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Find Motorcycle Insurance Agents in Niagara Falls, NY

Looking for a motorcycle insurance agent in Niagara Falls? Review the directory below to compare your options.

15 agents listed
Updated May 2026
Niagara Falls, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 15 motorcycle insurance agents in Niagara Falls, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Allison Crowley - State Farm Insurance Agent
6928 Williams Rd Suite 3, Niagara Falls, NY 14304
(716) 283-9100 crowleyagent.com
Laura Capizzi - State Farm Insurance Agent
2768 Niagara Falls Blvd, Niagara Falls, NY 14304
(716) 694-3404 lauracapizzi.com
Keller Insurance
2706 Pine Ave, Niagara Falls, NY 14301
(716) 395-7006 insureone.com
Laura Capizzi - State Farm Insurance Agent
2201 Pine Ave, Niagara Falls, NY 14301
(716) 282-5253 lauracapizzinf.com
Willoughby Insurance
2244 Pine Ave, Niagara Falls, NY 14301
(716) 285-5088 willoughbyinsurance.com
Stephanie Neal - State Farm Insurance Agent
2908 Military Rd, Niagara Falls, NY 14304
(716) 297-5566 stephanieneal.us
Andrew Clemen: Allstate Insurance
10065 Niagara Falls Blvd Suite 1, Niagara Falls, NY 14304
(716) 692-7405 agents.allstate.com
Joel Holka Insurance
8575 Niagara Falls Blvd, Niagara Falls, NY 14304
(716) 298-7540
Eugeni Insurance Agency Inc.
3003 Pine Ave, Niagara Falls, NY 14301
(716) 285-3491
Bruce Lucsok Agency, Inc.
6928 Williams Rd, Niagara Falls, NY 14304
(716) 298-1882 erieinsurance.com
Aswad Insurance Agency
7703 Niagara Falls Blvd, Niagara Falls, NY 14304
(716) 283-9333 aswadagency.com
William Davis Insurance
10335 Lockport Rd, Niagara Falls, NY 14304
(716) 297-2092
XNZ Insurance Agency Inc
8701 Buffalo Ave, Niagara Falls, NY 14304
(716) 299-0027
Frank M Ventry LLC
2049 Military Rd, Niagara Falls, NY 14304
(716) 371-0567 ventryinsurance.com
Mike Neal - State Farm Insurance Agent
2908 Military Rd, Niagara Falls, NY 14304
(716) 297-5566 nealagencyinc.com

Motorcycle insurance agents in Niagara Falls, New York help riders find coverage that meets state legal requirements. New York law requires all motorcyclists to carry liability insurance with minimum limits of 25,000 dollars for bodily injury per person, 50,000 dollars per accident, and 10,000 dollars for property damage. Local agents can also help you add optional coverages like comprehensive and collision to protect your bike on Niagara Falls roads.

What Does a Motorcycle Insurance Agent in Niagara Falls Cost?

Motorcycle insurance costs in Niagara Falls, New York typically range from 300 to 1,200 dollars per year for basic liability coverage, depending on factors like your age, riding experience, bike type, and claims history. Full coverage policies with comprehensive and collision can cost between 600 and 2,500 dollars annually. Rates are higher for sport bikes and newer models. This is general information and not insurance advice. Always consult a licensed agent for a personalized quote.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum insurance requirements for motorcycles in New York?
New York requires all motorcyclists to have liability insurance with at least 25,000 dollars per person for bodily injury, 50,000 dollars per accident, and 10,000 dollars for property damage. Uninsured motorist coverage is also required. An agent can help you meet these minimums.
Do I need motorcycle insurance in Niagara Falls if I only ride seasonally?
Yes, New York law requires continuous insurance coverage for any registered motorcycle, even if you only ride during warmer months. If you cancel your policy, you must surrender your plates to the DMV. An agent can help you find a seasonal policy that still meets state requirements.
How does a motorcycle insurance agent help me save money in Niagara Falls?
An agent can compare quotes from multiple insurers to find a policy that fits your budget. They can also help you identify discounts such as for completing a motorcycle safety course, bundling with other policies, or having a clean driving record. This can lower your premium without sacrificing coverage.