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Motorcycle Insurance Agents in Chester, NJ

Looking for a motorcycle insurance agent in Chester? Review the directory below to compare your options.

5 agents listed
Updated May 2026
Chester, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 5 motorcycle insurance agents in Chester, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Phoenix Insurance Group Inc
205 Main St, Chester, NJ 07930
(800) 248-0397 phoenixinsgrp.com
Highstreet Insurance formerly, Paladin Insurance Agency
310 Rte 24 Ste A4, Chester, NJ 07930
(973) 434-7420 paladinagency.com
Life Guard Insurance Agency
290 US-206, Chester, NJ 07930
(862) 200-9358
Dennis Lamb - State Farm Insurance Agent
555 Main St Fl 2 Rear, Chester, NJ 07930
(908) 879-2616 dennislamb.net
The Insurance Outfit
32 Collis Ln Ste D, Chester, NJ 07930
(908) 955-7561 theinsuranceoutfit.com

Motorcycle insurance agents in Chester, New Jersey help riders find policies that meet state legal requirements. New Jersey law requires all motorcyclists to carry liability insurance with minimum limits of $15,000 per person and $30,000 per accident for bodily injury, plus $5,000 for property damage. A local agent can explain these requirements and help you choose additional coverage options like comprehensive and collision.

What Does a Motorcycle Insurance Agent in Chester Cost?

Motorcycle insurance costs in New Jersey vary widely based on factors like your age, riding experience, bike model, and coverage limits. A typical annual premium for a standard policy can range from $400 to $1,200. Riders with clean records and older bikes often pay less. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum insurance requirements for a motorcycle in New Jersey?
New Jersey requires motorcyclists to have liability insurance with at least $15,000 per person and $30,000 per accident for bodily injury, and $5,000 for property damage. Uninsured and underinsured motorist coverage is also mandatory.
How can a Chester motorcycle insurance agent help me save money?
An agent can compare policies from multiple insurers to find competitive rates. They can also advise on discounts for safety courses, multi-policy bundling, or low annual mileage.
Do I need full coverage for my motorcycle in New Jersey?
Full coverage is not legally required but is often recommended for newer or financed bikes. It includes collision and comprehensive coverage, which pay for damage to your motorcycle from accidents, theft, or weather events.