The top-rated motorcycle insurance agent in Rome, New York is Stephanie Utter - State Farm Insurance Agent, rated 4.9 stars across 171 reviews. Other highly rated options include Freeway Insurance, Michael Collea - State Farm Insurance Agent, Moore Insurance Group. This directory lists 14 motorcycle insurance agents serving Rome.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Stephanie Utter - State Farm Insurance Agent | 8060 Turin Rd | (315) 339-3300 |
| 2 | Freeway Insurance | 211 E Dominick St | (315) 444-3298 |
| 3 | Michael Collea - State Farm Insurance Agent | 146 Erie Blvd E | (315) 371-4225 |
| 4 | Moore Insurance Group | 1002 Black River Blvd | (315) 371-4288 |
| 5 | Steve Jarvis - State Farm Insurance Agent | 834 Black River Blvd | (315) 336-5595 |
| 6 | Joseph Zullo: Allstate Insurance | 241 E Dominick St | (315) 339-1134 |
| 7 | Alan I. Spindler: Allstate Insurance | 813 Black River Blvd N | (315) 336-4040 |
| 8 | Dimaggio Insurance Agency | 200 E Garden St | (315) 336-8875 |
| 9 | Michael Garcia: Allstate Insurance | 706 Erie Blvd W | (315) 337-6666 |
| 10 | Barry Scott | 211 E Dominick St | (315) 339-5897 |
Stephanie Utter - State Farm Insurance Agent serves the Rome, NY metro area and surrounding Oneida County, specializing in motorcycle insurance agent services. This agency helps local riders secure coverage for a variety of bikes, including cruisers, sportbikes, and touring models. Policies can be tailored to address individual needs, with options for liability, comprehensive, and collision protection. The office also assists in finding appropriate roadside assistance and accessory coverage for your motorcycle.
Freeway Insurance offers specialized motorcycle insurance policies for riders in Rome, New York. Its agents assist clients in securing liability, collision, and comprehensive coverage tailored to their bikes. The company also handles general insurance needs, including auto and home policies. It helps riders address seasonal concerns, such as adjusting coverage for winter storage or ensuring full protection during the active spring and summer riding months.
Michael Collea of State Farm Insurance provides motorcycle insurance and additional coverage options for riders in the Rome, NY area. Service plans include personalized policy reviews to help adjust liability, comprehensive, or collision limits as needed. Maintenance plans are not available, though guidance on minimizing risk during the riding season is offered. The agency services coverage for single-family homes, apartments, retail spaces, and restaurants, extending beyond vehicle protection to meet diverse local property insurance needs.
Moore Insurance Group serves the Rome, New York area and surrounding communities throughout Oneida County. It handles motorcycle insurance policies for local riders who need liability and comprehensive coverage. The agency provides quotes for standard and customized bikes, assisting with the paperwork for each new policy. It works directly with clients to compare coverage options from different providers and to choose appropriate terms. For a typical job, the agent begins by reviewing the client's bike details and riding history to find suitable protection that aligns with the rider's needs.
Steve Jarvis - State Farm Insurance Agent serves homeowners, renters, and drivers in the Rome, NY area, providing motorcycle insurance to local riders. Policies can cover liability, comprehensive, and collision protection for bikes of various sizes. The agency helps customers understand coverage options that meet New York state requirements. Personalized service is available for those with multiple vehicles or policies. The area served also extends into the nearby Utica metro region.
For clients in Rome, New York, a single policy purchase for motorcycle coverage is commonly selected, though some prefer ongoing installation of seasonal protection plans for their bikes. Joseph Zullo: Allstate Insurance provides access to liability, collision, and comprehensive options that address local riding conditions. Routine assistance is scheduled ahead of policy renewal periods, but initial consultations for new riders or changes to existing coverage run on a strictly as-needed basis.
Alan I. Spindler: Allstate Insurance provides specialized motorcycle insurance agent services for riders in Rome, NY, along with general auto, home, and personal lines of insurance. The agency works with local motorcyclists to navigate coverage options that protect bikes and riders alike. As the riding season approaches each spring, it helps ensure that policies are updated to reflect current equipment and usage after winter storage.
Dimaggio Insurance Agency assists motorcycle owners in Rome, NY, with securing appropriate liability and collision coverage. The agency can also arrange for additional protections such as uninsured motorist and accessory coverage. Their services are designed to meet the needs of individual riders and small commercial fleets. They can provide policies for businesses that require vehicle coverage for their daily operations, including offices, warehouses, and food service operations.
When winter thaws in Rome, NY, many riders pull their motorcycles out of storage and need to update their coverage before the first ride. Michael Garcia: Allstate Insurance provides motorcycle insurance for local riders, helping them navigate policy options for liability, comprehensive, and collision protection. The agency works with customers to assess their individual riding habits and vehicle value. A typical initial step involves reviewing the bike’s condition and the owner’s driving history to determine appropriate coverage limits for the season ahead.
For motorcycle owners in Rome, NY, Barry Scott provides residential insurance services to protect personal bikes and scooters. Commercial coverage is also available for riders using motorcycles for business purposes. The agency serves clients throughout the Rome area and the surrounding communities. Policies are tailored to meet individual needs during the riding season, and the office offers follow-up assistance or repeat service between each regular visit to adjust coverage as circumstances change.
What Does a a Motorcycle Insurance Agent in Rome Cost?
Motorcycle insurance costs in Rome, New York typically range from $300 to $1,200 per year for basic liability coverage. Full coverage policies can cost $800 to $2,500 annually. Factors like your riding experience, bike type, and claims history affect premiums. This is general information, not insurance advice.
About motorcycle insurance agents in Rome
Motorcycle insurance agents in Rome, New York help riders find coverage that meets New York state requirements. New York law mandates liability insurance for all registered motorcycles. An agent can explain local factors like weather and traffic that affect your policy.
Frequently Asked Questions
What are the minimum insurance requirements for a motorcycle in New York?
New York requires liability coverage of at least $25,000 for bodily injury per person, $50,000 per accident, and $10,000 for property damage. Uninsured motorist coverage is also mandatory.
Do I need motorcycle insurance if I store my bike for winter in Rome?
If your motorcycle is registered in New York, you must maintain insurance year-round or surrender the plates. Failure to do so can result in fines and license suspension.
Can a local agent help me save on motorcycle insurance in Rome?
Yes, a Rome agent can compare rates from multiple insurers and find discounts for safety courses, multi-policy bundling, or low annual mileage. They tailor coverage to your riding habits.
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