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Find Motorcycle Insurance Agents in Troy, NY

Compare motorcycle insurance agents in Troy. Review contact information and insurance categorys before you decide.

12 agents listed
Updated May 2026
Troy, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 12 motorcycle insurance agents in Troy, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mick Butler - State Farm Insurance Agent
961 Hoosick Rd, Troy, NY 12180
(518) 237-6425 mickbutlerinsurance.com
Kelly McGrath - State Farm Insurance Agent
233 N Greenbush Rd, Troy, NY 12180
(518) 272-7000 mcgrathagency.com
Attanasio Agency, LLC
235 Pawling Ave, Troy, NY 12180
(518) 266-0311 attanasioagency.com
John Loughlin - State Farm Insurance Agent
160 Oakwood Ave, Troy, NY 12180
(518) 266-9965 johnloughlininsurance.com
Freeway Insurance
351 Broadway, Troy, NY 12180
(518) 520-0450 locations.freeway.com
AAA Hudson Valley
112 N Greenbush Rd, Troy, NY 12180
(518) 426-1000 aaa.com
Culnan Insurance Agency LLC
16C N Greenbush Rd, Troy, NY 12180
(518) 326-1191 culnanagency.com
Wm. J. Fagan & Sons, Inc
15 1st St, Troy, NY 12180
(518) 272-3471 faganandsons.com
Brundige Insurance Agency
8 Grange Rd, Troy, NY 12180
(518) 279-1940 frontageinsurance.com
Insurance Depot
639 Pawling Ave, Troy, NY 12180
(518) 279-1190
Bright Line Insurance NY
615 Pawling Ave, Troy, NY 12180
(518) 394-1808
Schmidt Agency, Inc
321 Farm to Market Rd, Troy, NY 12180
(518) 283-2201 schmidtagency.com

Motorcycle insurance agents in Troy, New York help riders find policies that comply with state law. New York requires all motorcyclists to carry liability insurance with minimum limits of 25,000 dollars for bodily injury per person, 50,000 dollars per accident, and 10,000 dollars for property damage. Agents can also explain optional coverages like comprehensive and collision for added protection on local roads and highways.

What Does a Motorcycle Insurance Agent in Troy Cost?

Motorcycle insurance costs in Troy, New York typically range from 300 to 800 dollars per year for basic liability coverage, and 600 to 1,500 dollars per year for full coverage policies. Factors like your age, riding experience, motorcycle type, and driving history affect the final premium. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum insurance requirements for a motorcycle in New York?
New York law requires motorcycle owners to have liability insurance with at least 25,000 dollars per person for bodily injury, 50,000 dollars per accident, and 10,000 dollars for property damage. Uninsured motorist coverage of 25,000 dollars per person and 50,000 dollars per accident is also mandatory.
Can I get motorcycle insurance if I have a prior driving violation in Troy?
Yes, many insurance agents in Troy can help riders with prior violations find coverage. Your premium may be higher due to the increased risk, but agents can shop among different carriers to find a policy that fits your situation.
Does New York require helmet use for motorcycle riders?
Yes, New York law requires all motorcycle operators and passengers to wear a helmet that meets federal safety standards. This requirement does not directly affect insurance, but following safety laws can help maintain a clean driving record and potentially lower premiums.