ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Motorcycle Insurance Agents in Portsmouth, RI
Browse motorcycle insurance agents serving Portsmouth, Rhode Island. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Portsmouth, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 3 motorcycle insurance agents in Portsmouth, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Paul St Laurent: Allstate Insurance
202B Clock Tower Square, Portsmouth, RI 02871
(401) 732-1001
agents.allstate.com
Bessette Insurance
3056 E Main Rd, Portsmouth, RI 02871
(401) 683-0177
bessetteinsurance.com
Embrace Benefits
300 High Point Ave 2nd Floor, Portsmouth, RI 02871
(401) 239-0006
embracebenefits.com
Portsmouth motorcycle riders need an agent who understands Rhode Island insurance laws. Rhode Island requires all motorcyclists to carry liability insurance with minimum limits of 25 thousand dollars for bodily injury per person and 50 thousand dollars per accident. A local agent in Portsmouth can help you find a policy that meets these state requirements and covers your specific bike.
What Does a Motorcycle Insurance Agent in Portsmouth Cost?
Motorcycle insurance costs in Rhode Island vary widely based on your bike type, riding history, and coverage levels. A basic liability policy for a standard cruiser might cost 300 to 600 dollars per year. Full coverage for a sport bike or high value motorcycle can range from 800 to 1500 dollars annually. Factors like your age, credit score, and claims history also affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum insurance requirements for a motorcycle in Rhode Island?
Rhode Island law requires motorcyclists to have liability coverage of at least 25 thousand dollars per person for bodily injury and 50 thousand dollars per accident. You also need 25 thousand dollars for property damage. An agent in Portsmouth can explain these limits and help you choose higher coverage.
Do I need uninsured motorist coverage on my motorcycle policy in RI?
Yes, Rhode Island requires uninsured motorist coverage for motorcycles. This covers you if you are hit by a driver who has no insurance. Your agent can advise on the minimum limits and options for additional protection.
How can a local Portsmouth agent help me find the right motorcycle insurance?
A Portsmouth agent knows the local roads and driving conditions. They can compare policies from different insurers to find coverage that fits your riding habits and budget. They also help you understand RI specific laws and discounts for safety courses or multiple policies.
Free • No Obligation
Compare Motorcycle Insurance Agents
Get matched with agents in Portsmouth who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.