Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 8 motorcycle insurance agents in Lutz, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Dennis Insurance Agency, Inc.
209 Crystal Grove Blvd STE 101, Lutz, FL 33548
(813) 949-6480
dennisagency.com
Doug Smith - State Farm Insurance Agent
18280 US-41, Lutz, FL 33549
(813) 909-4700
dsmithinsurance.com
ABC Dennis Insurance
1022 Land O' Lakes Blvd STE 103, Lutz, FL 33549
(813) 949-7765
abcdennisinsurance.com
Florida Insurance Team
1843 Collier Pkwy, Lutz, FL 33549
(888) 249-8396
flinsuranceteam.com
We Insure Premier Group
2915 Allegra Wy, Lutz, FL 33559
(813) 713-7194
weinsurepremiergroup.com
Insurance Finders of Florida
25200 Sawyer Francis Ln Suite 106, Lutz, FL 33559
(813) 807-7020
insurancefindersofflorida.com
Maria Yoder Insurance
18840 N Dale Mabry Hwy, Lutz, FL 33548
(813) 909-4119
mariayoderinsurance.com
GreatFlorida Insurance - Milane Miranda
24140 FL-54 Suite 105, Lutz, FL 33559
(813) 949-2995
lutz.greatflorida.com
What Does a Motorcycle Insurance Agent in Lutz Cost?
Motorcycle insurance costs in Florida vary widely based on your bike type, riding experience, and coverage choices. A basic liability-only policy for a standard cruiser might cost between $200 and $500 per year. Full coverage with comprehensive and collision can range from $500 to $1,500 or more annually. Riders with clean records and safety training discounts often pay less. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum motorcycle insurance requirements in Florida?
Florida law requires all motorcycle owners to carry a policy with at least $10,000 in medical payments coverage per person per accident. Unlike cars, motorcycles do not need personal injury protection or property damage liability. An agent can help you understand these rules and add optional coverages like collision or comprehensive.
Do I need an insurance agent to buy motorcycle insurance in Lutz?
You do not need an agent to buy a policy, but an agent can compare rates from multiple companies for you. This can save time and help you find a policy that meets Florida requirements. Agents also know local factors like weather and traffic that may affect your premium.
How does my driving record affect motorcycle insurance costs in Florida?
Your driving record is a key factor in determining your premium. Tickets, accidents, or a DUI can raise your rates significantly. Florida law allows insurers to consider your record for up to three years for minor violations and five years for major ones. An agent can explain how your history impacts your options.