The top-rated motorcycle insurance agent in Palm Bay, Florida is Amber Smith - GEICO Insurance Agent, rated 4.9 stars across 1,307 reviews. Other highly rated options include Jeff Thummel - State Farm Insurance Agent, Ryan Hill - State Farm Insurance Agent, Patriot Growth Insurance Service, LLC. This directory lists 16 motorcycle insurance agents serving Palm Bay.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Amber Smith - GEICO Insurance Agent | 620 Malabar Rd SE Suite 8 | (321) 327-6022 |
| 2 | Jeff Thummel - State Farm Insurance Agent | 4951 Babcock St NE Ste 5 | (321) 727-3992 |
| 3 | Ryan Hill - State Farm Insurance Agent | 1460 Baytree Dr Suite D | (321) 723-1444 |
| 4 | Patriot Growth Insurance Service, LLC | 1430 Palm Bay Rd NE Suite A and B | (321) 725-1440 |
| 5 | Joe Raley - State Farm Insurance Agent | 5030 Minton Rd #1 | (321) 723-0333 |
| 6 | Weston Johnson - State Farm Insurance Agent | 590 Malabar Rd SE #6 | (321) 541-1433 |
| 7 | Sarpoolaki Insurance Center,LLC | 277 Malabar Rd SE | (321) 914-0303 |
| 8 | GreatFlorida Insurance: Sabrina Lee | 4651 Babcock St NE # 17 | (321) 724-4409 |
| 9 | Direct Auto Insurance | 4700 Babcock St NE B | (321) 757-9100 |
| 10 | Brightway Insurance, The DeJesus Legacy Agency | 3200 Dixie Hwy NE Ste 7 | (321) 257-4045 |
Located in Palm Bay, FL, Amber Smith - GEICO Insurance Agent provides motorcycle insurance services throughout Brevard County. The agency helps riders protect their vehicles with tailored coverage options for different bike types and riding habits. Clients can discuss policy details in person or over the phone, ensuring they select appropriate liability and comprehensive plans. As a local agent, Amber Smith guides customers through the insurance process and assists with claims after an accident. The agency also handles bundling motorcycle coverage with auto policies to simplify payments.
Jeff Thummel - State Farm Insurance Agent provides motorcycle insurance policies in Palm Bay, FL, and the surrounding area. The agency offers standard coverage options such as liability, collision, and comprehensive plans, as well as opportunities to bundle policies for potential discounts. Regular reviews of insurance needs help ensure adequate protection for riders throughout the year. The commercial and residential properties it services include single-family homes, apartments, retail spaces, and restaurants.
Ryan Hill - State Farm Insurance Agent serves Palm Bay, Florida, and the surrounding Brevard County communities, handling motorcycle insurance coverage for local riders. The agency works with clients to address liability, collision, and comprehensive protection for a range of motorcycles. Each policy review begins with a discussion of the rider’s typical travel patterns and storage habits, helping to tailor coverage to individual needs. The agent uses standard underwriting guidelines to recommend appropriate limits and deductibles for each situation.
Motorcycle riders throughout Palm Bay and across Brevard County can turn to Patriot Growth Insurance Service, LLC for coverage tailored to their needs. This agency works with bikers seeking protection for their rides, helping them navigate liability, collision, and comprehensive policy options. Clients include daily commuters and weekend riders alike, all of whom benefit from personalized guidance through the insurance process. The team serves the Palm Bay community and also extends its motorcycling insurance agent services to riders in neighboring Melbourne and the surrounding Space Coast area.
Navigating motorcycle insurance can mean choosing between a one-time policy for short-term riding or a recurring annual plan for ongoing coverage. Joe Raley - State Farm Insurance Agent in Palm Bay, FL helps riders understand liability and comprehensive options tailored to their needs. The agency assists with selecting appropriate deductibles and customizing protection for different bike types. Coverage consultation and policy adjustments are available on either a one-time basis for a single purchase or as needed when circumstances change.
As a motorcycle insurance agent in Palm Bay, FL, this agency offers tailored coverage for cruisers, sport bikes, and touring models through competitive policies. To give complete protection for local riders, it also handles bundling options with auto policies. The agency regularly reviews coverage limits to address the specific liability needs of Central Florida’s roadways. Through the change of seasons, it helps motorcyclists adjust their policies to account for the frequent afternoon thunderstorms and sudden rain squalls that affect riding conditions.
When Florida's unpredictable rain and heavy tourist traffic increase risks for Palm Bay riders, Sarpoolaki Insurance Center, LLC provides dedicated motorcycle insurance agent services. They focus on helping motorcyclists secure proper liability and comprehensive coverage tailored to local road conditions. Their process involves evaluating individual riding habits and policy needs. A knowledgeable initial assessment is conducted to thoroughly review coverage options for each client before finalizing any plan.
GreatFlorida Insurance: Sabrina Lee works with motorcycle owners in Palm Bay, FL to secure appropriate coverage for their vehicles. The agency specializes in liability protection tailored for different riding styles and can add optional extras such as roadside assistance and comprehensive coverage. It helps riders comply with local insurance requirements while safeguarding against common road risks. The company serves a range of commercial sectors, including offices, warehouses, and food service operations.
Direct Auto Insurance provides standard motorcycle liability and comprehensive coverage for riders in Palm Bay, Florida. Its specialists help clients explore optional protections such as uninsured motorist coverage and accessory insurance for gear and custom parts. The agency works with individuals riding for leisure, daily commuters, and those who use their motorcycles for delivery services. It can serve commercial sectors needing insurance for their fleets, including offices requiring employee transport coverage, warehouses with logistics bikes, and food service operations using motorcycles for local deliveries.
What Does a a Motorcycle Insurance Agent in Palm Bay Cost?
Motorcycle insurance in Florida typically costs between $200 and $800 per year for basic liability coverage. Full coverage policies with collision and comprehensive can range from $500 to $1,500 annually. Factors like your age, riding experience, bike model, and claims history affect the final price. This is general information and not insurance advice.
About motorcycle insurance agents in Palm Bay
Motorcycle insurance agents in Palm Bay Florida help riders find coverage that meets state requirements. Florida law requires all motorcycle owners to carry a minimum of $10,000 in property damage liability insurance. Agents can also explain optional coverages like collision and comprehensive for added protection.
Frequently Asked Questions
What are the minimum insurance requirements for a motorcycle in Florida?
Florida requires motorcycle owners to have at least $10,000 in property damage liability coverage. Unlike cars, motorcycles do not need personal injury protection or uninsured motorist coverage by law. Your agent can help you understand these rules and add extra coverage if you want.
Do I need an agent to buy motorcycle insurance in Palm Bay?
You do not need an agent to buy insurance, but an agent can help you compare policies from different companies. They can also explain Florida-specific rules and find discounts you might miss online. Many riders find an agent helpful for customizing their policy.
How does Florida law affect my motorcycle insurance rates?
Florida has high rates of uninsured drivers and frequent weather events like hurricanes. These factors can raise premiums. Also, if you have a recent traffic violation or accident, your rates may increase. An agent can review your driving record and suggest ways to lower your cost.
Motorcycle Insurance Agents in Other Florida Cities
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