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Find Motorcycle Insurance Agents in Spencer, MA

Compare motorcycle insurance agents in Spencer. Review contact information and insurance categorys before you decide.

4 agents listed
Updated May 2026
Spencer, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 4 motorcycle insurance agents in Spencer, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
David F. Kelley Insurance Agency, Inc.
154 Main St, Spencer, MA 01562
(508) 885-3794 davidkelleyins.com
HUB International
369 Main St #9, Spencer, MA 01562
(508) 885-9999 hubinternational.com
McGrath Insurance, a Division of Starkweather and Shepley Insurance
130 W Main St, Spencer, MA 01562
(508) 885-6545 starshep.com
Gregson Insurance Agency Inc
369 Main St, Spencer, MA 01562
(508) 248-3800

A motorcycle insurance agent in Spencer can help you get the right coverage for your bike. Massachusetts law requires all motorcycle owners to carry liability insurance with minimum limits of 20,000 dollars per person and 40,000 dollars per accident for bodily injury. An agent can also explain optional coverages like comprehensive and collision for your specific needs.

What Does a Motorcycle Insurance Agent in Spencer Cost?

Motorcycle insurance costs in Massachusetts vary based on factors like your bike type, riding history, and coverage levels. A basic liability policy for a standard motorcycle may range from 200 to 500 dollars per year. Full coverage with comprehensive and collision can cost 500 to 1,200 dollars annually. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum insurance requirements for a motorcycle in Massachusetts?
Massachusetts requires liability coverage of at least 20,000 dollars per person and 40,000 dollars per accident for bodily injury. You also need 5,000 dollars for property damage. An agent in Spencer can help you meet these legal requirements.
Do I need uninsured motorist coverage on my motorcycle policy in Massachusetts?
Yes, Massachusetts law requires uninsured motorist coverage on motorcycle policies. This coverage protects you if you are hit by a driver who has no insurance. Your Spencer agent can explain the minimum limits and help you choose higher amounts.