The top-rated motorcycle insurance agent in Miami, Florida is GoldenTrust Insurance Kendall, rated 5.0 stars across 3,156 reviews. Other highly rated options include First Choice Insurance Agency Corp, USA General Insurance Corporation, Insurance Exchange of America. This directory lists 91 motorcycle insurance agents serving Miami.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | GoldenTrust Insurance Kendall | 11658 N Kendall Dr | (305) 452-0823 |
| 2 | First Choice Insurance Agency Corp | 7540 SW 117th Ave | (786) 360-1021 |
| 3 | USA General Insurance Corporation | 13631 SW 26th St | (305) 386-3305 |
| 4 | Insurance Exchange of America | 8600 NW 17th St Suite 101 | (305) 403-0800 |
| 5 | Jim Diaz - State Farm Insurance Agent | 13550 SW 88th St #296 | (305) 385-6696 |
| 6 | Dulcinea Insurance Agency | 1840 Coral Wy #221 | (786) 910-9487 |
| 7 | Blue Sky Insurance & Immigration Services | 1619 SW 107th Ave | (786) 391-3886 |
| 8 | Neighbors Insurance Agency | 7130 SW 43rd St | (305) 265-8585 |
| 9 | American Insurance Point - AIP FLORIDA | 999 Brickell Ave # 410 | (305) 440-0212 |
| 10 | IMAX Insurance Group | 10368 W Flagler St | (786) 441-8985 |
GoldenTrust Insurance Kendall serves the Miami, Florida metro area as a motorcycle insurance agent. The company focuses on helping local riders find coverage that meets their specific needs. Policies commonly arranged include liability protection and comprehensive coverage for various motorcycle types. Services also extend to assisting with claims and adjusting policies as riding habits or vehicle ownership changes. Each client’s situation is evaluated to recommend appropriate coverage limits. This agency specifically handles quotes for sport bikes and repair cost protection for custom builds.
First Choice Insurance Agency Corp serves Miami and its surrounding South Florida communities, handling a broad range of motorcycle insurance policies for local riders. The agency works with clients to manage coverage options, including liability, comprehensive, and collision protections tailored for different bike types. Services typically involve reviewing individual riding habits and vehicle specifications to match appropriate policy structures. For a typical job, the agency systematically compares available plans from multiple providers to present clear choices and helps clients finalize the necessary paperwork efficiently.
As Miami's rainy season arrives with slick roads and sudden downpours, USA General Insurance Corporation helps riders adjust their coverage accordingly. This motorcycle insurance agent in Miami, FL, specializes in matching local policy options with the demands of year-round riding and coastal conditions. The team focuses on liability, collision, and comprehensive plans that address typical South Florida traffic and weather risks. Before finalizing any new motorcycle policy, USA General Insurance Corporation first conducts a thorough review of the bike’s current registration and condition.
Insurance Exchange of America in Miami, Florida provides both one-time policy options for seasonal riders and scheduled recurring plans for year-round coverage. Their work as a motorcycle insurance agent involves tailoring liability, comprehensive, and collision coverage to local riding conditions and traffic laws. Clients can discuss policy adjustments or file claims as needed, with service appointments available on a scheduled basis for policy reviews or on an as-needed basis for immediate requests.
Jim Diaz - State Farm Insurance Agent in Miami, FL specializes in options for motorcycle insurance, addressing riders’ needs for liability, comprehensive, and collision coverage. In addition to serving motorcyclists, it offers general insurance services such as auto and homeowners policies. The agency works with clients to discuss how coverages apply amid Miami’s heavy traffic and frequent rain events, helping motorcyclists prepare for the heightened risks of wet roads and increased accident likelihood during the area’s summer storm season.
Dulcinea Insurance Agency matches motorcycle owners with appropriate coverage plans for their bikes. It can structure policies to include specialty add-ons like roadside assistance, accessory coverage for custom parts, and uninsured motorist protection. These extra components help address the unique exposures riders face on South Florida roads. The agency serves the needs of commercial sectors such as independent repair offices, fleet storage warehouses, and food service delivery operations.
Blue Sky Insurance & Immigration Services provides residential motorcycle insurance coverage for riders in Miami, FL, and also offers commercial policies for businesses requiring fleet or individual bike protection throughout the local area. Their agency works directly with clients to ensure appropriate coverage for city riding conditions and seasonal storage needs. Returning customers are welcomed back for policy adjustments or renewals between regular visits, maintaining consistent service for ongoing protection.
Neighbors Insurance Agency specializes in providing tailored motorcycle coverage for cruisers, sport bikes, and touring models throughout Miami, Florida. It also assists local riders with general insurance needs for a variety of two-wheeled vehicles. Navigating Miami’s dense traffic and frequent tropical weather, the agency helps secure policies that address potential damage from sudden afternoon thunderstorms and unanticipated road hazards specific to this coastal city.
American Insurance Point - AIP Florida provides residential motorcycle insurance services to riders in Miami, Florida, ensuring personal coverage for individual policyholders. The agency also handles commercial policies tailored to businesses operating fleets of motorcycles within the area. Its service territory covers the greater Miami region, offering protection for local riders on city streets and highways. Repeat clients often return between routine insurance reviews to update coverage as their riding needs evolve.
With Miami’s year-round riding season bringing heavy traffic and sudden rain squalls, many motorcyclists seek proper liability protection. As a local Motorcycle Insurance Agent, IMAX Insurance Group works with riders to find coverage suited for city commutes or coastal weekend trips, addressing common risks like theft and uninsured drivers. Based in Miami, Florida, the agency provides straightforward policy comparisons for sport, cruiser, or touring bikes. An initial consultation begins with reviewing the rider’s license, bike details, and typical usage to recommend appropriate limits.
What Does a a Motorcycle Insurance Agent in Miami Cost?
Motorcycle insurance costs in Florida vary widely based on your bike type, driving record, and coverage levels. A basic liability policy for a standard cruiser might cost $200 to $500 per year, while full coverage for a sportbike can range from $800 to $2,000 annually. Miami rates tend to be higher due to traffic density and theft risk. This is general information and not insurance advice.
About motorcycle insurance agents in Miami
Motorcycle insurance agents in Miami help riders find coverage that meets Florida legal requirements. Florida law requires all motorcyclists to carry at least $10,000 in property damage liability and $10,000 in personal injury protection. An agent can explain local options and help you choose a policy that fits your riding habits.
Frequently Asked Questions
What does a motorcycle insurance agent in Miami do?
An agent helps you compare policies from different companies. They explain Florida insurance laws and assist with filing claims. They also advise on coverage limits for your specific motorcycle.
Is motorcycle insurance required in Florida?
Yes, Florida law requires all motorcyclists to have property damage liability and personal injury protection insurance. You must carry proof of insurance when riding. Failure to have coverage can result in fines and license suspension.
How do I find a reliable motorcycle insurance agent in Miami?
You can search online directories or ask other riders for referrals. Check that the agent is licensed by the Florida Department of Financial Services. Read reviews and compare quotes from multiple agents before deciding.
Motorcycle Insurance Agents in Other Florida Cities
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