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Motorcycle Insurance Agents in Atlantic Highlands, NJ

Looking for a motorcycle insurance agent in Atlantic Highlands? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Atlantic Highlands, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 motorcycle insurance agents in Atlantic Highlands, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mesanko Insurance Agency
20 Center Ave #1, Atlantic Highlands, NJ 07716
(732) 291-9981
World Insurance Associates LLC
50 First Ave, Atlantic Highlands, NJ 07716
(732) 888-5000 locations.worldinsurance.com

Motorcycle insurance agents in Atlantic Highlands, New Jersey help riders find policies that meet state legal requirements. New Jersey law requires all motorcycle owners to carry liability insurance with minimum limits of 15,000 dollars per person for bodily injury and 5,000 dollars for property damage. Local agents can also advise on optional coverages like comprehensive and collision to protect against theft or weather damage common in coastal areas.

What Does a Motorcycle Insurance Agent in Atlantic Highlands Cost?

The cost of motorcycle insurance in Atlantic Highlands, New Jersey typically ranges from 300 to 800 dollars per year for basic liability coverage. Full coverage policies with comprehensive and collision can cost between 600 and 1,500 dollars annually. Factors like your age, riding experience, bike model, and claims history affect the price. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum insurance requirements for a motorcycle in New Jersey?
New Jersey requires all motorcycle owners to have liability insurance with at least 15,000 dollars per person for bodily injury, 30,000 dollars per accident, and 5,000 dollars for property damage. Uninsured and underinsured motorist coverage is also mandatory. An agent in Atlantic Highlands can help you meet these minimums.
Do I need a special license to ride a motorcycle in New Jersey?
Yes, you need a motorcycle endorsement on your New Jersey drivers license or a separate motorcycle license. You must pass a written test and a road test. Some agents may ask for your license details when quoting a policy.
Can I get motorcycle insurance if I have a prior accident or ticket?
Yes, many insurers in New Jersey will still offer coverage, though your premium may be higher. An agent can compare rates from multiple companies to find an affordable option. New Jersey law allows insurers to consider driving history for up to three years.