The top-rated motorcycle insurance agent in Long Beach, New York is Mackoul Risk Solutions, rated 4.9 stars across 186 reviews. Other highly rated options include Meyerson-Roth Co / DCAP Insurance, Denis A. Miller Insurance Agency, Inc., Lancer Insurance Company. This directory lists 11 motorcycle insurance agents serving Long Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mackoul Risk Solutions | 216 W Park Ave | (866) 622-5685 |
| 2 | Meyerson-Roth Co / DCAP Insurance | 30b W Park Ave | (516) 432-5800 |
| 3 | Denis A. Miller Insurance Agency, Inc. | 28 E Park Ave | (516) 432-9245 |
| 4 | Lancer Insurance Company | 370 W Park Ave | (516) 431-4441 |
| 5 | Edwin J. O'Toole Insurance Agency | 727A W Park Ave | (516) 764-7800 |
| 6 | Hometown Atlantic Inc | 120 W Park Ave # 209 | (516) 670-9305 |
| 7 | Insurance Agency | 832 W Beech St | (914) 256-2294 |
| 8 | DCAP Insurance | 30b, 30 W Park Ave | (516) 432-5800 |
| 9 | Jil Agency, Ltd | 1013 W Beech St | (516) 432-4800 |
| 10 | Filos Agency Inc. | 814 W Beech St | (516) 897-4546 |
Mackoul Risk Solutions serves the Long Beach, New York area as a motorcycle insurance agent, helping riders find coverage tailored to their specific needs. The agency works with clients to identify appropriate policies that protect their motorcycles and meet local requirements. Navigating the various coverage options available can be complex, and the agent assists by explaining the distinctions between different liability limits and physical damage protections. Mackoul Risk Solutions handles comprehensive motorcycle insurance policies and uninsured motorist coverage.
Meyerson-Roth Co / DCAP Insurance provides motorcycle insurance agency services for the Long Beach, New York area, including policy consultation and coverage selection assistance. Their offerings typically encompass liability, comprehensive, and collision options tailored to local riders. Service plans often involve periodic policy reviews to adjust coverage as needs change. The company assists with claims filing and ensures clients understand policy terms. It services single-family homes, apartments, retail, and restaurants, extending its insurance expertise to these surrounding property types.
Serving clients in Long Beach and the surrounding Nassau County communities, Denis A. Miller Insurance Agency, Inc. handles motorcycle insurance coverage for local riders. As an agent, the firm helps riders secure policies that address liability, collision, and comprehensive protection for their bikes. It works to match each rider with coverage that fits their specific needs and budget. The agency approaches each request by first reviewing the rider's bike type and riding habits before presenting suitable policy options from available carriers.
Lancer Insurance Company serves motorcycle owners in Long Beach and throughout Nassau County. As a local agency, it helps riders protect their machines with comprehensive coverage tailored to individual needs. The company assists clients in navigating policy options, including liability and collision protection. For enthusiasts who ride for leisure or daily commuting, the agency provides straightforward guidance on meeting insurance requirements. It also extends its services to neighboring Oceanside and the surrounding South Shore communities, ensuring motorcyclists ride with confidence in this coastal region.
Edwin J. O'Toole Insurance Agency in Long Beach, NY, provides motorcycle insurance agents who clarify the distinction between one-time liability policies for a single riding season and recurring annual coverage that protects against ongoing risks. They assess each rider’s specific needs to recommend appropriate protection, including collision and comprehensive options. Service is available on an as-needed basis, with clients contacting the agency when they require new policies or policy adjustments.
Hometown Atlantic Inc offers specialized motorcycle insurance agent services in Long Beach, New York. It assists riders in selecting appropriate coverage options and navigating policy details tailored to their individual needs. This local agency guides customers through general insurance processes, ensuring compliance with state requirements for motorcycle operation. During the colder months, it helps prepare policies for winter storage periods when bikes are less frequently ridden.
As the seasons change along the South Shore of Long Island, local riders often seek proper coverage before hitting the roads around Long Beach. Insurance Agency addresses these needs by matching motorcycle enthusiasts with appropriate liability and comprehensive policies. Their agents work with clients to understand varying bike types and riding habits, then present suitable coverage options from standard carriers. This process helps ensure protection against common coastal risks like weather damage or theft. A typical first consultation involves a brief review of the motorcycle's details to begin an initial coverage assessment.
DCAP Insurance provides motorcycle insurance coverage in Long Beach, New York, including liability, collision, and comprehensive options for riders. It also offers service and maintenance plans to help policyholders protect their bikes through routine care and unexpected repairs. The agency supports local motorcyclists by tailoring plans to individual riding needs. In addition to serving individual riders, it services properties such as single-family homes, apartments, retail locations, and restaurants.
Jil Agency, Ltd works as a local motorcycle insurance agent in Long Beach, NY. The company can assist clients with liability coverage while also helping to arrange specialized add-ons such as protection for custom parts, aftermarket accessories, and roadside assistance. It guides policyholders through the necessary paperwork for registration and lienholder requirements. The agency serves commercial sectors that rely on motorcycles for delivery and service operations, including nearby offices, warehouses, and food service businesses.
Filos Agency Inc. offers motorcycle insurance services to residents in and around Long Beach, New York. They assist clients with coverage for personal motorcycles and also provide commercial policies for riders who use their bikes for business purposes. Their service area extends throughout the local community and the surrounding region. After a policy is written, they remain available to address any questions or needed adjustments between regular review visits. This follow-up support ensures clients maintain appropriate coverage throughout their riding season.
What Does a a Motorcycle Insurance Agent in Long Beach Cost?
Motorcycle insurance costs in Long Beach, New York typically range from $300 to $1,200 per year for basic liability coverage. Full coverage with comprehensive and collision can cost $600 to $2,500 annually depending on your bike model, age, driving record, and location. Rates are higher for sport bikes and newer models. This is general information and not insurance advice.
About motorcycle insurance agents in Long Beach
Motorcycle insurance agents in Long Beach, New York help riders meet state requirements and protect their bikes. New York law mandates liability insurance for all motorcycles, with minimum limits of $25,000 per person and $50,000 per accident for bodily injury. An agent can explain local risks like coastal weather and traffic on the Long Beach boardwalk area.
Frequently Asked Questions
What are the minimum insurance requirements for a motorcycle in New York?
New York requires all motorcycle owners to carry liability insurance with at least $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $10,000 for property damage. Uninsured motorist coverage is also required.
Can I get motorcycle insurance if I have a prior violation or accident?
Yes, many agents in Long Beach can find coverage for riders with tickets or past claims. New York law allows insurers to charge higher rates based on driving history, but an agent can compare options from multiple carriers.
Does my motorcycle insurance cover theft or damage in Long Beach?
Standard liability policies do not cover theft or damage to your bike. You need comprehensive and collision coverage for those risks. An agent can help you add these options based on your bikes value and local theft rates.
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