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Compare Motorcycle Insurance Agents in Wilmington, NC
Looking for a motorcycle insurance agent in Wilmington? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Wilmington, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of North Carolina before hiring.
Showing 20 motorcycle insurance agents in Wilmington, NC
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
1613 Military Cutoff Rd Ste 200, Wilmington, NC 28403
(910) 799-6161
finpointinsurance.com
James E Moore Insurance Agency
1508 Military Cutoff Rd STE 104, Wilmington, NC 28403
(910) 256-5333
jamesemoore.com
Owens Insurance Agency & Financial Services, Inc.
5704 Oleander Dr #101, Wilmington, NC 28403
(910) 392-1985
stephenowensagency.com
Superior Insurance
11 Edwards St Ste 5, Wilmington, NC 28405
(910) 550-3758
superiorilm.com
North Carolina Coastal Insurance
3410 River Rd UNIT 202, Wilmington, NC 28412
(910) 591-1010
nccoastalhomeinsurance.com
Motorcycle insurance agents in Wilmington North Carolina help riders find coverage that meets state requirements and protects their bikes. North Carolina law requires all motorcyclists to carry liability insurance with minimum limits of 30000 dollars per person and 60000 dollars per accident for bodily injury plus 25000 dollars for property damage. Local agents can also help you add comprehensive and collision coverage for coastal weather risks like hurricanes and flooding.
What Does a Motorcycle Insurance Agent in Wilmington Cost?
Typical motorcycle insurance costs in North Carolina range from 300 to 800 dollars per year for basic liability coverage. Full coverage policies with comprehensive and collision often cost between 600 and 1500 dollars annually. Rates vary based on your bike type driving history and coverage limits. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum motorcycle insurance requirements in North Carolina?
North Carolina requires motorcyclists to have liability insurance with at least 30000 dollars per person for bodily injury 60000 dollars per accident for bodily injury and 25000 dollars for property damage. This is often written as 30/60/25 coverage. Agents in Wilmington can help you meet these minimums and suggest additional coverage.
Do I need uninsured motorist coverage for my motorcycle in Wilmington?
Uninsured motorist coverage is not required by North Carolina law for motorcycles but it is strongly recommended. It protects you if you are hit by a driver without insurance. Your Wilmington agent can explain how this coverage works with your policy.
How does North Carolina law affect motorcycle insurance rates in Wilmington?
North Carolina uses a tiered rating system that considers your driving record age and location. Wilmington coastal location can lead to higher premiums due to storm and flood risks. Agents can help you find discounts for safety courses and multi-policy bundling.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of North Carolina.