The top-rated motorcycle insurance agent in Kokomo, Indiana is Nick Pate - State Farm Insurance Agent, rated 5.0 stars across 763 reviews. Other highly rated options include Acceptance Insurance, Chris Williams - State Farm Insurance Agent, Krystal Ruble - State Farm Insurance Agent. This directory lists 20 motorcycle insurance agents serving Kokomo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nick Pate - State Farm Insurance Agent | 2115 W Alto Rd | (765) 457-2500 |
| 2 | Acceptance Insurance | 3702 S Lafountain St B | (765) 722-7008 |
| 3 | Chris Williams - State Farm Insurance Agent | 2529 Commerce Dr f1 | (765) 452-7252 |
| 4 | Krystal Ruble - State Farm Insurance Agent | 2115 W Alto Rd | (765) 453-5030 |
| 5 | Brady Insurance Group | 3415 S Lafountain St Suite J | (765) 450-4661 |
| 6 | Brian Cossell - State Farm Insurance Agent | 2981 S Webster St | (765) 453-3026 |
| 7 | Killingbeck Insurance & Tax Preparation | 1954 W Blvd | (765) 452-8000 |
| 8 | Kelly Warden - State Farm Insurance Agent | 2012 W Sycamore St | (765) 450-6252 |
| 9 | Gaffney Insurance Agency | 1732 S Washington St | (765) 457-7558 |
| 10 | Johnson Insurance Agency | 1604 E Hoffer St | (765) 252-4477 |
Nick Pate - State Farm Insurance Agent serves the Kokomo, Indiana area with a focus on motorcycle insurance and related financial protections. The agency provides coverage designed to protect riders and their motorcycles on local roads and highways. Policies address liability, collision, and comprehensive needs for common bike types. As an independent agency within a national carrier, it offers personalized assessments of coverage options for seasonal and year-round riders. The office assists with adding roadside assistance and accessory coverage for custom parts and riding gear directly in the Kokomo region.
As the changing Indiana weather signals the approach of riding season, motorcyclists in Kokomo often begin checking their coverage needs. Acceptance Insurance helps local riders find a policy tailored to their bike and riding habits. Their team understands the importance of protecting both the vehicle and the rider from common highway risks. An appointment can be made to review coverage options. This starts with an inspection of the motorcycle and a discussion of the rider’s specific miles and storage plans.
Chris Williams - State Farm Insurance Agent in Kokomo, IN, provides a full range of personal insurance options including tailored motorcycle coverage. Service offerings include policy reviews to ensure adequate protection for riders and assistance with filing claims if needed. The agency helps clients understand coverage limits and deductibles to match individual needs. It also offers maintenance plans for existing policies, such as periodic adjustments for new motorcycles or changes in usage. This agency services single-family homes, apartments, retail locations, and restaurants.
Krystal Ruble - State Farm Insurance Agent serves homeowners, drivers, and motorcycle enthusiasts in Kokomo, IN. It provides motorcycle insurance coverage, assisting local riders with policy options tailored to their needs. The agency helps clients understand liability, comprehensive, and collision protections for their bikes. This agent also offers related personal insurance services to area residents and commuters. Coverage extends to surrounding communities in Howard County, including those near the Wildcat Creek area.
Brady Insurance Group serves Kokomo, Indiana, and the surrounding communities in Howard County with motorcycle insurance. The agency handles coverage for various bikes, including cruisers and touring models. It works with local riders to assess their needs for liability, comprehensive, and collision protection. A typical job begins with a policy review and a discussion of the client’s riding habits. It then matches the rider with appropriate coverage limits and deductibles directly from standard market options.
Brian Cossell - State Farm Insurance Agent in Kokomo, IN, helps motorcycle owners choose between a one-time policy for a single riding season or recurring coverage that renews automatically each year. The agency writes liability, collision, and comprehensive protection for various bikes, including cruisers and sport models. Optional add-ons like roadside assistance and accessory coverage are available upon request, accommodating both daily riders and occasional enthusiasts. This service operates on a scheduled basis, with renewals set for consistent monthly or annual payments and adjustments made as needed during policy changes.
