The top-rated motorcycle insurance agent in Melville, New York is First Heritage Insurance Agency, rated 4.9 stars across 1,453 reviews. Other highly rated options include PRK Insurance Agency Inc, Brian M. Gill - State Farm Insurance Agent, Clarity Insurance Agency. This directory lists 20 motorcycle insurance agents serving Melville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | First Heritage Insurance Agency | 324 S Service Rd | (631) 659-0189 |
| 2 | PRK Insurance Agency Inc | 425 Broadhollow Rd Suite 415 | (516) 799-9001 |
| 3 | Brian M. Gill - State Farm Insurance Agent | 713 Walt Whitman Rd | (631) 549-9444 |
| 4 | Clarity Insurance Agency | 35 Melville Park Rd #400 | (516) 862-4422 |
| 5 | YZ Insurance Group | 555 Broadhollow Rd # 303 | (516) 464-2100 |
| 6 | Coverland Brokerage Inc | 555 Broadhollow Rd #117 | (516) 696-3590 |
| 7 | ASAP Insurance Brokerage | 200 Broadhollow Rd Suite 207 | (888) 205-6660 |
| 8 | Tekbytes Insurance Brokerage inc. | 25 Melville Park Rd Suite 77 | (631) 481-9470 |
| 9 | Safe Haven Insurance Agency | 555 Broadhollow Rd | (631) 608-1137 |
| 10 | The Ferrante Agency: Allstate Insurance | 534 Broadhollow Rd Ste 250 | (516) 378-1500 |
First Heritage Insurance Agency serves the Melville, New York, area as a motorcycle insurance agent. It assists local riders in securing coverage that meets New York’s minimum liability requirements and protects their bikes against theft and damage. The agency helps clients navigate policy options, including comprehensive and collision plans, and provides guidance on uninsured motorist protection. It handles quotes and policy changes for standard cruisers, sport bikes, and touring motorcycles.
PRK Insurance Agency Inc in Melville, NY offers comprehensive motorcycle insurance services, including policy consultations, liability coverage, and protection for custom bikes and touring models. Their service plans assist clients with annual policy reviews, claims filing support, and adjustments for changing riding seasons or new vehicle acquisitions. The agency ensures riders understand each coverage option, helping them balance legally required protection with additional safeguards for their specific motorcycle type. It services single-family homes, apartments, retail, and restaurants.
Serving homeowners, vehicle owners, and riders in the Melville area, Brian M. Gill as a State Farm Insurance Agent provides motorcycle insurance policies designed to protect bikes and riders on local roads. A motorcycle insurance agent works with clients to discuss liability, comprehensive, and collision coverage options. Riders can review policy details to secure appropriate financial protection for their motorcycle. The agency also extends its insurance services to coverage needs in the neighboring community of Huntington Station.
Clarity Insurance Agency serves motorcycle riders in Melville, New York, and the surrounding communities of Long Island. The agency handles coverage for a variety of bikes, including cruisers, touring models, and sport motorcycles. A local agent works closely with each rider to understand their specific riding habits and coverage needs. When handling a typical policy, Clarity Insurance Agency begins by reviewing the rider’s driving record and bike type to find appropriate protection.
Motorcycle insurance can be purchased as a one-time seasonal policy or as a recurring annual plan, providing flexibility for different riding habits. YZ Insurance Group, based in Melville, NY, helps riders secure coverage that protects against liability, collision, and comprehensive risks. The agency works with local clients to evaluate their specific needs, from touring bikes to sport models. Customer service runs on both a scheduled appointment basis and as needed for quick policy adjustments.
Coverland Brokerage Inc in Melville, NY provides specialized motorcycle insurance coverage tailored to riders, including policies for cruisers, sport bikes, and touring models. The agency further assists with liability, collision, comprehensive, and uninsured motorist protection to ensure complete financial security on the road. As riding seasons shift with Long Island weather patterns, the team helps customers adjust their policies for spring startup protection or winter storage considerations when bikes are not in use.
As the warmer riding season approaches on Long Island, motorcyclists in Melville look for reliable coverage to protect their bikes on local roads. ASAP Insurance Brokerage offers motorcycle insurance agent services tailored to the needs of area riders. They help clients compare policies from multiple providers to find suitable liability and comprehensive options. A new client can begin by scheduling an initial consultation to discuss coverage needs and have their motorcycle inspected for proper underwriting.
Tekbytes Insurance Brokerage inc. in Melville, NY assists clients in securing coverage for their motorcycles, addressing both standard liability and collision policies. The company also facilitates access to specialty add-ons such as accessory coverage for custom parts and equipment. By working with multiple insurers, the agency helps riders find suitable protection for their bikes and touring needs. Its services extend to commercial sectors, including offices requiring fleet policies, warehouses needing comprehensive liability, and food service operations seeking delivery vehicle insurance.
The Ferrante Agency: Allstate Insurance serves residential customers in the Melville, NY area, assisting riders with policies to cover personal motorcycles. The agency also provides commercial coverage for businesses that rely on motorcycles for operations or deliveries. Covering the wider Melville region, the agency offers motorcycle insurance for various bike types and riding needs. Between regular visits, clients can follow up for adjustments or renewals as their coverage requirements evolve.
What Does a a Motorcycle Insurance Agent in Melville Cost?
The average cost of motorcycle insurance in New York ranges from 500 to 1,500 dollars per year for basic liability coverage, but rates vary based on your bike type, riding history, and coverage limits. Full coverage policies with comprehensive and collision can cost 1,000 to 3,000 dollars annually. This is general information and not insurance advice.
About motorcycle insurance agents in Melville
Motorcycle insurance agents in Melville, New York help riders find policies that meet state legal requirements. New York law requires all motorcyclists to carry liability insurance with minimum limits of 25,000 dollars for bodily injury per person, 50,000 dollars per accident, and 10,000 dollars for property damage. An agent can also help you add optional coverages like comprehensive and collision for extra protection.
Frequently Asked Questions
What are the minimum insurance requirements for a motorcycle in New York?
New York requires liability coverage of 25,000 dollars per person for bodily injury, 50,000 dollars per accident, and 10,000 dollars for property damage. Uninsured motorist coverage is also mandatory. An agent in Melville can help you meet these requirements.
Do I need motorcycle insurance if I only ride my bike a few months a year?
Yes, New York law requires continuous insurance coverage on a registered motorcycle even if you do not ride it year round. Lapsing coverage can lead to fines and registration suspension. An agent can help you find a policy with seasonal use options.
Can I get a discount on my motorcycle insurance in Melville?
Many insurers offer discounts for completing a New York State Motorcycle Safety Program course, bundling with auto or home insurance, or having a clean driving record. An agent can review available discounts with you.
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