The top-rated motorcycle insurance agent in Lorain, Ohio is Neil Elkins - State Farm Insurance Agent, rated 5.0 stars across 362 reviews. Other highly rated options include Nick Perrico, Sr. - State Farm Insurance Agent, Charles Chapman - State Farm Insurance Agent, Robert Taylor Insurance (Lorain Office). This directory lists 15 motorcycle insurance agents serving Lorain.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Neil Elkins - State Farm Insurance Agent | 1812 Cooper Foster Park Rd | (440) 282-2001 |
| 2 | Nick Perrico, Sr. - State Farm Insurance Agent | 6401 S Broadway | (440) 233-8501 |
| 3 | Charles Chapman - State Farm Insurance Agent | 4340 N Leavitt Rd F | (440) 985-1405 |
| 4 | Robert Taylor Insurance (Lorain Office) | 2063 N Ridge Rd | (440) 277-5191 |
| 5 | Chris Arnott Agency Inc. | 4789 N Leavitt Rd Suite D | (440) 723-2991 |
| 6 | Cathie Halko - State Farm Insurance Agent | 1065 N Ridge Rd W | (440) 233-6157 |
| 7 | Lighthouse Insurance Agency | 4789 N Leavitt Rd Suite D | (440) 984-3463 |
| 8 | Janasko Insurance | 562 Broadway | (440) 245-6268 |
| 9 | The Liberty Company Insurance Brokers (Formerly Nationwide Insurance: Sam J Saraniti Clu) | 520 Broadway | (440) 776-8900 |
| 10 | Somers Agency LLC | 5311N N Leavitt Rd Ste 100 | (440) 324-3447 |
Neil Elkins - State Farm Insurance Agent serves the Lorain, Ohio metropolitan area and surrounding communities. The agency provides motorcycle insurance policies for local riders. These plans help protect against financial losses from accidents, theft, and liability claims. A dedicated agent works with clients to review coverage options and adjust deductibles to fit individual needs. The agency also handles roadside assistance coverage for motorcycle breakdowns and towing incidents.
Nick Perrico, Sr. - State Farm Insurance Agent in Lorain, OH provides comprehensive motorcycle insurance coverage. Services include liability, collision, and comprehensive policies to protect riders on the road. The agency offers guidance on selecting appropriate deductibles and policy limits. Regular policy reviews help ensure consistent coverage as needs change. Service plans include assistance with claims filing and general policy maintenance. In addition to motorcycles, this agent serves properties including single-family homes, apartments, retail locations, and restaurants.
Charles Chapman - State Farm Insurance Agent serves Lorain, Ohio, and the surrounding communities in Lorain County. The agency handles motorcycle insurance policies for local riders, addressing both liability and comprehensive coverage needs. It works with customers to review their individual riding habits and vehicle types. To handle a typical job, the agent begins by gathering a rider’s specific details then compares coverage options to match their situation.
Motorcycle owners in Lorain, OH, and the surrounding area can visit Robert Taylor Insurance (Lorain Office) for their coverage needs. The agency helps riders select appropriate liability, collision, and comprehensive policies to protect their bikes on local roads and highways. Its representatives explain coverage options clearly so customers can make informed decisions. Serving riders in Lorain, this office also provides its motorcycle insurance services to clients in the neighboring community of Elyria.
Chris Arnott Agency Inc. provides specialized motorcycle insurance coverage for riders in the Lorain, Ohio area. In addition to offering policies for a range of bike types, the agency delivers standard personal insurance services to local clients. It helps motorcyclists manage the unique risks associated with open-road travel, including liability and comprehensive protection. This includes addressing seasonal concerns such as securing proper coverage when taking a bike out of winter storage for spring riding.
When seeking motorcycle insurance, a one-time purchase can provide basic liability protection for a single season, while recurring options offer ongoing coverage with automatic renewals and payment plans. Cathie Halko - State Farm Insurance Agent in Lorain, OH, assists riders by explaining these choices, including comprehensive and collision coverage for the bike. Policies may also address roadside assistance or accessory protection depending on individual needs. This agent typically operates on an as-needed basis, scheduling appointments whenever a rider wishes to review or revise their policy.
As Ohio winters give way to spring riding season, motorcyclists in Lorain renew their need for proper coverage. Lighthouse Insurance Agency specializes in connecting local riders with policies tailored to their bikes and experience levels. They help navigate the specific requirements of Ohio law for motorcycle liability while offering insights on comprehensive and collision options. A typical process begins with a review of the rider’s license, motorcycle details, and riding history during a short initial consultation.
Janasko Insurance provides motorcycle insurance coverage to riders in Lorain, Ohio, helping them protect their vehicles against liability and physical damage. The company can arrange for add-ons such as accessory coverage, roadside assistance, and uninsured motorist protection. It works with clients who operate motorcycles for personal commuting, recreational touring, or occasional long-distance travel. Janasko Insurance can also serve commercial sectors that operate motorcycles, including offices, warehouses, and food service businesses.
The Liberty Company Insurance Brokers in Lorain, OH, provides residential motorcycle insurance services for daily drivers and seasonal enthusiasts. Commercial coverage is available for local businesses, including small fleets and independent riders traveling throughout the area. Policies are written to meet standard liability and comprehensive needs for various bike types. Clients can schedule policy reviews or adjustments between their regular service visits to ensure ongoing protection and coverage updates as riding circumstances change.
Somers Agency LLC in Lorain, OH is a local motorcycle insurance agent known for connecting riders with coverage tailored to their specific needs. The company works with area motorcyclists to arrange policies that protect bikes, riders, and passengers on Ohio roads. By evaluating each client’s riding habits and vehicle value, the agency helps secure appropriate liability, collision, and comprehensive options. It also offers the specialty service of adding accessory coverage for custom parts, helmets, or touring equipment.
What Does a a Motorcycle Insurance Agent in Lorain Cost?
The cost of motorcycle insurance in Ohio typically ranges from 200 to 800 dollars per year for basic liability coverage, depending on factors like your age, riding experience, bike type, and coverage limits. Full coverage policies with comprehensive and collision protection can cost 500 to 1,500 dollars annually or more. Costs vary by case based on your driving record, location in Lorain, and the specific insurance company. This is general information, not insurance advice.
About motorcycle insurance agents in Lorain
Motorcycle insurance agents in Lorain, Ohio help riders find coverage that meets state legal requirements. Ohio law requires all motorcyclists to carry liability insurance with minimum limits of 25,000 dollars for bodily injury per person, 50,000 dollars per accident, and 25,000 dollars for property damage. Local agents can explain these requirements and help you choose the right policy for your bike and riding habits.
Frequently Asked Questions
What is the minimum motorcycle insurance required in Ohio?
Ohio law requires liability insurance with at least 25,000 dollars per person for bodily injury, 50,000 dollars per accident for bodily injury, and 25,000 dollars for property damage. This coverage pays for damages you cause to others in an accident.
Do I need uninsured motorist coverage for my motorcycle in Ohio?
Uninsured and underinsured motorist coverage is not required by Ohio law for motorcycles, but many agents recommend it. This coverage protects you if you are hit by a driver who has no insurance or not enough insurance to cover your damages.
Can I get a discount on my motorcycle insurance in Lorain?
Many insurance companies offer discounts for completing a motorcycle safety course, bundling your motorcycle policy with your auto or home insurance, and maintaining a clean driving record. Ask your agent about available discounts for your specific situation.
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