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HomePet Insurance AgentsCalifornia › Rancho Santa Margarita

Find Pet Insurance Agents Near You in Rancho Santa Margarita, CA

Browse pet insurance agents serving Rancho Santa Margarita, California. Updated 2026-07-14.

The top-rated pet insurance agent in Rancho Santa Margarita, California is Lori Garabedian - State Farm Insurance Agent, rated 5.0 stars across 120 reviews. Other highly rated options include David C. Duncan Insurance Services, Inc., Farmers Insurance - Jerry Farcone, Rick Sicro - State Farm Insurance Agent. This directory lists 14 pet insurance agents serving Rancho Santa Margarita.

Showing 14 pet insurance agents in Rancho Santa Margarita, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Lori Garabedian - State Farm Insurance Agent30052 Aventura # C(949) 858-4400
2David C. Duncan Insurance Services, Inc.30376 Esperanza Suite 200(949) 836-8116
3Farmers Insurance - Jerry Farcone30201 Aventura Ste 201(949) 709-7860
4Rick Sicro - State Farm Insurance Agent22362 Gilberto Ste 240(949) 240-9300
5Mashco Insurance Solutions Inc31 La Cascada(949) 838-4233
6Adam Bays - State Farm Insurance Agent22521 Avenida Empresa Ste 105(949) 305-8432
7George Menclewicz: Allstate Insurance22342 Avenida Empresa Ste 130(949) 459-2795
8Shorr Agency Inc30211 Avenida de las Banderas(888) 737-6200
9Julie's Insurance Services30211 Avenida de las Banderas # 200(949) 979-6771
10Farmers Insurance - Renee Connell30211 Avenida de las Banderas # 200(949) 888-6610
LG
30052 Aventura # C
Lori Garabedian - State Farm Insurance Agent
Pet Insurance Agent · Rancho Santa Margarita, CA

Lori Garabedian - State Farm Insurance Agent serves the Rancho Santa Margarita area of Orange County, offering pet insurance agent services. This agency assists local pet owners in securing coverage for unexpected veterinary expenses. As a provider in this growing field, it helps clients navigate policy options for accident and illness protection. The company handles routine wellness plan comparisons and emergency surgical coverage arrangements for cats and dogs in the community.

DC
30376 Esperanza Suite 200
David C. Duncan Insurance Services, Inc.
Pet Insurance Agent · Rancho Santa Margarita, CA

David C. Duncan Insurance Services, Inc. provides a full range of pet insurance agent services in Rancho Santa Margarita, CA, helping clients obtain policies that cover veterinary expenses. The agency assists with enrollment, explanations of policy terms, and ongoing service for maintaining coverage when pets need care. It serves residential clients who own single-family homes, as well as those living in apartments and rental properties.

FI
30201 Aventura Ste 201
Farmers Insurance - Jerry Farcone
Pet Insurance Agent · Rancho Santa Margarita, CA

Farmers Insurance - Jerry Farcone serves homeowners, renters, and pet owners in Rancho Santa Margarita, California, offering pet insurance agency services. The company helps clients find coverage for veterinary care, accidents, and illnesses involving dogs, cats, and other household animals. Policies may assist with routine checkups, emergency treatments, and prescription medications. This agency also provides protection options tailored for residents with multiple pets or those seeking annual wellness plans. Its service area extends into the surrounding communities of Mission Viejo and the greater South Orange County region.

RS
22362 Gilberto Ste 240
Rick Sicro - State Farm Insurance Agent
Pet Insurance Agent · Rancho Santa Margarita, CA

Serving Rancho Santa Margarita and the surrounding Orange County communities, Rick Sicro – State Farm Insurance Agent specializes in pet insurance coverage for local residents. The office handles policies that help manage veterinary expenses for dogs and cats. Its general approach to helping a client involves reviewing available coverage options and tailoring a plan that fits the pet owner’s budget and the specific needs of their animal companion.

MI
31 La Cascada
Mashco Insurance Solutions Inc
Pet Insurance Agent · Rancho Santa Margarita, CA

Mashco Insurance Solutions Inc in Rancho Santa Margarita, CA distinguishes between one-time pet insurance policies and recurring annual or monthly coverage options. Their plans typically help cover veterinary expenses from accidents and illnesses, offering financial support for pet owners. As a local pet insurance agent, the company assists clients in selecting suitable policies based on breed, age, and lifestyle needs. Their service for policy selection and enrollment is provided on both a one-time initial setup and an as-needed basis for policy reviews.

