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Compare motorcycle insurance agents in Duluth. Review contact information and insurance categorys before you decide.
7 agents listed
Updated May 2026
Duluth, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 7 motorcycle insurance agents in Duluth, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Christopher Gardner: Allstate Insurance
4001 Grand Ave, Duluth, MN 55807
(218) 628-8002
agents.allstate.com
Joe Golcz - State Farm Insurance Agent
4433 E Superior St #1, Duluth, MN 55804
(218) 525-6623
calljoetoday.com
Young & Associates Insurance
202 W Superior St # 400, Duluth, MN 55802
(218) 722-1481
younginsure.com
Karla Mitchell - State Farm Insurance Agent
224 E Central Entrance #2, Duluth, MN 55811
(218) 722-4069
weinsureduluth.com
Joey Ostberg Insurance Agency
6630 Grand Ave Ste 105, Duluth, MN 55807
(218) 930-0077
agents.farmers.com
Holden Duluth Insurance Agency Inc
5610 Grand Ave, Duluth, MN 55807
(218) 628-3618
holdeninsurance.com
Benes Insurance Services
434-B N 57th Ave W, Duluth, MN 55807
(218) 628-6180
benesinsurance.com
Motorcycle insurance agents in Duluth, Minnesota help riders find coverage that meets state requirements. Minnesota law mandates liability insurance for all motorcycles operated on public roads. Local agents can explain how Duluths weather and lake-effect conditions may affect your policy options.
What Does a Motorcycle Insurance Agent in Duluth Cost?
Motorcycle insurance costs in Minnesota typically range from $200 to $800 per year for basic liability coverage, with full coverage policies costing $500 to $1,500 annually. Factors such as your age, riding experience, bike model, and driving record affect the final price. Duluth riders may see slightly higher rates due to local accident statistics and weather risks. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the minimum motorcycle insurance required in Minnesota?
Minnesota requires at least $30,000 in bodily injury liability per person, $60,000 per accident, and $10,000 in property damage liability. Uninsured motorist coverage and underinsured motorist coverage are also mandatory unless you sign a written waiver.
Do I need insurance to ride a motorcycle in Duluth?
Yes, Minnesota law requires all motorcycle owners to carry liability insurance. Failure to maintain coverage can result in fines, license suspension, and vehicle impoundment.
How does Duluth weather affect motorcycle insurance rates?
Duluths long winter and icy roads can increase risk, which may lead to higher premiums. Some insurers offer discounts for storing your bike during winter months or completing a safety course.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.