The top-rated motorcycle insurance agent in Gaithersburg, Maryland is Christian Durand - State Farm Insurance Agent, rated 4.9 stars across 992 reviews. Other highly rated options include Juan Aguirre - State Farm Insurance Agent, Capitol Benefits, LLC, Chris Durand - State Farm Insurance Agent. This directory lists 25 motorcycle insurance agents serving Gaithersburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Christian Durand - State Farm Insurance Agent | 18237 Flower Hill Way d | (301) 208-1100 |
| 2 | Juan Aguirre - State Farm Insurance Agent | 24 Montgomery Village Ave Suite D | (301) 948-8118 |
| 3 | Capitol Benefits, LLC | 364 Main St 2nd floor | (301) 431-0000 |
| 4 | Chris Durand - State Farm Insurance Agent | 9085 Shady Grove Ct | (301) 948-8522 |
| 5 | John F Cooper Jr - State Farm Insurance Agent | 6 Montgomery Village Ave #102 | (301) 208-2100 |
| 6 | Rubin Insurance Agency, a Division of Blue Ridge Risk Partners | 1 Bank St Suite 200 | (301) 309-0400 |
| 7 | Fidencio Gonzalez: Allstate Insurance | 18955 Bonanza Way | (301) 990-1000 |
| 8 | Dave Vidmar - State Farm Insurance Agent | 9 N Summit Ave | (301) 926-3700 |
| 9 | Kevin Ha - State Farm Insurance Agent | 656 Quince Orchard Rd Ste 108 | (240) 252-3034 |
| 10 | Nazar Insurance Agency | Thomas Cannery Shopping Center, 1 E Diamond Ave | (301) 328-3028 |
Christian Durand - State Farm Insurance Agent serves the Montgomery County area including Gaithersburg, MD, offering motorcycle insurance to local riders. As a local agent, the company handles general risk protection for street motorcycles, scooters, and mud bikes. Policy consultations can include discussions on liability, collision, and comprehensive coverage options. Required details such as coverage limits and deductibles are reviewed during the quoting process. The agency also manages roadside assistance and rental reimbursement services for motorcycle policies in this region.
Juan Aguirre’s State Farm Insurance Agency in Gaithersburg, MD offers liability, comprehensive, and collision protection for motorcycles, along with coverage for accessories and custom parts. The agency helps clients review their existing policies to ensure proper limits for seasonal riding needs and can assist with bundling for discounts. Maintenance plan reviews and damage claim guidance are available to support riders throughout the policy term. Services extend to motorists on cruisers, touring bikes, sport models, and scooters, with policies securing single-family homes, apartments, retail spaces, and restaurants.
Capitol Benefits, LLC serves homeowners, car owners, and local business operators in Gaithersburg, Maryland, by connecting them with motorcycle insurance policies that meet state requirements. The agency helps riders select coverage tailored to their specific bikes and riding habits. It works to explain policy options clearly to ensure clients understand their protection levels. The company also extends its insurance agent services to nearby communities in Montgomery County and the broader Washington, D.C., metropolitan area.
Chris Durand serves the Gaithersburg, Maryland area and surrounding communities with motorcycle insurance coverage. As a local agent, he handles policies that protect riders, their bikes, and third-party liability. The typical job involves reviewing a client’s riding habits, bike type, and coverage needs to recommend appropriate liability, comprehensive, and collision options. His general approach is to explain policy terms clearly and then tailor a plan that fits the rider’s budget and risk exposure to ensure compliance with Maryland state requirements.
Offered as both a one-time policy setup for seasonal riders and a recurring annual service, John F Cooper Jr - State Farm Insurance Agent in Gaithersburg, MD, provides liability and comprehensive coverage for motorcycles. This agency works with standard touring bikes, cruisers, and sport models, tailoring protection to individual riding habits. Local road conditions and short commuting routes are factored into each policy. Service runs on an as-needed basis for claims assistance or renewal adjustments throughout the year.