AB
22521 Avenida Empresa Ste 105
Adam Bays - State Farm Insurance Agent
Pet Insurance Agent · Rancho Santa Margarita, CA

Warm weather in Rancho Santa Margarita often brings more time outdoors with pets, increasing the risk of accidents or illnesses. Adam Bays - State Farm Insurance Agent provides pet insurance coverage to help local owners manage unexpected veterinary costs for their cats and dogs. The agency focuses on tailoring policy options to each pet's specific needs and breed tendencies. A comprehensive initial review of the pet’s health history and the owner’s budget helps determine the most suitable coverage plan for each situation.

GM
22342 Avenida Empresa Ste 130
George Menclewicz: Allstate Insurance
Pet Insurance Agent · Rancho Santa Margarita, CA

George Menclewicz: Allstate Insurance in Rancho Santa Margarita, CA, offers specialized pet insurance policies designed to cover veterinarian visits, emergency surgeries, and prescription medications. The agency provides general insurance services, helping local pet owners protect their animals from unexpected medical expenses. As pets age, common concerns like arthritis treatments and dental care require financial planning. This agent assists clients during seasonal allergy seasons or after pets suffer injuries from outdoor activities, guiding them to select appropriate coverage that addresses specific health needs for their dogs and cats.

SA
30211 Avenida de las Banderas
Shorr Agency Inc
Pet Insurance Agent · Rancho Santa Margarita, CA

Shorr Agency Inc provides residential pet insurance services for owners in Rancho Santa Margarita, CA. Commercial coverage is also available to protect local businesses that care for animals. The agency serves the wider Orange County region with standard policy options and filing assistance. Clients can schedule follow-up consultations after their initial enrollment to adjust coverage between regular policy renewal visits.

JS
30211 Avenida de las Banderas # 200
Julie's Insurance Services
Pet Insurance Agent · Rancho Santa Margarita, CA

Julie’s Insurance Services in Rancho Santa Margarita, CA is recognized for helping local pet owners evaluate and select medical coverage plans for their animals. The agency assists with comparing deductibles, reimbursement percentages, and annual limits from multiple carriers. It also explains how policies cover routine care as well as unexpected emergencies. For feline owners, the company can add on specialized wellness packages that include annual vaccinations, dental cleaning, and parasite prevention.

FI
30211 Avenida de las Banderas # 200
Farmers Insurance - Renee Connell
Pet Insurance Agent · Rancho Santa Margarita, CA
FI
30162 Tomas Ste 205
Farmers Insurance - Cameron Watson
Pet Insurance Agent · Rancho Santa Margarita, CA
(800) 922-6526
agents.farmers.com/ca/rancho-santa-margarita/cameron-watson
TO
22342 Avenida Empresa #255
totalinsuranceaccess
Pet Insurance Agent · Rancho Santa Margarita, CA
+234 714 990 4362
totalinsuranceaccess.com
FI
30021 Tomas
Farmers Insurance
Pet Insurance Agent · Rancho Santa Margarita, CA
(949) 581-4466
farmers.com
RI
31441 Santa Margarita Pkwy
Rischel Insurance Services
Pet Insurance Agent · Rancho Santa Margarita, CA
(949) 589-8763

What Does a a Pet Insurance Agent in Rancho Santa Margarita Cost?

In California, pet insurance premiums typically range from $30 to $70 per month for dogs and $15 to $40 per month for cats, depending on breed, age, and coverage level. Annual deductibles often range from $100 to $500, and reimbursement rates vary from 70% to 90%. Costs are higher for older pets or breeds prone to hereditary conditions. This is general information, not insurance advice.

About pet insurance agents in Rancho Santa Margarita

Pet insurance agents in Rancho Santa Margarita help pet owners find coverage for veterinary care, accidents, and illnesses. California law requires pet insurance policies to clearly state waiting periods and pre-existing condition exclusions. Local agents can explain how these rules apply to your pet and help you choose a plan that fits your budget.

Frequently Asked Questions

What does a pet insurance agent in Rancho Santa Margarita do?

A pet insurance agent helps you compare policies from different companies. They explain coverage options, deductibles, and reimbursement levels. They also guide you on California pet insurance regulations, such as the 15-day free look period.

Is pet insurance required by law in California?

No, pet insurance is not required by law in California. However, it can help cover unexpected veterinary costs. Some landlords or breeders may require proof of insurance for certain pets.

How do I choose a pet insurance plan in Rancho Santa Margarita?

Consider your pets age, breed, and health history. Compare annual limits, deductibles, and reimbursement percentages. A local agent can explain how California laws affect policy terms, such as coverage for alternative therapies.

Pet Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each pet insurance agent's credentials and current standing with your state Department of Insurance.