The top-rated motorcycle insurance agent in Homestead, Florida is GoldenTrust Insurance Homestead, rated 5.0 stars across 1,697 reviews. Other highly rated options include George Meroni - State Farm Insurance Agent, Your Family First Insurance Inc, Amco Insurance. This directory lists 26 motorcycle insurance agents serving Homestead.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | GoldenTrust Insurance Homestead | 40-42 SE 4th Rd | (786) 243-9110 |
| 2 | George Meroni - State Farm Insurance Agent | 1801 N Krome Ave | (305) 247-3971 |
| 3 | Your Family First Insurance Inc | 1241 NE 8th St | (786) 601-2193 |
| 4 | Amco Insurance | 208 NE 8th St | (786) 243-9222 |
| 5 | Freeway Insurance | 30377 S Dixie Hwy Suite B | (305) 916-7203 |
| 6 | DTRT Insurance Group - Homestead | 650 NE 22nd Terrace Suite 313 | (786) 243-0303 |
| 7 | Aixa Hernandez - State Farm Insurance Agent | 381 N Krome Ave Ste 208 | (305) 508-4835 |
| 8 | South Florida Insurance Prof Inc | 1122 N Flagler Ave | (305) 245-3364 |
| 9 | Estrella Insurance | 30422 S Dixie Hwy | (305) 242-0232 |
| 10 | Stoner Insurance 1st State Insurance | 42 N Homestead Blvd | (786) 243-9886 |
GoldenTrust Insurance Homestead serves Homestead and the surrounding Miami-Dade County area, specializing in motorcycle insurance agent services. The company helps riders secure necessary coverage tailored to local road conditions and seasonal riding patterns. Policies typically address liability protection, comprehensive coverage, and uninsured motorist provisions for various bike types. Motorcycle agents like GoldenTrust assist clients with navigating Florida’s insurance requirements and optional add-ons. They specifically handle custom bike policies and storage-related insurance options for the area.
George Meroni - State Farm Insurance Agent in Homestead, FL provides a range of motorcycle insurance policies tailored for different riding needs. It offers standard liability and comprehensive coverage options, along with customizable plans to suit individual risk preferences. The agent assists clients with policy reviews and adjustments, ensuring coverage aligns with changing circumstances. This agency services single-family homes, apartments, retail, and restaurants.
Your Family First Insurance Inc in Homestead, FL serves homeowners, renters, and local vehicle owners seeking motorcycle insurance agent services. This agency helps clients secure liability and collision coverage for a range of bikes, from cruisers to sport models, ensuring compliance with Florida’s requirements. It assists riders in understanding policy options that protect against theft, damage, and uninsured motorists. The firm extends its motorcycle coverage services to the surrounding areas of Florida City and southern Miami-Dade County, offering protection for commuters and enthusiasts traveling across the metro region.
Serving Homestead and the surrounding communities in South Miami-Dade County, Amco Insurance acts as a motorcycle insurance agent. It handles coverage for a range of bikes, offering liability and comprehensive protection to local riders. The agent focuses on assessing each client's specific commuting or recreational riding needs. It then studies policy limits and deductibles to match the rider's profile and risk tolerance, building a custom plan for the road ahead.
Freeway Insurance serves the Homestead, Florida area as a motorcycle insurance agent. The company helps local riders secure coverage for a variety of two-wheeled vehicles. Its services include assisting customers with policy selection and navigating available coverage options tailored to local road conditions. The office works with clients to find protection for their everyday commuting bikes or weekend cruising motorcycles.
DTRT Insurance Group - Homestead assists motorcycle riders in distinguishing between one-time liability policies and recurring comprehensive plans that include collision and theft protection. They focus on providing coverage tailored for local road conditions in Homestead, FL, from standard cruisers to high-performance bikes. Their service adapts to each client’s needs, whether a seasonal rider requires only a single-trip policy or an enthusiast opts for ongoing annual protection. Service runs strictly on an as-needed basis, with no scheduled appointments required.
Aixa Hernandez - State Farm Insurance Agent in Homestead, FL provides tailored coverage for a variety of motorcycles, including cruisers, sport bikes, and touring models. This agency also assists local riders with general insurance needs such as auto, home, and life policies. It helps motorcyclists navigate the unique coverage requirements for cruising through the Everglades or commuting during South Florida’s rainy season, when wet roads increase accident risks.
Estrella Insurance assists motorcycle riders in Homestead, FL with liability and comprehensive coverage. The agency can also arrange for add-ons such as passenger coverage, roadside assistance, and accessory protection beyond standard policies. Working with a local agent helps clarify Florida’s helmet laws and insurance minimums for different engine sizes. For commercial purposes, Estrella Insurance can serve businesses requiring protection for delivery fleets, warehouse service vehicles, and food service operations.
Stoner Insurance 1st State Insurance serves residential motorcycle owners in Homestead, FL., and also provides commercial coverage for local riders who use cycles for business or delivery work. The agency services clients throughout Homestead and the surrounding Miami-Dade areas. Agents assist riders in finding suitable protection for diverse bike types and driving habits. A focus on thorough consultations helps ensure coverage aligns with individual needs, with convenient follow-up and repeat service available between regular scheduled visits to keep policies current.
What Does a a Motorcycle Insurance Agent in Homestead Cost?
Motorcycle insurance costs in Florida vary widely based on your bike type, riding history, and coverage choices. A basic policy with medical payments coverage can start around $100 to $300 per year. Full coverage policies with liability and collision often range from $400 to $1,200 per year. This is general information and not insurance advice.
About motorcycle insurance agents in Homestead
Motorcycle insurance agents in Homestead, Florida help riders find coverage that meets state requirements. Florida law requires all motorcyclists to carry at least $10,000 in medical payments coverage. A local agent can explain how this works and help you get a policy that fits your needs.
Frequently Asked Questions
What is the minimum motorcycle insurance required in Florida?
Florida law requires motorcyclists to carry at least $10,000 in medical payments coverage per person per accident. Unlike cars, motorcycles do not require bodily injury liability coverage in Florida, but agents often recommend it for extra protection.
Do I need a motorcycle license to get insurance in Homestead?
Yes, you must have a valid Florida motorcycle endorsement on your drivers license to purchase a policy. Agents will ask for your license number and riding experience to provide accurate quotes.
How does Florida no-fault law affect motorcycle insurance?
Florida no-fault law does not apply to motorcycles. Motorcyclists are not required to carry Personal Injury Protection or property damage liability. Instead, you only need medical payments coverage, but many riders add liability and collision coverage for full protection.
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