Rubin Insurance Agency, a Division of Blue Ridge Risk Partners in Gaithersburg, MD, specializes in offering coverage for motorcycles, from cruisers to sport bikes. Its general insurance services include helping local riders meet state liability requirements and explore optional protection for accessories or custom parts. The agency regularly works with clients to assess coverage needs for the active riding season in Maryland, ensuring policies are adjusted before spring weather brings more bikes onto the roads.
As road trips and seasonal weather in Gaithersburg bring fluctuating riding conditions, many motorcycle owners reassess their coverage needs each spring. Fidencio Gonzalez: Allstate Insurance provides personalized protection plans for local riders. The company reviews individual policies to match each motorcyclist’s riding habits and vehicle value. A professional evaluation of liability, comprehensive, and collision options is performed based on the client’s typical routes and bike type. The process begins with a straightforward inspection of the motorcycle’s current condition to establish a proper coverage foundation.
Dave Vidmar - State Farm Insurance Agent in Gaithersburg, MD, assists motorcycle owners in securing liability and comprehensive coverage for their vehicles. The agency also offers specialty add-ons such as roadside assistance and accessory protection tailored for riders in the area. Clients can receive guidance on policy options for a range of bikes, from cruisers to touring models. Beyond individual motorcyclists, the office serves commercial sectors including retail spaces, warehouses, and food service operations.
Spring rains in Gaithersburg often leave local roads slick, increasing the risk for motorcyclists navigating through Maryland traffic. Kevin Ha - State Farm Insurance Agent helps riders find appropriate coverage before the season begins. The agency provides guidance on standard policies that protect against collision, liability, and uninsured motorist claims. Being based in Gaithersburg allows convenient consultations for nearby bikers who want to secure their rides for longer commutes or weekend trips. A straightforward initial inspection of the motorcycle helps clarify the coverage options available.
Nazar Insurance Agency in Gaithersburg, MD provides residential motorcycle insurance for local riders seeking personal coverage for their bikes. They also offer commercial motorcycle insurance policies for businesses that use motorcycles in their operations throughout the surrounding Maryland area. Each policy is tailored to the specific needs of the rider or business. The agency aims to ensure clients receive appropriate protection for their motorcycles. After an initial policy is set, the company follows up with renewals and adjusts coverage as needed between regular visits.
What Does a a Motorcycle Insurance Agent in Gaithersburg Cost?
Motorcycle insurance costs in Maryland vary by rider age, bike type, and coverage level. A basic liability policy for a standard cruiser may cost 200 to 500 dollars per year, while full coverage for a sport bike can range from 600 to 1,200 dollars annually. Gaithersburg rates may be slightly higher due to local traffic density. This is general information and not insurance advice.
About motorcycle insurance agents in Gaithersburg
Motorcycle insurance agents in Gaithersburg Maryland help riders find policies that meet state law and protect their bikes. Maryland requires all motorcycle owners to carry liability insurance with minimum limits of 30,000 dollars per person for bodily injury and 15,000 dollars for property damage. Local agents can explain how Gaithersburg traffic conditions and seasonal riding affect your coverage needs.
Frequently Asked Questions
What is the minimum motorcycle insurance coverage required in Maryland?
Maryland law requires liability coverage of at least 30,000 dollars per person for bodily injury, 60,000 dollars per accident for bodily injury, and 15,000 dollars for property damage. Uninsured motorist coverage is also mandatory. An agent in Gaithersburg can help you meet these minimums.
Do I need motorcycle insurance if I only ride seasonally in Gaithersburg?
Yes, Maryland requires continuous insurance coverage on registered motorcycles regardless of riding season. If you cancel your policy, you must surrender your plates. An agent can help you find a policy that allows for seasonal storage while keeping coverage active.
Can I get a discount on my motorcycle insurance in Gaithersburg?
Many Maryland insurers offer discounts for completing a motorcycle safety course, bundling with auto or home insurance, and having a clean driving record. Some also give discounts for storing your bike in a garage. Ask your Gaithersburg agent about available savings.
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