The top-rated motorcycle insurance agent in San Clemente, California is Farmers Insurance - Lisa Newell, rated 5.0 stars across 286 reviews. Other highly rated options include Chris Ferraro Jr. - State Farm Insurance Agent, Withers Insurance Services, Divel Insurance. This directory lists 20 motorcycle insurance agents serving San Clemente.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Lisa Newell | 940 Calle Negocio STE 220 | (949) 487-5487 |
| 2 | Chris Ferraro Jr. - State Farm Insurance Agent | 940 Calle Negocio Ste 230 | (949) 586-7060 |
| 3 | Withers Insurance Services | 638 Camino De Los Mares | (949) 637-2700 |
| 4 | Divel Insurance | 501 N El Camino Real UNIT 204 | (949) 829-3639 |
| 5 | General Insurance Services | 629 Camino De Los Mares STE 306 | (949) 661-2201 |
| 6 | Mundell Insurance Agency - Garrett Mundell; Farmers Insurance | 2340 S El Camino Real # 1 | (949) 269-7860 |
| 7 | Caitlin Ferraro - State Farm Insurance Agent | 940 Calle Negocio Ste 230 | (949) 238-4200 |
| 8 | AAA San Clemente Insurance and Member Services | 638 Camino De Los Mares E100 | (949) 489-5572 |
| 9 | Goosehead Insurance - Bobby Legate | 946 Calle Amanecer Suite F | (949) 533-0796 |
| 10 | Michele Ellena - State Farm Insurance Agent | 940 Calle Negocio Ste 230 | (949) 243-0792 |
Farmers Insurance - Lisa Newell serves the San Clemente, California area from its local office. As a dedicated motorcycle insurance agent, this agency provides coverage options tailored specifically for riders. Policies typically include liability, collision, and comprehensive plans to protect motorcycles on the road and during storage. Uninsured motorist coverage helps safeguard against damages caused by drivers without insurance. Custom parts and accessories coverage is also available for modified bikes. The agency handles renewals, policy adjustments, and new motorcycle insurance quotes for local clients.
Chris Ferraro Jr. - State Farm Insurance Agent provides motorcycle insurance services for riders in San Clemente, CA. The agency offers tailored coverage options to protect motorcycles and their operators on local roads. Maintenance plans are available to help policyholders keep their bikes in safe riding condition throughout the year. Services include liability protection and comprehensive coverage for common model types. The agent also insures single-family homes, apartments, retail shops, and restaurants across the surrounding area.
Motorcycle enthusiasts throughout San Clemente, California, turn to Withers Insurance Services for their vehicle protection needs. As a dedicated motorcycle insurance agent, this company assists riders in securing appropriate liability and comprehensive coverage for their bikes and varying riding habits. Policyholders benefit from guidance on different levels of protection tailored to individual requirements and local riding conditions. The agency utilizes its focus on motorcyclists to help clients navigate coverage decisions with straightforward information. Their service area also extends to riders in nearby Dana Point.
Divel Insurance tailors coverage for custom builds, sport bikes, and touring motorcycles, addressing the specific needs of San Clemente riders. The agency also works with standard liability, collision, and comprehensive policies for daily commuters and weekend enthusiasts. Recognizing the area’s frequent coastal fog and sudden canyon rain, it helps secure protection suited to these variable riding conditions. It further advises on securing coverage for bikes stored during the off-season, ensuring year-round protection against theft or unexpected weather damage.
General Insurance Services in San Clemente, CA assists motorcyclists with the choice between a single, short-term policy for a specific event or trip and an ongoing, renewable agreement that provides continuous protection. For coverage, they arrange liability and physical damage options to help safeguard riders against common road risks and financial exposure from accidents. Services are available for clients on a one-time, scheduled, or as-needed basis depending on individual requirements.
Spring often brings renewed motorcycle interest in coastal San Clemente, and Mundell Insurance Agency - Garrett Mundell, a Farmers Insurance agent, helps local riders meet coverage requirements for the season. Their motorcycle insurance work focuses on liability, collision, and comprehensive options suited to the area’s mixed highway and canyon roads. They can review existing policies from other carriers and suggest adjustments based on current bike value and typical riding local hazards. The process begins with a brief phone or in-office assessment of your driving record and motorcycle details.
Caitlin Ferraro’s State Farm Insurance Agency in San Clemente provides motorcycle insurance coverage, including liability, collision, and comprehensive options tailored to riders. Specialty add-ons such as roadside assistance and accessory coverage help protect bikes and riders from unexpected events on the road or in storage. The office serves local commercial sectors including general offices, warehouse operators, and food service businesses, offering business insurance solutions for these property and liability needs.
AAA San Clemente Insurance and Member Services serves San Clemente and the surrounding South Orange County communities, handling motorcycle insurance policies for local riders. It works with clients to find coverage that meets their needs on the road. The company helps customers compare different policy options and understand their liability and protection choices. When handling a claim or policy change, it typically guides the client through the paperwork and insurer communication from start to finish.
Goosehead Insurance - Bobby Legate provides residential motorcycle insurance coverage for clients in San Clemente, California. Commercial motorcycle insurance is also available for local businesses needing fleet or occasional use policies. The agency serves San Clemente and nearby areas throughout Orange County. Policies are tailored to meet each rider’s specific protection needs. Follow-up service is offered between regular policy review visits to address any coverage questions or required adjustments.
Michele Ellena - State Farm Insurance Agent in San Clemente, CA is known for providing motorcycle insurance coverage to riders in the region. The agency works with clients to help protect their motorcycles against liability, collision, and comprehensive risks common on local roads. Policies are tailored to address the needs of daily commuters as well as weekend touring enthusiasts throughout Orange County. Specialty add-on services include roadside assistance coverage for breakdowns and flat tires during trips.
What Does a a Motorcycle Insurance Agent in San Clemente Cost?
Motorcycle insurance costs in California vary widely based on factors like your age driving record bike model and coverage limits. A basic liability policy for a standard cruiser may cost 300 to 600 dollars per year while full coverage for a sport bike can exceed 1500 dollars annually. Riders in San Clemente may see slightly higher rates due to urban density and theft risk. This is general information not insurance advice.
About motorcycle insurance agents in San Clemente
Motorcycle insurance agents in San Clemente help riders find coverage that meets California state requirements. California law requires all motorcyclists to carry liability insurance with minimum limits of 15/30/5. An agent can explain how local factors like coastal weather and traffic on the I-5 affect your policy needs.
Frequently Asked Questions
What are the minimum insurance requirements for a motorcycle in California?
California law requires minimum liability coverage of 15 thousand dollars for injury or death of one person, 30 thousand dollars per accident, and 5 thousand dollars for property damage. Uninsured motorist coverage is not required but is recommended.
How can a San Clemente motorcycle insurance agent help me?
An agent can compare policies from multiple insurers to find coverage that fits your bike type and riding habits. They can also explain how local risks like beach traffic and canyon roads affect your premium.
Does my motorcycle insurance cover me if I ride outside California?
Most policies provide coverage throughout the United States and Canada. However you should confirm with your agent that your policy includes out of state liability coverage as required by other states.
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