Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 6 motorcycle insurance agents in St Michael, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Derek Brant - State Farm Insurance Agent
112 Central Ave E, St Michael, MN 55376
(763) 497-4940
derekbrantinsurance.com
Farmers Insurance - David Mugg
400 Central Ave E Ste 55, St Michael, MN 55376
(763) 298-3563
agents.farmers.com
Bruce A. McKimmy, Ltd
517 Dogwood Ave NW, St Michael, MN 55376
(612) 324-0369
CareWise Insurance MN
28 Main St S, St Michael, MN 55376
(763) 220-1479
Nationwide Insurance: All Insurance Services, Inc.
213 Meadowlark Rd SE, St Michael, MN 55376
(763) 497-2247
agency.nationwide.com
Zachman Insurance Agency Inc
12725 43rd St NE #101, St Michael, MN 55376
(763) 497-2430
zachmaninsurance.com
What Does a Motorcycle Insurance Agent in St Michael Cost?
Motorcycle insurance costs in Minnesota vary by factors like your age, riding experience, bike type, and coverage limits. A basic liability policy for a standard cruiser might cost 200 to 500 dollars per year, while full coverage for a sport bike can range from 600 to 1,200 dollars annually. Premiums are generally lower for riders with clean records and those who complete a safety course. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum insurance requirements for motorcycles in Minnesota?
Minnesota requires liability coverage of at least 30,000 dollars per person for bodily injury, 60,000 dollars per accident for bodily injury, and 25,000 dollars for property damage. Uninsured and underinsured motorist coverage is also required by law.
Do I need to have a motorcycle license to get insurance in St Michael?
Yes, most insurance companies in Minnesota require a valid motorcycle endorsement on your drivers license to purchase a policy. Some may offer coverage with a learners permit, but this varies by insurer.
Can I get seasonal motorcycle insurance in Minnesota?
Yes, many agents in St Michael offer seasonal or lay-up policies. You can suspend coverage during winter months and reinstate it in spring. This can lower your annual premium while keeping comprehensive coverage active.