The top-rated motorcycle insurance agent in Union, New Jersey is AAA Union, rated 4.4 stars across 193 reviews. Other highly rated options include David Roy - State Farm Insurance Agent, State Farm Insurance Agent Max Smirnov, Farmers Insurance - David Robbins. This directory lists 14 motorcycle insurance agents serving Union.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA Union | 2317 US-22 | (908) 557-5222 |
| 2 | David Roy - State Farm Insurance Agent | 530 Chestnut St Suite 102 | (908) 688-2051 |
| 3 | State Farm Insurance Agent Max Smirnov | 1051 Stuyvesant Ave. | (908) 810-0040 |
| 4 | Farmers Insurance - David Robbins | 2717B Morris Ave | (908) 557-5251 |
| 5 | Clear Path Insurance Services | 969 Stuyvesant Ave. #3 | (908) 955-8085 |
| 6 | Tavares Insurance Agency | 2086 Morris Ave | (908) 686-0404 |
| 7 | Allianza Insurance | 1191 Morris Ave | (908) 444-4067 |
| 8 | Insurance Associates Plus | 1523 Morris Ave | (908) 964-9010 |
| 9 | Annagard Insurance Agency | 397 Chestnut St Suite 6 | (908) 888-0120 |
| 10 | Goosehead Insurance - Monique Perry | 2400 Morris Ave # 104 | (973) 954-9288 |
AAA Union serves Union County and the surrounding metro area as a dedicated motorcycle insurance agent. The company assists riders with locating policy options that protect their motorcycles against common liabilities and physical damage. Standard services include evaluating coverage needs for various bike models and riding patterns. As a local agency, it provides guidance for seasonal storage adjustments and can help organize the necessary proof of insurance for registration requirements. Specific services it handles include securing quotes for high-performance models and processing claims for collision repairs.
David Roy - State Farm Insurance Agent in Union, NJ, offers a range of services including motorcycle insurance policies tailored for local riders. The agency provides assistance with coverage options and helps clients understand their service and maintenance plans for their motorcycles. As a motorcycle insurance agent, the office works to protect drivers from financial risks on the road. The agency typically services properties such as single-family homes, apartments, retail businesses, and restaurants throughout the Union area.
Serving homeowners, businesses, and property managers, State Farm Insurance Agent Max Smirnov in Union, NJ, provides motorcycle insurance policies to riders in the area. This agency helps customers obtain coverage tailored to their bikes and riding habits. With a focus on protecting riders and their assets, the agent works to explain policy options and local requirements clearly. Motorcycle insurance is offered alongside standard home and auto plans for bundle convenience. Service also extends across Union County and nearby Elizabeth.
Farmers Insurance - David Robbins serves Union, New Jersey, and the surrounding communities in Union County, handling motorcycle insurance policies for local riders. The agency addresses coverage for a range of bikes, including cruisers, sport models, and touring motorcycles. Its approach to a typical job begins with reviewing the client’s riding habits and vehicle type to tailor liability and comprehensive coverage options.
For riders seeking either a single policy purchase or ongoing coverage adjustments, Clear Path Insurance Services in Union, NJ serves as a local motorcycle insurance agent. The agency addresses standard needs like liability, collision, and comprehensive protection for bikes. Clients may choose a one-time transaction for immediate coverage or arrange periodic reviews of their policy as their riding circumstances evolve. Service operates on a one-time, scheduled, or as-needed basis depending on each rider’s preference for policy management.
Tavares Insurance Agency specializes in motorcycle insurance policies tailored for riders in Union, NJ, offering protection for a range of bikes from cruisers to sport models. It provides general coverage options including liability, collision, and comprehensive plans to secure riders against financial loss. The agency works to address seasonal concerns, assisting clients in adjusting their coverage for storage during winter months or preparing policies for the busy spring riding season.
Allianza Insurance, located in Union, NJ, provides motorcycle insurance agent services, helping clients secure coverage for their bikes. Its specialty add-ons can include protections for custom parts and accessories, as well as roadside assistance plans. The agency works with riders to find policies that address specific needs on the road. In addition to motorcycles, it serves commercial sectors such as offices, warehouses, and food service establishments, offering tailored insurance solutions for their unique operational risks.
When spring riding season returns to Union, New Jersey, and local motorcyclists prepare their bikes for the road, Insurance Associates Plus offers coverage tailored to area riders. Their policies address the common risks of navigating busy streets and unpredictable weather in Union County. Every policy is written to match the specific make and model of a client's bike. The process begins with an inspection of the motorcycle at a location convenient for the rider, which establishes the initial premium estimate.
Annagard Insurance Agency provides residential motorcycle insurance coverage for clients in Union, NJ, and the surrounding areas. They also offer commercial policies for businesses that use motorcycles in their operations. Their services are designed to protect riders from common risks on the road. After an initial policy is set up, the agency can assist with adjustments, claims support, and renewals to keep coverage current between regular visits.
Goosehead Insurance - Monique Perry in Union, NJ is a motorcycle insurance agent known for helping riders secure tailored coverage for their bikes. Its service range includes liability, collision, and comprehensive policies designed to protect both standard and custom motorcycles in the local area. Agents work with multiple carriers to match clients with suitable plans for their specific riding needs. As a specialty service, the agency can add on roadside assistance for stranded motorcyclists, providing towing and repair dispatch support.
What Does a a Motorcycle Insurance Agent in Union Cost?
Motorcycle insurance costs in Union, New Jersey typically range from 300 to 800 dollars per year for basic liability coverage, but full coverage policies can cost 800 to 1,500 dollars or more. Factors such as your age, riding experience, type of motorcycle, and claims history affect the premium. New Jersey law also requires a surcharge for at-fault accidents, which can increase rates. This is general information and not insurance advice.
About motorcycle insurance agents in Union
Motorcycle insurance agents in Union, New Jersey help riders find coverage that meets state legal requirements. New Jersey law requires all motorcyclists to carry liability insurance with minimum limits of 15,000 dollars for bodily injury per person and 30,000 dollars per accident. A local agent can explain how these requirements apply to your specific bike and riding habits.
Frequently Asked Questions
What is the minimum motorcycle insurance coverage required in New Jersey?
New Jersey requires motorcyclists to have liability insurance with at least 15,000 dollars per person and 30,000 dollars per accident for bodily injury, plus 5,000 dollars for property damage. Uninsured and underinsured motorist coverage is also required by law.
Can I get motorcycle insurance if I have a prior accident or violation in Union?
Yes, many agents in Union can help you find coverage even with a less-than-perfect driving record. New Jersey has a shared market called the New Jersey Automobile Insurance Plan that provides coverage for high-risk riders. An agent can explain your options.
Does New Jersey require helmet use for motorcycle insurance purposes?
New Jersey law requires all motorcycle riders and passengers to wear a helmet. While this does not directly affect insurance rates, failing to wear a helmet can impact claims if you are injured in an accident. Your agent can advise on how safety gear relates to your policy.
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