The top-rated motorcycle insurance agent in Fernandina Beach, Florida is Brightway Insurance, The Coastal Agency, rated 4.9 stars across 243 reviews. Other highly rated options include Fernando Cevallos - State Farm Insurance Agent, Brightway Insurance, The Tarzia Agency, 8 Flags Insurance Agency. This directory lists 10 motorcycle insurance agents serving Fernandina Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brightway Insurance, The Coastal Agency | 5472 1st Coast Hwy Suite 12 | (904) 712-6300 |
| 2 | Fernando Cevallos - State Farm Insurance Agent | 474418 E State Rd 200 | (904) 261-2664 |
| 3 | Brightway Insurance, The Tarzia Agency | 960185 Gateway Blvd STE 107 | (904) 491-7622 |
| 4 | 8 Flags Insurance Agency | 1411 S 14th St STE M | (904) 310-6515 |
| 5 | Estrella Insurance | 474268 E State Rd 200 | (904) 432-8736 |
| 6 | Amelia Insurance | 2384 Sadler Rd | (904) 261-3606 |
| 7 | Morrow Insurance Group, Inc. | 1896 S 14th St STE 5 | (904) 261-0707 |
| 8 | Llerandi Insurance Group | 474384 E State Rd 200 | (904) 310-3803 |
| 9 | Harper Insurance Agency Inc. | 714 Beech St | (904) 406-0887 |
| 10 | Raulerson Insurance Group | 1901 Island Walkway #113 | (904) 267-1585 |
Brightway Insurance, The Coastal Agency serves the Fernandina Beach, Florida area and its surrounding communities as a motorcycle insurance agent. The agency connects local riders with insurance policies that address their specific coverage needs. It assists clients in finding protection for various motorcycle types, from cruisers to sport bikes. Common services it provides include liability coverage and comprehensive insurance options.
Fernando Cevallos - State Farm Insurance Agent serves motorcycle owners in Fernandina Beach, Florida, offering personalized insurance policies designed to protect riders and their vehicles. The agency provides coverage options that address liability, comprehensive protection, and specific needs for both touring and sport bikes. Customers receive tailored quotes and guidance on policy limits to match their riding habits and budgets. The office also assists with bundling motorcycle coverage with auto or home policies for consolidated convenience. Service extends to nearby Yulee and surrounding areas of Nassau County.
Brightway Insurance, The Tarzia Agency in Fernandina Beach, FL, provides motorcycle liability, collision, and comprehensive coverage options. Its service offerings include policy reviews to match coverage with local riding conditions and assistance with claims filing. Maintenance plans may cover seasonal storage adjustments and rental reimbursement while bikes are serviced. The agency connects clients with insurers that handle varying bike types and driving histories. Beyond bike protection, it also services single-family homes, apartments, retail spaces, and restaurants.
8 Flags Insurance Agency serves motorcycle riders in Fernandina Beach and the surrounding Nassau County communities. The agency handles insurance needs for cruisers, sport bikes, and touring motorcycles operating on local roads and the nearby coastal highways. Each policy is structured to cover liability, comprehensive, and collision protection while meeting Florida’s minimum requirements. Typical work involves evaluating a client’s bike type and riding frequency to recommend appropriate coverage limits and deductibles.
Estrella Insurance serves Fernandina Beach and the surrounding Nassau County communities, including Yulee and Callahan, providing motorcycle insurance coverage. It handles policies for cruisers, sport bikes, touring motorcycles, and custom builds. The agency assists riders in understanding liability, comprehensive, and collision options tailored to Florida state requirements. To manage a typical job, it evaluates the client’s bike type and riding frequency to recommend appropriate coverage limits. It then processes paperwork and coordinates with carriers to secure the policy for the riding season.
Specializing in policies for cruisers, sport bikes, and touring motorcycles, Amelia Insurance provides comprehensive coverage for riders throughout Fernandina Beach and the surrounding Nassau County area. Its agents assist clients with liability protection, collision coverage, and uninsured motorist options tailored to individual needs. As hurricane season approaches, the company helps local motorcyclists understand how comprehensive policies safeguard against storm damage and flooding while their bikes are stored.
For motorcyclists, one-time service options might focus on a single policy purchase, while recurring options include annual policy reviews and adjustments. As a motorcycle insurance agent in Fernandina Beach, FL, Morrow Insurance Group, Inc. assists clients with coverage decisions for various bike types. They help riders explore liability, comprehensive, and collision options to meet state requirements. Service is available on a scheduled or as-needed basis, with phone consultations and in-office appointments typically offered for convenience.
With the ocean winds and long riding season on Amelia Island, motorcycle owners in Fernandina Beach require reliable coverage for their bikes year-round. Llerandi Insurance Group provides tailored policies that protect riders against liability, collision, and uninsured motorist risks common on coastal roads and rural highways. They assist clients by comparing options from multiple carriers to find suitable protection for each individual’s needs. The process begins with a review of the rider’s license, accident history, and motorcycle details during an initial assessment.
Harper Insurance Agency Inc. helps clients in Fernandina Beach, FL secure necessary coverage for their motorcycles. The agency works to find appropriate protection for customers with various types of bikes, focusing on both liability and specialized coverage options. They can assist with additional protections such as comprehensive and collision policies tailored to individual riding needs. Beyond standard personal motorcycle insurance, the company also serves commercial sectors, including offices, warehouses, and food service operations.
Raulerson Insurance Group serves residents of Fernandina Beach, Florida, with personal motorcycle insurance policies. Their team also addresses commercial coverage needs for local bike-related businesses. They actively assist riders throughout Fernandina Beach and in the surrounding northeast Florida area. Policyholders often maintain ongoing contact with the agency for annual policy reviews or coverage adjustments between their regular service visits.
What Does a a Motorcycle Insurance Agent in Fernandina Beach Cost?
Motorcycle insurance costs in Florida vary by rider age driving record and bike type. On average a basic policy costs between $200 and $500 per year. Full coverage with collision and comprehensive can cost $500 to $1,500 per year. Riders with tickets or accidents pay more. This is general information not insurance advice.
About motorcycle insurance agents in Fernandina Beach
Motorcycle insurance agents in Fernandina Beach help riders find coverage that meets Florida state requirements. Florida law requires all motorcyclists to carry a minimum of $10,000 in medical payments coverage. Local agents can also help you add collision and comprehensive coverage for added protection on the road.
Frequently Asked Questions
What is the minimum motorcycle insurance required in Florida?
Florida law requires all motorcycle owners to carry a $10,000 medical payments coverage policy. This coverage pays for medical expenses if you are injured in an accident. You do not need bodily injury liability unless you cause an accident.
Can I get motorcycle insurance if I have a DUI in Fernandina Beach?
Yes you can still get motorcycle insurance after a DUI. However your rates will be much higher. You may need to use a high risk insurance provider. An agent can help you find affordable options.
Does motorcycle insurance cover theft in Fernandina Beach?
Basic liability insurance does not cover theft. You need to add comprehensive coverage to protect against theft or vandalism. An agent can explain how to add this to your policy.
Motorcycle Insurance Agents in Other Florida Cities
Altamonte Springs · Apopka · Boca Raton · Bonita Springs · Boynton Beach · Bradenton · Brandon · Cape Coral · Casselberry · Clearwater · Clermont · Coconut Creek · Cooper City · Coral Gables · Coral Springs