The top-rated motorcycle insurance agent in Patchogue, New York is Ken Kortright - State Farm Insurance Agent, rated 5.0 stars across 1,570 reviews. Other highly rated options include Steve Klinzing - State Farm Insurance Agent, Robert Donahue - State Farm Insurance Agent, Bay Harbour Insurance Agency, Inc.. This directory lists 18 motorcycle insurance agents serving Patchogue.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ken Kortright - State Farm Insurance Agent | 224 E Main St Ste A | (631) 289-7300 |
| 2 | Steve Klinzing - State Farm Insurance Agent | 288 Waverly Ave | (631) 363-2468 |
| 3 | Robert Donahue - State Farm Insurance Agent | 499-77 Sunrise Hwy | (718) 459-2609 |
| 4 | Bay Harbour Insurance Agency, Inc. | 88 Waverly Ave | (631) 758-1550 |
| 5 | Gary Lombardo: Allstate Insurance | 1 S Ocean Ave Ste 204 | (631) 740-9742 |
| 6 | Specialized Insurance | 204 Medford Ave | (631) 758-6780 |
| 7 | LIGHTHOUSE INSURANCE PATCHOGUE | 259 Medford Ave | (631) 289-6400 |
| 8 | Michael Cirigliano: Allstate Insurance | 629 NY-112 #10 | (631) 758-7225 |
| 9 | CRISTIAN LYNCH: Allstate Insurance | 440 Waverly Ave | (631) 289-5333 |
| 10 | Patchogue Independent Insurance | 600 Waverly Ave | (631) 475-6363 |
Ken Kortright - State Farm Insurance Agent serves the Patchogue, New York, area as a local provider of motorcycle insurance coverage. The company helps clients secure policies that protect against common road risks and liability concerns. Motorcyclists in the region can receive guidance on choosing appropriate levels of bodily injury and property damage protection. The agency also assists with policy options such as uninsured motorist coverage and medical payments coverage.
Steve Klinzing - State Farm Insurance Agent in Patchogue, NY, helps customers secure comprehensive motorcycle insurance coverage, including liability, collision, and comprehensive options. The agency can also discuss policy customization, roadside assistance, and potential discounts for safe riding. Annual policy reviews ensure coverage continues to meet changing needs. The agency serves the insurance needs of single-family homes, apartments, retail establishments, and restaurants.
Homeowners, renters, and car owners in Patchogue, NY, can turn to Robert Donahue - State Farm Insurance Agent for their motorcycle insurance needs. This agency helps local riders secure liability and comprehensive coverage tailored to their bikes and riding habits. The focus remains on finding policies that fit individual budgets and protection requirements. Service extends to clients across eastern Suffolk County, including the neighboring communities of Bellport and Sayville.
Bay Harbour Insurance Agency, Inc. serves Patchogue and the surrounding communities across Suffolk County. As a motorcycle insurance agent, the company handles coverage for cruisers, sport bikes, touring models, and custom builds. The agency helps riders compare policy options for liability, comprehensive, and collision protection. Each current motor vehicle record is reviewed alongside the bike’s specifications to match appropriate coverage levels. The typical job begins with a no-obligation consultation to assess individual riding habits and garage security, then presents several quotes for the client to compare directly.
Gary Lombardo Allstate Insurance in Patchogue offers specialized motorcycle insurance services, helping riders secure tailored coverage for their bikes. The agency works with clients to address general motorcycle protection needs, including liability and comprehensive options. As a local resource, it assists with seasonal concerns such as insuring bikes stored over winter to ensure continuous coverage, or adjusting policies when preparing for the spring riding season after a period of inactivity.
Specialized Insurance assists motorcycle riders in Patchogue, New York, with their insurance needs. The agency focuses on securing liability, collision, and comprehensive coverage, and it can sometimes add roadside assistance or accessory protection for customized bikes. Clients in the area often require policies that account for seasonal riding and New York’s specific insurance requirements. Beyond motorcycles, the agency can serve commercial sectors such as local offices, warehouses, and food service businesses by addressing their general liability and property coverage needs.
Lighthouse Insurance Patchogue assists customers in distinguishing between standard liability coverage and more comprehensive policies that include collision and comprehensive protection for their motorcycles. The agency also explains the advantages of bundling insurance with other vehicles versus purchasing a standalone plan. Coverage options are tailored to address regional riding conditions and storage requirements common in Patchogue, New York. Support for policy adjustments and claims guidance is available year-round. Their services run on both a one-time new policy setup basis and periodically as riders renew or modify existing coverage.
As local riders prepare their bikes for the Long Island spring season, Michael Cirigliano: Allstate Insurance in Patchogue provides motorcycle insurance policies tailored to various models and riding habits. The agency covers liability, collision, and comprehensive options that meet New York state requirements for legal operation on area roads. This service helps protect enthusiasts from financial loss due to accidents, theft, or weather damage common on local highways. A full policy review with an agent begins with a quick inspection of the motorcycle's vehicle identification number and current registration.
CRISTIAN LYNCH: Allstate Insurance is a motorcycle insurance agent serving the Patchogue, NY area. The agency helps local riders secure coverage for a range of bikes, from cruisers to sport models. Policies typically include liability, collision, and comprehensive options tailored to individual needs. Agents in this region also guide customers through New York’s mandatory insurance requirements. For added protection, this agency can include coverage for custom parts and equipment as a specialty service.
What Does a a Motorcycle Insurance Agent in Patchogue Cost?
Motorcycle insurance costs in New York vary widely based on factors like your age, driving history, bike type, and coverage levels. A typical annual premium for a standard policy in Suffolk County ranges from 400 to 1,200 dollars. Riders with high-performance bikes or prior accidents may pay more. This is general information and not insurance advice.
About motorcycle insurance agents in Patchogue
Motorcycle insurance agents in Patchogue, New York help riders find policies that meet state legal requirements. New York law requires all motorcyclists to carry liability insurance with minimum limits of 25,000 dollars for bodily injury per person, 50,000 dollars per accident, and 10,000 dollars for property damage. A local agent can explain these requirements and help you choose additional coverage options like collision or comprehensive insurance.
Frequently Asked Questions
What is the minimum motorcycle insurance coverage required in New York?
New York requires at least 25,000 dollars in bodily injury liability per person, 50,000 dollars per accident, and 10,000 dollars in property damage liability. Uninsured motorist coverage is also mandatory.
Do I need motorcycle insurance in Patchogue if I only ride seasonally?
Yes, New York law requires continuous insurance coverage for any registered motorcycle. If you cancel your policy, you must surrender your plates to the DMV to avoid penalties.
Can a motorcycle insurance agent help me lower my premium in Patchogue?
Yes, an agent can review your driving record, safety course completion, and multi-policy discounts. Completing a New York State Motorcycle Safety Program course may qualify you for a discount.
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