The top-rated motorcycle insurance agent in Lowell, Massachusetts is AAA Lowell, rated 4.4 stars across 414 reviews. Other highly rated options include A-Affordable Insurance Agency, Inc., Monica Insurance Agency Inc, Mill City Insurance Inc. This directory lists 23 motorcycle insurance agents serving Lowell.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA Lowell | 585 Pawtucket Blvd | (978) 937-3061 |
| 2 | A-Affordable Insurance Agency, Inc. | 850 Chelmsford St | (978) 970-1500 |
| 3 | Monica Insurance Agency Inc | 11 Mill St | (978) 454-2577 |
| 4 | Mill City Insurance Inc | 493 Westford St | (978) 441-0005 |
| 5 | Paul A. Balakin Insurance Agency | 81 Plain St #1 | (978) 441-3003 |
| 6 | Sharlene Wulleman: Allstate Insurance | 1235 Bridge St | (978) 455-4556 |
| 7 | Francis E. Provencher Insurance | 530 Rogers St | (978) 459-8681 |
| 8 | KK Insurance Agency, Inc. | 508 Westford St | (978) 970-2212 |
| 9 | Action Auto Insurance Agency | 703 Chelmsford St | (978) 441-2800 |
| 10 | Alpha Insurance | 648 Central St | (978) 459-4547 |
AAA Lowell serves the Lowell, Massachusetts metro area as a local motorcycle insurance agent. The company helps riders secure liability protection, comprehensive coverage, and collision policies for their bikes. It also assists with uninsured motorist protection and roadside assistance options specific to motorcycles. With seasonal riding in the region, agents guide clients on customizing policies to fit storage and usage patterns. In this area, AAA Lowell handles quotes for sport bikes and tailored plans for custom touring motorcycles.
For motorcycle enthusiasts in Lowell, Massachusetts, this agency handles both the yearly insurance renewal cycle and coverage adjustments as bikes are bought, sold, or modified during the season. Liability, comprehensive, and collision policies are tailored to protect riders against road accidents, theft, and vandalism common in the area. Quotes and policy changes are provided on an as-needed basis when riders call or stop by the office.
Motorcycle owners in Lowell, Massachusetts, can turn to Monica Insurance Agency Inc for their coverage needs. The agency assists local riders with policies tailored to protect their vehicles and meet state requirements. It works with various clients, from everyday commuters to weekend enthusiasts, helping them understand their options. Covering the Lowell area, the agency also serves neighboring communities like Chelmsford, ensuring riders across the region can access reliable guidance for their motorcycle insurance.
Mill City Insurance Inc offers motorcycle insurance agent services in the Lowell, Massachusetts area. It handles coverage for standard street bikes and specialized touring models, providing liability, collision, and comprehensive policy options. The company assists clients with routine policy reviews and coverage adjustments as needed. Its service area includes single-family homes, apartments, retail spaces, and restaurants within the local community.
As roads in the Lowell area thaw each spring, riders begin preparing their motorcycles for the season ahead. Paul A. Balakin Insurance Agency provides local coverage options tailored to the needs of motorcyclists in this community, helping them navigate policy requirements for different bike types and uses. From vintage cruisers to sport models, they can serve riders with various insurance needs. The process typically begins with a review of the vehicle’s current condition, followed by a basic inspection to assess its value and coverage eligibility.
Serving Lowell, Massachusetts, and the surrounding communities, Sharlene Wulleman: Allstate Insurance handles motorcycle insurance needs for local riders. The agency works with clients to find coverage that fits their specific bike and riding habits. Every policy is reviewed to consider factors like storage, usage, and safety features the rider may have. When a typical job begins, the agent starts by asking about the motorcycle, its primary use, and the driver's history to build a customized quote.
For motorcycle owners in Lowell, MA, Francis E. Provencher Insurance addresses the distinction between one-time liability policies for basic legal compliance and recurring comprehensive coverage that protects against theft, collision, and weather damage. Their service schedule follows an as-needed basis, meaning clients can request policy reviews or adjustments whenever their riding profile changes, such as adding a new bike or altering annual mileage, rather than on a fixed cycle.
KK Insurance Agency, Inc. assists motorcycle owners with their coverage needs in the Lowell, Massachusetts area. The firm specializes in tailoring policies to include add-ons such as accessory coverage for custom parts and optional roadside assistance plans. Serving the local community, the agency can handle insurance for a variety of commercial clients including offices, warehouses, and food service establishments.
Action Auto Insurance Agency in Lowell specializes in motorcycle insurance policies, helping riders protect their bikes and meet state coverage requirements. It also offers general insurance services, assisting local motorcyclists with policy adjustments and cost-effective options. This agency can address concerns like adjusting seasonal coverage for winter storage or finding extra protection for custom parts and accessories used during active riding months.
Alpha Insurance serves motorcycle owners in Lowell, Massachusetts seeking residential coverage policies. The agency also offers commercial protection for business-owned bikes and rides throughout the greater Lowell area. Agents work directly with local clients to review liability, collision, and comprehensive options suited to individual riding habits. After an initial policy is set, customers receive follow-up support for adjustments before each regular seasonal riding visit, ensuring coverage remains current with changing needs and vehicle conditions.
What Does a a Motorcycle Insurance Agent in Lowell Cost?
Motorcycle insurance costs in Massachusetts vary widely based on your bike type driving record and coverage limits. A basic liability-only policy for a standard cruiser might cost 300 to 600 dollars per year. Full coverage with comprehensive and collision can range from 600 to 1500 dollars annually. This is general information not insurance advice.
About motorcycle insurance agents in Lowell
Motorcycle insurance agents in Lowell Massachusetts help riders find policies that meet the states mandatory liability requirements. Massachusetts law requires all motorcyclists to carry at least 20 thousand dollars in bodily injury coverage per person and 40 thousand dollars per accident. An agent can also help you add comprehensive and collision coverage to protect your specific bike.
Frequently Asked Questions
What are the minimum insurance requirements for a motorcycle in Massachusetts?
Massachusetts law requires you to carry at least 20 thousand dollars in bodily injury liability per person and 40 thousand dollars per accident. You also need 5 thousand dollars in property damage liability. An agent can explain these requirements and help you meet them.
Do I need uninsured motorist coverage on my motorcycle policy in Lowell?
Yes Massachusetts requires uninsured motorist coverage on motorcycle policies. This covers you if you are hit by a driver who has no insurance. An agent can help you choose the right limits for your situation.
Can I add custom parts coverage to my motorcycle insurance in Lowell?
Yes many agents offer coverage for custom parts and accessories. This includes items like custom exhausts paint jobs and saddlebags. You should tell your agent about any modifications so they can add the right coverage.
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