ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Motorcycle Insurance Agents Near You in Santa Cruz, CA
Compare motorcycle insurance agents in Santa Cruz. Review contact information and insurance categorys before you decide.
14 agents listed
Updated May 2026
Santa Cruz, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 14 motorcycle insurance agents in Santa Cruz, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Chris Buich - State Farm Insurance Agent
2222 E Cliff Dr Ste 200, Santa Cruz, CA 95062
(831) 464-4300
chrisbuich.com
Lydia Harville - State Farm Insurance Agent
1044 41st Ave, Santa Cruz, CA 95062
(831) 476-6665
lydiaharville.com
O'Brien Insurance Agency
1722 Seabright Ave, Santa Cruz, CA 95062
(831) 621-1311
obinsure.com
DCD Financial & Insurance Services
1123 Soquel Ave, Santa Cruz, CA 95062
(831) 423-8542
dcdis.com
Paul Nelson Insurance Services
730 Mission St #201, Santa Cruz, CA 95060
(831) 426-9900
bayareainsured.com
Allstate Insurance: Pinnacle One Insurance Services
1200 Pacific Ave #265, Santa Cruz, CA 95060
(831) 459-0500
agents.allstate.com
Skip Leonard - State Farm Insurance Agent
1101 Water St, Santa Cruz, CA 95062
(831) 429-2700
skipleonard.com
Ace Althouse - State Farm Insurance Agent
1215 Mission St, Santa Cruz, CA 95060
(831) 420-1555
agent-ace.com
Shockley Insurance Solutions
519 Seabright Ave Suite #213, Santa Cruz, CA 95062
(831) 600-8755
shockleyinsurance.com
Farmers Insurance - Michael Baxter
730 Mission St #201, Santa Cruz, CA 95060
(831) 427-0900
agents.farmers.com
Clarion Pacific Insurance Services
2035 N Pacific Ave ste a, Santa Cruz, CA 95060
(831) 337-4661
clarionpacificinsurance.com
Bedell & Nelson-Harbert Insurance
2035 N Pacific Ave, Santa Cruz, CA 95060
(831) 426-3700
D and R Insurance Services
542 Ocean St #J, Santa Cruz, CA 95060
(831) 427-3272
mercuryinsurance.com
Prinz Insurance Services
9035 Soquel Ave STE 105, Santa Cruz, CA 95062
(831) 475-4091
ca-ins.com
Motorcycle insurance agents in Santa Cruz, California help riders find policies that meet state minimum liability requirements. California law requires all motorcyclists to carry bodily injury and property damage liability insurance. Agents can also help you add comprehensive and collision coverage to protect your bike against theft, vandalism, or accident damage.
What Does a Motorcycle Insurance Agent in Santa Cruz Cost?
Motorcycle insurance costs in California vary widely based on your bike type, riding history, and coverage limits. A basic liability policy for a standard motorcycle can range from 200 to 500 dollars per year. Full coverage with comprehensive and collision may cost 600 to 1,200 dollars annually. Riders with clean records and safety course completion often get lower rates. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum insurance requirements for motorcycles in California?
California law requires motorcyclists to carry at least 15/30/5 liability coverage. This means 15,000 dollars for injury or death per person, 30,000 dollars total per accident, and 5,000 dollars for property damage. Uninsured motorist coverage is not required but is strongly recommended.
How do I find a motorcycle insurance agent in Santa Cruz?
You can search online directories or contact local insurance agencies that specialize in motorcycle policies. Many agents in Santa Cruz work with multiple carriers to compare rates. Be sure to ask about discounts for safety courses or multiple policies.
Can I get motorcycle insurance if I have a DUI on my record in California?
Yes, but your rates will be significantly higher. California law allows insurers to consider your driving record. An agent can help you find a carrier that offers high-risk policies. You may need to file an SR-22 form with the DMV to prove financial responsibility.
Free • No Obligation
Compare Motorcycle Insurance Agents
Get matched with agents in Santa Cruz who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.