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Looking for a motorcycle insurance agent in Erlanger? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Erlanger, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 3 motorcycle insurance agents in Erlanger, KY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Allison Hornback - State Farm Insurance Agent
23 Erlanger Rd, Erlanger, KY 41018
(859) 727-3276
allisonhornback.com
Gartman Insurance
495 Erlanger Rd Suite 104, Erlanger, KY 41018
(859) 727-6675
gartmaninsurance.com
Hummel Hatfield Insurance
3215 Dixie Hwy, Erlanger, KY 41018
(859) 261-0761
hummelhatfield.com
Motorcycle insurance agents in Erlanger, Kentucky help riders find coverage that meets state legal requirements and personal needs. Kentucky law requires all motorcyclists to carry liability insurance with minimum limits of 25 thousand dollars for bodily injury per person, 50 thousand dollars per accident, and 10 thousand dollars for property damage. An agent can explain additional options like uninsured motorist coverage and comprehensive protection for your bike.
What Does a Motorcycle Insurance Agent in Erlanger Cost?
The cost of motorcycle insurance in Kentucky varies widely based on factors like your age, riding experience, bike model, and coverage limits. For a standard policy with minimum liability coverage, annual premiums typically range from 200 to 800 dollars. Full coverage with comprehensive and collision can cost 500 to 1,500 dollars or more per year. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum motorcycle insurance requirements in Kentucky?
Kentucky law requires motorcycle owners to carry liability insurance with limits of 25 thousand dollars per person for bodily injury, 50 thousand dollars per accident for bodily injury, and 10 thousand dollars for property damage. This is the same minimum required for cars in the state.
Do I need uninsured motorist coverage for my motorcycle in Erlanger?
Kentucky requires insurers to offer uninsured motorist coverage, but you can reject it in writing. Given that many drivers in the area may not have adequate insurance, an agent can help you weigh the benefits of adding this protection to your policy.
Can I get motorcycle insurance if I have a prior accident or ticket?
Yes, many insurance companies in Kentucky will still offer coverage, though your premium may be higher. An agent in Erlanger can shop multiple carriers to find a policy that fits your driving record and budget.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Kentucky.