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Find Motorcycle Insurance Agents Near You in St James, NY
Directory of motorcycle insurance agents in St James, New York. Verify credentials with the state department of insurance before hiring.
8 agents listed
Updated May 2026
St James, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 8 motorcycle insurance agents in St James, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
James Winter - State Farm Insurance Agent
312 Lake Ave, St James, NY 11780
(631) 981-1000
jamesjwinter.com
Thomas Maher: Allstate Insurance
462 Moriches Rd, St James, NY 11780
(631) 686-5177
agents.allstate.com
Christian Gregory: Allstate Insurance
872 Middle Country Rd, St James, NY 11780
(631) 265-5800
agents.allstate.com
Jim Winter - State Farm Insurance Agent
312 Lake Ave, St James, NY 11780
(631) 584-5929
jameslwinter.com
Tim Fleming: Allstate Insurance
419 N Country Rd Ste 1, St James, NY 11780
(631) 208-5266
agents.allstate.com
Dowling Knipfing Klein Insurance
500 Lake Ave, St James, NY 11780
(631) 584-6222
dkkins.com
Larry Darcey: Allstate Insurance
872 Middle Country Rd, St James, NY 11780
(631) 265-5800
agents.allstate.com
James Insurance service NY
610 Middle Country Rd, St James, NY 11780
(917) 336-8437
Motorcycle insurance agents in St James, New York help riders find coverage that meets state legal requirements. New York law mandates that all motorcycle owners carry liability insurance with minimum limits of 25,000 dollars for bodily injury per person and 50,000 dollars per accident. Agents can also assist with additional coverage options like comprehensive and collision to protect your bike on Long Island roads.
What Does a Motorcycle Insurance Agent in St James Cost?
Motorcycle insurance costs in New York vary widely based on factors like your age, riding experience, bike model, and driving record. A typical annual premium for a standard policy ranges from 400 to 1,200 dollars for basic liability coverage. Full coverage with comprehensive and collision can cost 800 to 2,500 dollars or more per year. This is general information and does not constitute insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum insurance requirements for a motorcycle in New York?
New York requires motorcycle owners to have liability insurance of at least 25,000 dollars for bodily injury per person, 50,000 dollars per accident, and 10,000 dollars for property damage. Uninsured motorist coverage is also mandatory.
Do I need a motorcycle license to get insurance in St James?
Yes, you must have a valid New York motorcycle license or learner permit to purchase a policy. Insurance companies require proof of licensure before issuing coverage.
Can I insure a motorcycle if I have a prior accident or ticket?
Yes, you can still find coverage, but your premium will likely be higher. An agent in St James can help you compare quotes from multiple carriers that specialize in higher risk riders.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.