The top-rated motorcycle insurance agent in Lake Charles, Louisiana is Madison Crain - State Farm Insurance Agent, rated 5.0 stars across 289 reviews. Other highly rated options include Hight-Doland Agency: Allstate Insurance, Tuwanna Guillory-August: Allstate Insurance, Freeway Insurance. This directory lists 20 motorcycle insurance agents serving Lake Charles.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Madison Crain - State Farm Insurance Agent | 4080 Nelson Rd Ste 900 | (337) 477-3830 |
| 2 | Hight-Doland Agency: Allstate Insurance | 3405 Lake St | (337) 474-2020 |
| 3 | Tuwanna Guillory-August: Allstate Insurance | 1700 E Prien Lake Rd Ste 1 | (337) 305-7676 |
| 4 | Freeway Insurance | 3303 Ryan St | (337) 573-6008 |
| 5 | Mila Robichaux: Allstate Insurance | 4405 Lake St | (337) 474-3500 |
| 6 | Kelly Lee Insurance | 3205 Ryan St | (337) 656-2890 |
| 7 | Direct Auto Insurance | 3419 Ryan St | (337) 475-0123 |
| 8 | Goosehead Insurance - James Bice | 417 W College St | (337) 313-2603 |
| 9 | Goosehead Insurance - Garet Berry | 113 W Sallier St | (337) 347-7022 |
| 10 | John Fear: Allstate Insurance | 1634 Ryan St | (337) 419-0755 |
Madison Crain’s State Farm agency in Lake Charles, Louisiana, provides motorcycle insurance policies as well as related auto and homeowners coverage for local riders. The office offers ongoing policy reviews and claim support to help customers keep their plans current. Standard service includes adjusting coverage after a bike purchase or a change in riding habits. Its maintenance plans focus on regular policy checkups to ensure proper liability and comprehensive protection. The agency services single-family homes, apartments, retail, and restaurants.
Hight-Doland Agency: Allstate Insurance serves the Lake Charles, Louisiana, area as a local motorcycle insurance agent. It assists riders in obtaining necessary coverage for their motorcycles, including protection against liability and physical damage. The agency helps clients navigate policy options to meet state requirements and personal needs. Services handled in this area include customized liability coverage for motorcycles and comprehensive protection against theft and vandalism.
Homeowners and motorcycle owners in Lake Charles, LA turn to Tuwanna Guillory-August: Allstate Insurance for their coverage needs. This agency provides tailored protection for motorcycles, helping riders meet legal requirements and safeguard their investment. Customers can discuss liability, collision, and comprehensive options that address local roads and weather conditions. An agent works directly with clients to explain available coverage choices and adjust policies as circumstances change. Service also extends to nearby Sulphur, ensuring convenient access for riders throughout the Calcasieu Parish area.
Freeway Insurance in Lake Charles, Louisiana, is known for providing motorcycle insurance coverage tailored to riders in the region. Its service range includes helping local motorcyclists meet state requirements while protecting their vehicles on the road. The company works with clients to explore policy options that address liability and comprehensive needs in the area. A specialty service it can add on is roadside assistance for motorcycle breakdowns or emergencies during a ride.
As a motorcycle insurance agent, Mila Robichaux: Allstate Insurance provides both an initial policy setup, a one-time decision, and the option for recurring premium payments to keep coverage active. This motorcycle insurance agent in Lake Charles, LA, helps riders choose coverage amounts for liability and damages according to personal needs. Adjustments to policies can be made at renewal or anytime a customer files a claim or changes a bike. Service runs on both a scheduled renewal cycle and an as-needed basis for customer inquiries.
Kelly Lee Insurance serves Lake Charles, Louisiana, and the surrounding Southwest Louisiana communities. The agency provides specialized motorcycle insurance policies for riders in the area, addressing coverage needs for cruisers, sport bikes, and touring motorcycles. It offers protection for liability, comprehensive, collision, and uninsured motorist scenarios. For a typical job, the agent reviews each rider’s specific riding habits and bike value to tailor a policy that meets individual requirements without unnecessary extras.
Direct Auto Insurance serves the Lake Charles, Louisiana area as a motorcycle insurance agent. This company provides coverage options tailored to riders looking to protect their motorcycles from liability and physical damage. Policies in this region commonly address risks like uninsured motorists and collision repairs. The agency helps customers secure the necessary financial protection to legally and safely operate their motorcycles on local roads. Its specific services include helping area riders obtain liability insurance and comprehensive coverage for their bikes.
Goosehead Insurance - James Bice specializes in motorcycle insurance policies, helping riders protect their bikes and themselves through tailored liability and comprehensive coverage options. General agency services include personal insurance consultations, policy reviews, and claims assistance for local clients in Lake Charles, LA. The agent guides customers through coverage requirements to meet legal obligations and personal risk preferences. During the active riding season, it assists with securing protection against uninsured motorists and weather-related hazards common on Gulf Coast roads.
Lake Charles riders often seek coverage before the spring riding season begins or after clearing hurricane damage. Goosehead Insurance - Garet Berry provides motorcycle insurance agent services to help local bikers find liability or comprehensive options that meet Louisiana’s legal requirements. The agent works with clients to compare policies from multiple carriers, ensuring riders understand coverage limits and deductibles. A typical initial step involves a phone or in-person consultation to review the motorcycle’s make, model, and storage situation before proceeding with a formal inspection.
John Fear: Allstate Insurance provides motorcycle insurance policies to riders in Lake Charles, LA. Policies include common liability and collision additions such as optional coverage for accessories or custom parts. The agent helps clients navigate Louisiana’s insurance guidelines and offers tailored protection without extras. John Fear also serves commercial sectors like offices, warehouses, and food service operations in the Lake Charles area.
What Does a a Motorcycle Insurance Agent in Lake Charles Cost?
The cost of motorcycle insurance in Louisiana typically ranges from 300 to 800 dollars per year for a basic liability policy. Full coverage policies, which include comprehensive and collision, can cost between 600 and 1500 dollars annually. Factors like your age, riding experience, bike model, and driving record affect the premium. This is general information and not insurance advice.
About motorcycle insurance agents in Lake Charles
Motorcycle insurance agents in Lake Charles help riders find policies that meet Louisiana state requirements. Louisiana law requires all motorcyclists to carry liability insurance with minimum limits of 15/30/25. Agents can also help you add comprehensive or collision coverage to protect your bike against theft, weather damage, and accidents.
Frequently Asked Questions
What are the minimum insurance requirements for motorcycles in Louisiana?
Louisiana law requires motorcycle owners to carry liability insurance with minimum limits of 15/30/25. This means 15000 dollars for bodily injury per person, 30000 dollars total per accident, and 25000 dollars for property damage.
Do I need uninsured motorist coverage for my motorcycle in Lake Charles?
Uninsured motorist coverage is not required by Louisiana law for motorcycles, but it is strongly recommended. It covers your injuries if you are hit by a driver who has no insurance or insufficient coverage.
Can I get a discount on my motorcycle insurance in Louisiana?
Yes, many insurers offer discounts for completing a motorcycle safety course, bundling your policy with auto or home insurance, or having a clean driving record. Ask your agent about available discounts in Lake Charles.
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