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Browse motorcycle insurance agents serving Otsego, Minnesota. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Otsego, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 2 motorcycle insurance agents in Otsego, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
EnviZion Insurance
14271 77th St NE, Otsego, MN 55330
(612) 354-6496
ezinsuranceplan.com
Kroger Insurance Agency
17625 52nd St NE, Otsego, MN 55374
(763) 245-9484
krogeragency.com
Motorcycle insurance agents in Otsego, Minnesota help riders find coverage that meets state requirements and protects their bikes. Minnesota law mandates liability insurance for all motorcycles, with minimum limits of 30,000 dollars for injury per person and 60,000 dollars per accident. Local agents can guide you through options like comprehensive and collision coverage tailored to your riding needs.
What Does a Motorcycle Insurance Agent in Otsego Cost?
Motorcycle insurance costs in Minnesota vary by factors like bike type, riding history, and coverage levels. A basic liability policy for a standard cruiser might range from 200 to 500 dollars per year, while full coverage for a high-performance bike can cost 800 to 1,500 dollars annually. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum insurance requirements for motorcycles in Minnesota?
Minnesota requires all motorcycle owners to carry liability insurance with at least 30,000 dollars per person for bodily injury and 60,000 dollars per accident. Uninsured motorist coverage of 25,000 dollars per person and 50,000 dollars per accident is also mandatory.
Do I need motorcycle insurance if I only ride my bike in Otsego during summer?
Yes, Minnesota law requires continuous liability insurance on any registered motorcycle, even if you only ride seasonally. An agent can help you find a policy with seasonal usage discounts or lay-up periods to reduce costs.
Can I add custom parts coverage to my motorcycle policy in Otsego?
Yes, many motorcycle insurance agents in Otsego offer optional coverage for custom parts and accessories. This can include aftermarket exhausts, paint, or chrome parts, typically up to a set dollar limit like 3,000 dollars.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.