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Find Motorcycle Insurance Agents Near You in Ham Lake, MN
Directory of motorcycle insurance agents in Ham Lake, Minnesota. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Ham Lake, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 2 motorcycle insurance agents in Ham Lake, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Maria D - State Farm Insurance Agent
16015 Central Ave NE, Ham Lake, MN 55432
(763) 571-4243
mariadagency.com
Saarela Insurance Services-Nesbit Agencies
17565 Central Ave NE Suite 160, Ham Lake, MN 55304
(763) 434-4834
saarelainsurance.com
Motorcycle insurance agents in Ham Lake, Minnesota help riders find coverage that meets state requirements. Minnesota law requires all motorcyclists to carry liability insurance with minimum limits of 30,000 dollars for injury per person, 60,000 dollars per accident, and 10,000 dollars for property damage. Local agents can also help you add optional coverages like comprehensive or collision for your bike.
What Does a Motorcycle Insurance Agent in Ham Lake Cost?
Motorcycle insurance costs in Minnesota vary based on factors like your age, riding experience, bike type, and coverage levels. A basic liability policy for a standard motorcycle might cost between 200 and 500 dollars per year, while full coverage can range from 500 to 1,500 dollars annually. Riders with sport bikes or higher risk profiles may pay more. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the minimum motorcycle insurance required in Minnesota?
Minnesota requires liability coverage of 30,000 dollars per person for bodily injury, 60,000 dollars per accident, and 10,000 dollars for property damage. Uninsured and underinsured motorist coverage is also mandatory in Minnesota.
Do I need motorcycle insurance to ride in Ham Lake?
Yes, Minnesota law requires all motorcyclists to have liability insurance before riding on public roads. You must carry proof of insurance with you at all times and show it if asked by law enforcement.
Can I get a discount on my motorcycle insurance in Minnesota?
Many insurance companies offer discounts for completing a motorcycle safety course, bundling policies, or having a clean driving record. Ask your Ham Lake agent about available discounts for your situation.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.