The top-rated motorcycle insurance agent in Gardner, Kansas is Joe Oldham - State Farm Insurance Agent, rated 4.9 stars across 156 reviews. Other highly rated options include MJH Insurance, Farmers Insurance - Robert Kelly Insurance Agency, Inc, T Miller and Associates Inc American Family Insurance. This directory lists 11 motorcycle insurance agents serving Gardner.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Joe Oldham - State Farm Insurance Agent | 224 E Main St | (913) 856-6124 |
| 2 | MJH Insurance | 345 N Moonlight Rd | (913) 856-0002 |
| 3 | Farmers Insurance - Robert Kelly Insurance Agency, Inc | 235 E Main St | (913) 856-3816 |
| 4 | T Miller and Associates Inc American Family Insurance | 213 E Main St | (913) 856-6177 |
| 5 | Ample Green Insurance | 526 E Main St | (913) 372-7979 |
| 6 | Shelter Insurance - Sharla Neis | 950 E Lincoln Ln b | (913) 938-5030 |
| 7 | Farm Bureau Financial Services | 112 S Elm St | (913) 856-2197 |
| 8 | ALFT Insurance Agency Inc | 230 E Main St B | (913) 856-8050 |
| 9 | Russell Otte | 112 S Elm St | (913) 268-4222 |
| 10 | Sean Snyder | 112 S Elm St | (913) 856-2197 |
Joe Oldham - State Farm Insurance Agent serves the Gardner, Kansas metro area as a local provider of motorcycle insurance. The agency offers protection plans tailored to riders in the region. Their services help cover liabilities, collision damage, and uninsured motorist scenarios for area motorcyclists. They also assist with other vehicle coverage needs and personal insurance policies. In addition to standard motorcycle policies, the agency handles matching insurance for custom bike accessories and accessory coverage.
MJH Insurance, located in Gardner, KS, offers a full range of motorcycle insurance policies tailored to local riders. The agent provides standard liability and comprehensive coverage options, along with routine policy review services to help clients maintain proper protection. These plans include assistance with updating coverage after a bike modification or seasonal storage needs. The company services single-family homes, apartments, retail spaces, and restaurants in the Gardner area for their accompanying insurance requirements.
Homeowners and local businesses in Gardner, KS turn to Farmers Insurance - Robert Kelly Insurance Agency, Inc for their motorcycle insurance needs. This agency tailors coverage plans for riders, helping protect motorcycles against theft, collision, and liability risks on area roads. Experienced agents assist clients in understanding policy options related to scooters, cruisers, and touring bikes. The company also provides matched services for property and auto protection. Claim support is available locally. Its coverage area extends into the adjacent community of Olathe within the Kansas City metro region.
T Miller and Associates Inc American Family Insurance serves Gardner, Kansas, and surrounding communities in Johnson County and the greater Kansas City area. The agency handles motorcycle insurance coverage for a range of bikes, including cruisers, sport models, and touring motorcycles, addressing both liability and comprehensive protection needs. It works by discussing each rider’s specific usage patterns and then matching those details to available policy options from its carrier.
For some riders, a single annual policy renewal provides sufficient coverage, while others benefit from ongoing advice as their bike or needs change. Ample Green Insurance serves Gardner, Kansas as a motorcycle insurance agent. They assist clients in selecting liability, comprehensive, or collision coverage tailored to local riding conditions and common weather patterns. Policyholders can contact the agency one-time for a new policy or schedule service throughout the riding season as needed.
Shelter Insurance - Sharla Neis specializes in providing coverage for a variety of motorcycles, from cruisers to sport bikes, tailoring policies to protect local riders in Gardner, Kansas. The agency also handles general personal insurance needs, ensuring clients have continuous protection for their assets. It helps riders navigate the complexities of Kansas insurance requirements, offering guidance on liability limits and comprehensive options. As winter approaches, it assists bikers in securing affordable storage coverage for their cycles when they are not on the road.
As the spring riding season approaches in the Gardner area, many motorcyclists begin reviewing their coverage needs for the new year. Farm Bureau Financial Services serves as a local Motorcycle Insurance Agent helping riders protect their bikes against common seasonal risks. Their team works with clients to understand specific policy requirements for different types of motorcycles and riding habits. New customers typically begin with a policy review and inspection of the vehicle’s condition and identification numbers to establish accurate coverage.
As the Kansas riding season begins, many motorcyclists in Gardner look for reliable coverage against unpredictable weather and road hazards. ALFT Insurance Agency Inc addresses these needs by providing motorcycle insurance policies suited to local riders. Standard protections include liability, collision, and comprehensive coverage. The agency helps clients understand how their driving history affects premiums and which uninsured motorist options are available. An initial consultation reviews the rider’s license status and motorcycle specifications to determine eligibility and begin the quoting process.
Russell Otte assists motorcycle owners in Gardner, Kansas, with insurance policies tailored to their needs. The agency focuses on standard coverage for bikes and commonly offers optional add-ons like accessory protection or roadside assistance. Every policy is designed to meet legal requirements while providing practical safeguards for riding. Russell Otte works with a variety of commercial sectors, helping offices, warehouses, and food service businesses secure coverage for any motorcycles used in their operations.
Sean Snyder serves residential motorcycle clients in Gardner, KS, handling protection for individual bikes and everyday riders. Commercial coverage for small fleets or business-owned machines is also available throughout the local area and surrounding communities. Policies are tailored to meet standard requirements for on-road and off-road motorcycles commonly operated in this region. Clients often return for adjustments to their existing plans or follow-up service between regular visits.
What Does a a Motorcycle Insurance Agent in Gardner Cost?
Motorcycle insurance costs in Kansas vary by rider age, driving record, and bike type. A basic liability policy for a standard motorcycle might range from 200 to 500 dollars per year. Full coverage policies often cost between 500 and 1,200 dollars annually. This is general information and not insurance advice.
About motorcycle insurance agents in Gardner
Motorcycle insurance agents in Gardner Kansas help riders find policies that meet state requirements. Kansas law mandates liability coverage for all motorcycles. Agents can explain local options and help you choose the right protection for your bike and riding habits.
Frequently Asked Questions
What are the minimum insurance requirements for motorcycles in Kansas?
Kansas requires at least 25,000 dollars per person for bodily injury, 50,000 dollars per accident for bodily injury, and 25,000 dollars for property damage. You must also carry uninsured motorist coverage of 25,000 per person and 50,000 per accident.
Do I need insurance to register a motorcycle in Gardner Kansas?
Yes, you must show proof of insurance to register a motorcycle in Kansas. The policy must meet the state minimum liability limits. Your agent can provide the required proof of insurance form.
Can I get motorcycle insurance if I have a DUI on my record in Kansas?
Yes, you can still get motorcycle insurance in Kansas after a DUI, but your rates will be higher. Many agents in Gardner work with high-risk riders. You may need to file an SR-22 form with the state.
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