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Looking for a motorcycle insurance agent in Gardner? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Gardner, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 3 motorcycle insurance agents in Gardner, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
HUB International
86 Parker St, Gardner, MA 01440
(978) 632-3400
hubinternational.com
ICNE, Insurance Center of New England
90 Parker St, Gardner, MA 01440
(800) 243-8134
icne.com
Universal Insurance Agency
33 Pearson Blvd, Gardner, MA 01440
(508) 752-9333
universalinsagency.com
Motorcycle insurance agents in Gardner, Massachusetts help riders find coverage that meets state requirements. Massachusetts law requires all motorcycle owners to carry liability insurance with minimum limits of 20/40/5. Local agents can also help you add comprehensive and collision coverage to protect your bike.
What Does a Motorcycle Insurance Agent in Gardner Cost?
Motorcycle insurance costs in Gardner, Massachusetts vary based on factors like your age, riding experience, bike type, and coverage limits. Basic liability policies can start around 200 to 400 dollars per year, while full coverage policies with collision and comprehensive can range from 500 to 1,500 dollars annually. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum insurance requirements for a motorcycle in Massachusetts?
Massachusetts requires motorcycle owners to have liability insurance with at least 20,000 dollars per person for bodily injury, 40,000 dollars per accident, and 5,000 dollars for property damage. This is known as 20/40/5 coverage.
Do I need uninsured motorist coverage on my motorcycle policy in Massachusetts?
Yes, Massachusetts law requires uninsured motorist coverage on motorcycle policies. This coverage protects you if you are hit by a driver who has no insurance. Your agent can explain the minimum limits required.
Can I get a discount on motorcycle insurance in Gardner for taking a safety course?
Many insurance companies in Massachusetts offer discounts for completing an approved motorcycle safety course. Ask your agent about the Motorcycle Safety Foundation course or the Massachusetts Rider Education Program for potential savings.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.