Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 motorcycle insurance agents in Florence, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Joseph F. McHugh Insurance Agency, Inc.
300 Broad St, Florence, NJ 08518
(609) 499-0533
mchugh-insurance.com
David Hutchison
314 W Front St, Florence, NJ 08518
(609) 499-1111
content.naic.org
What Does a Motorcycle Insurance Agent in Florence Cost?
Motorcycle insurance costs in New Jersey vary widely based on factors like your age, driving record, bike type, and coverage levels. Annual premiums for a standard policy typically range from $400 to $1,200 for basic liability coverage, with full coverage policies costing $800 to $2,500 or more. Riders with clean records and older bikes often pay less, while sport bikes or riders with violations pay more. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum insurance requirements for a motorcycle in New Jersey?
New Jersey requires motorcycle owners to carry liability insurance with at least $15,000 per person and $30,000 per accident for bodily injury, and $5,000 for property damage. Uninsured and underinsured motorist coverage is also mandatory unless you reject it in writing.
Do I need a special license to ride a motorcycle in Florence New Jersey?
Yes, you need a motorcycle endorsement on your New Jersey driver license or a separate motorcycle license. You must pass a knowledge test and an on-cycle skills test, or complete a New Jersey Motorcycle Safety Program course.
Can I get motorcycle insurance if I have a DUI on my record in New Jersey?
Yes, you can still get motorcycle insurance in New Jersey after a DUI, but your rates will be significantly higher. You may need to seek coverage from the New Jersey Automobile Insurance Plan or a high-risk insurer.