The top-rated motorcycle insurance agent in Livingston, New Jersey is Sandra Suarez - State Farm Insurance Agent, rated 4.9 stars across 115 reviews. Other highly rated options include Infinity Guard Insurance Agency, Christopher Uccio: Allstate Insurance, World Insurance Associates LLC. This directory lists 10 motorcycle insurance agents serving Livingston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sandra Suarez - State Farm Insurance Agent | 2 E Northfield Rd Suite #6 | (973) 994-0500 |
| 2 | Infinity Guard Insurance Agency | 600 S Livingston Ave | (973) 315-7621 |
| 3 | Christopher Uccio: Allstate Insurance | 34 S Livingston Ave Ste 28 | (973) 535-1280 |
| 4 | World Insurance Associates LLC | 301 S Livingston Ave # 100 | (973) 994-9898 |
| 5 | Mike Petronella - State Farm Insurance Agent | 104 S Livingston Ave | (973) 994-0472 |
| 6 | JONATHAN CASTANEDA: Allstate Insurance | 34 S Livingston Ave #2b | (973) 535-1280 |
| 7 | Strategic Insurance Agency Inc. | 568 S Livingston Ave | (973) 422-1324 |
| 8 | Wharton Lyon Lyon | 101 S Livingston Ave | (973) 992-5775 |
| 9 | Anthony Santarella - Prudential Financial | 256 S Livingston Ave | (973) 597-9700 |
| 10 | E | 22 S Livingston Ave | (973) 994-2650 |
Sandra Suarez - State Farm Insurance Agent serves the Livingston, NJ area and the surrounding Essex County region as a motorcycle insurance agent. The agency provides personal insurance services and tailors coverage options to meet individual policyholder needs. Clients receive guidance on standard liability protection and can also explore additional coverages for their motorcycles. The company handles comprehensive and collision policies for riders in this local market.
Infinity Guard Insurance Agency in Livingston, New Jersey, provides motorcycle insurance coverage. It helps riders protect their bikes against common risks and liabilities from accidents or theft on local roads. Standard policies offer liability, collision, and comprehensive protection for seasonal or year-round use. Claims filing assistance and policy updates are available through its office. The agency works with clients who own single-family homes, apartments, retail spaces, and restaurants.
Christopher Uccio: Allstate Insurance serves homeowners, renters, and vehicle owners in the Livingston, New Jersey area. The agency offers motorcycle insurance policies tailored to protect riders and their bikes from liability, collision, and comprehensive risks. As a local agent, Christopher Uccio helps clients understand coverage options for different types of motorcycles and riding habits. The agency also provides guidance on bundling policies for greater simplicity. Its service area extends to neighboring communities throughout Essex County.
World Insurance Associates LLC, based in Livingston, New Jersey, is a provider of specialized coverage for motorcyclists, serving riders throughout the local region. The agency offers standard liability, collision, and comprehensive options tailored to various bike types and rider experience levels. Policyholders benefit from guidance on New Jersey state requirements and customized protection for touring, sport, or vintage motorcycles. Additionally, this carrier can arrange accessory coverage for custom parts, helmets, and riding gear as an add-on.
Serving Livingston and the surrounding communities in Essex County, Mike Petronella - State Farm Insurance Agent handles motorcycle insurance policies for local riders. It assists with coverage options for a variety of bikes, including cruisers, sport models, and touring motorcycles. The agency approaches each client’s needs by first reviewing their riding habits and storage situation, then tailoring policy components like liability limits and comprehensive coverage to match their specific risk profile.
For riders, motorcycle insurance can be purchased as a one-time policy for seasonal use or set on a scheduled plan for year-round coverage. Located in Livingston, NJ, JONATHAN CASTANEDA: Allstate Insurance offers standard liability, collision, and comprehensive plans tailored for local motorcyclists. An agent can review whether scheduled or as-needed service better fits a rider’s needs, including help adjusting coverage for storage months. Service is available on either a scheduled or as-needed basis, with a convenient office for walk-in or appointment requests.
Strategic Insurance Agency Inc. in Livingston, New Jersey, offers specialized coverage for motorcycles, including liability and comprehensive policies. It serves riders by matching them with suitable protection plans that address local roadway conditions and legal requirements. The company guides customers through policy details and assists with claims filing when needed. As winter approaches, it provides options for laying up seasonal bikes to suspend collision coverage and reduce premiums during storage months.
For riders in Livingston, seasonal shifts can bring wet roads and unpredictable debris that raise insurance concerns. Wharton Lyon Lyon addresses these needs as a local motorcycle insurance agent. They help clients assess coverage that responds to changing conditions, including liability limits and protection for custom parts. The process begins with an initial consultation to review the motorcycle’s specifications, planned usage, and any risk factors before recommending specific policy options. A thorough inspection is then scheduled to finalize the assessment.
Anthony Santarella - Prudential Financial provides motorcycle insurance agent services for riders in Livingston, New Jersey. The agency helps clients secure coverage for a wide range of bikes and connects them with additional protection such as roadside assistance or comprehensive add-ons. It focuses on matching policies to individual riding habits and risk profiles. The company can assist businesses or organizations that need coverage for motorcycles used in their own operations, including offices, warehouses, and food service establishments.
Located in Livingston, NJ, E serves residential motorcycle owners across the local area, assisting with insurance for individual riders. This agency also provides tailored coverage for commercial motorcycle operations, such as delivery fleets. Their daily work involves helping clients understand policy options, including liability and comprehensive protection. E typically encourages policyholders to schedule annual policy reviews between regular riding seasons, ensuring continuous coverage adjustments as vehicles or requirements evolve. Returning customers often contact the office after major life changes or seasonal maintenance to confirm their protection is current.
What Does a a Motorcycle Insurance Agent in Livingston Cost?
Motorcycle insurance costs in New Jersey vary widely based on factors like your age, riding experience, bike type, and coverage limits. On average, annual premiums range from $400 for basic liability to over $1,500 for full coverage on a sport bike. Rates are also influenced by your location in Livingston and your driving record. This is general information and not insurance advice.
About motorcycle insurance agents in Livingston
Livingston, New Jersey riders need a motorcycle insurance agent who understands state-specific requirements. New Jersey law mandates minimum liability coverage of $15,000 per person and $30,000 per accident for bodily injury, plus $5,000 for property damage. A local agent can help you navigate these rules and find a policy that fits your riding needs.
Frequently Asked Questions
What is the minimum motorcycle insurance coverage required in New Jersey?
New Jersey requires at least $15,000 per person and $30,000 per accident for bodily injury liability, and $5,000 for property damage liability. You may also need uninsured motorist coverage. An agent can explain these requirements in detail.
Do I need a special license to ride a motorcycle in Livingston?
Yes, you need a motorcycle endorsement on your New Jersey drivers license or a separate motorcycle license. You must pass a knowledge test and an on-cycle skills test. An insurance agent can help you find coverage once you have the proper license.
Can I get motorcycle insurance if I have a driving violation on my record?
Yes, many insurers in New Jersey offer coverage for riders with violations, though your premium may be higher. A Livingston agent can shop multiple companies to find a policy that works for your situation.
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