427-3272
mercuryinsurance.com/local/d-and-r-insurance-services-045022.html
FI
410 Ocean St
Farmers Insurance
Pet Insurance Agent · Santa Cruz, CA
(831) 423-7163
agents.farmers.com/ca/santa-cruz
PB
9035 Soquel Ave #200
Progressive Benefit Group
Pet Insurance Agent · Santa Cruz, CA
(877) 724-7187
progressivebenefit.com
FI
410 Ocean St
Farmers Insurance - Mark Battey
Pet Insurance Agent · Santa Cruz, CA
(831) 423-7163
agents.farmers.com/ca/santa-cruz/mark-battey

What Does a a Pet Insurance Agent in Santa Cruz Cost?

In California, pet insurance premiums typically range from $20 to $60 per month for dogs and $10 to $40 per month for cats, depending on age, breed, and coverage level. A plan with a $250 deductible and 80% reimbursement might cost around $35 per month for a mixed-breed dog in Santa Cruz. Costs vary by insurer, pet health history, and chosen add-ons like dental or wellness coverage. This is general information, not insurance advice.

About pet insurance agents in Santa Cruz

Pet insurance agents in Santa Cruz, California help pet owners find health coverage for dogs and cats. California law requires all pet insurance policies to include a 30-day free look period during which you can cancel for a full refund. Local agents can explain how coverage applies to veterinary costs at clinics in Santa Cruz County.

Frequently Asked Questions

What does a pet insurance agent in Santa Cruz do?

A pet insurance agent helps you compare policies from different insurers and choose a plan that fits your pets needs. They explain coverage limits, deductibles, and reimbursement rates. In California, agents must be licensed by the California Department of Insurance.

Is pet insurance required by law in California?

No, pet insurance is not required by California law. However, some landlords or rental properties in Santa Cruz may require proof of pet liability coverage. An agent can help you understand optional versus required coverage.

Can a pet insurance agent help with pre-existing conditions?

Most pet insurance policies in California exclude pre-existing conditions. An agent can explain what qualifies as a pre-existing condition under your policy and whether any waiting periods apply. They can also show you policies that cover curable conditions after a symptom-free period.

Pet Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each pet insurance agent's credentials and current standing with your state Department of Insurance.