Killingbeck Insurance & Tax Preparation specializes in matching riders with suitable motorcycle insurance policies for various bike types, from cruisers to touring models. Based in Kokomo, IN, the agency also handles broader insurance-related tasks, assisting clients in reviewing coverage options and understanding policy details. This service extends to helping motorcyclists address concerns about protecting their bikes during the long winter storage season, when risks like theft or damage from disuse become more pressing.
Kelly Warden - State Farm Insurance Agent in Kokomo provides personal insurance coverage along with tailored motorcycle insurance policies. Specialty options can be added to address the unique risks of riding in local conditions. The agency works to match liability, comprehensive, and collision coverages with individual rider needs. Its insurance solutions can serve many commercial segments, including nearby offices, warehouses, and food service operations.
Autumn riding conditions in north central Indiana bring unpredictable weather and road hazards, making motorcycle owners particularly mindful of their coverage needs. Gaffney Insurance Agency, located in Kokomo, supports local riders by offering standard motorcycle insurance policies commonly sought for street-legal bikes, cruisers, and touring models. The agency typically reviews each motorcyclist’s driving history, bike value, and typical mileage to tailor a liability and comprehensive plan. The process begins with a straightforward inspection of the motorcycle’s condition and current documents to assess initial eligibility.
Johnson Insurance Agency offers residential motorcycle insurance coverage for clients in Kokomo, Indiana. Commercial policies are also available for local businesses with motorcycle fleets. The agency’s core service area covers Kokomo and nearby surrounding communities. Each policy is reviewed to ensure proper liability and comprehensive protection for various motorcycle types. Agents help riders compare coverage options and adjust policies as needs change. The office schedules follow-up appointments to review policy updates or add endorsements between regular renewal visits.
What Does a a Motorcycle Insurance Agent in Kokomo Cost?
Motorcycle insurance costs in Indiana typically range from 200 to 800 dollars per year for basic liability coverage. Full coverage policies with comprehensive and collision can cost 400 to 1500 dollars per year depending on your bike value your driving record and your age. Rates vary by case so it is wise to compare quotes from several agents. This is general information and not insurance advice.
About motorcycle insurance agents in Kokomo
Motorcycle insurance agents in Kokomo Indiana help riders find coverage that meets state requirements. Indiana law requires all motorcyclists to carry liability insurance with minimum limits of 25 thousand dollars for bodily injury per person 50 thousand dollars per accident and 25 thousand dollars for property damage. Local agents can also help you add comprehensive and collision coverage to protect your bike.
Frequently Asked Questions
What are the minimum insurance requirements for a motorcycle in Indiana?
Indiana law requires motorcyclists to carry liability insurance with at least 25 thousand dollars per person for bodily injury 50 thousand dollars per accident for bodily injury and 25 thousand dollars for property damage. Uninsured and underinsured motorist coverage is also required unless you reject it in writing.
Do I need a special license to ride a motorcycle in Kokomo Indiana?
Yes you need a valid Indiana motorcycle endorsement on your drivers license or a separate motorcycle only license. You must pass a written test and a skills test or complete an approved motorcycle safety course to get the endorsement.
Can I get motorcycle insurance if I have a DUI on my record in Indiana?
Yes you can still get motorcycle insurance with a DUI on your record but your rates will be much higher. Indiana allows insurers to consider your driving history and you may need to shop with multiple agents to find affordable coverage.
Motorcycle Insurance Agents in Other Indiana Cities
Anderson · Bloomington · Brownsburg · Carmel · Crown Point · East Chicago · Elkhart · Evansville · Fishers · Fort Wayne · Franklin · Goshen · Granger · Greenfield · Greenwood