The top-rated motorcycle insurance agent in Poway, California is Farmers Insurance - Marc Nimetz, rated 5.0 stars across 177 reviews. Other highly rated options include Bob Francy III - State Farm Insurance Agent, Kristin Francy - State Farm Insurance Agent, GEICO Corporate Office. This directory lists 10 motorcycle insurance agents serving Poway.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Marc Nimetz | 15644 Pomerado Rd Ste 104 | (858) 866-8147 |
| 2 | Bob Francy III - State Farm Insurance Agent | 12605 Poway Rd ste a | (858) 451-1915 |
| 3 | Kristin Francy - State Farm Insurance Agent | 12605 Poway Rd # C | (858) 484-4141 |
| 4 | GEICO Corporate Office | 14111 Danielson St | (858) 513-5500 |
| 5 | Del Dios Insurance Services Inc | 12923 Pomerado Rd # A | (760) 975-9554 |
| 6 | Farmers Insurance - Cathy Peterson | 12759 Poway Rd #203 | (858) 748-3134 |
| 7 | Hannah Chavez: Allstate Insurance | 12700 Stowe Dr #220 | (858) 513-0110 |
| 8 | Mike Dolan - State Farm Insurance Agent | 12605 Poway Rd Ste B | (858) 486-7290 |
| 9 | Ron Tocki Insurance Agency | 14260 Garden Rd #24b | (858) 492-0511 |
| 10 | Mercury Insurance | 13446 Poway Rd | (888) 637-2176 |
Farmers Insurance - Marc Nimetz serves the Poway, California area as a motorcycle insurance agent. The agency provides coverage options designed to meet the needs of local riders. It helps clients navigate different policy types for their motorcycles. The process often involves evaluating individual riding habits and vehicle specifications. The agency assists with liability, collision, and comprehensive coverages tailored to the region. It also handles custom parts and accessories coverage for motorcycle enthusiasts in Poway.
Bob Francy III - State Farm Insurance Agent in Poway, CA, provides motorcycle insurance policies tailored to a range of riding needs and vehicle types. The agency offers guidance on coverage options, including liability and comprehensive plans, and helps clients manage their policies throughout the riding season. It assists with claims processing and adjusts coverage as circumstances change. This agency services a variety of properties, including single-family homes, apartments, retail storefronts, and local restaurants.
Kristin Francy - State Farm Insurance Agent serves Poway, California and the surrounding communities, handling motorcycle insurance policies for local riders. It provides coverage options that address liability, comprehensive, and collision needs for various motorcycle types. The company works with clients to assess their riding habits and vehicle value, helping to tailor an individual policy. A typical job involves reviewing the rider’s history and bike details, then presenting a suitable plan that meets state requirements and personal protection goals.
Motorcycle owners in Poway, CA, as well as local homeowners and individual riders rely on the GEICO Corporate Office for insurance coverage tailored to their vehicles. As a motorcycle insurance agent, this location helps clients navigate policy options for liability, collision, and comprehensive protection, ensuring compliance with state requirements while addressing personal needs. Riders seeking straightforward coverage solutions can visit this office for assistance with policies that suit their riding habits and budgets. The office also serves the nearby community of Rancho Bernardo and surrounding areas of San Diego County.
As a specialized motorcycle insurance agent, Del Dios Insurance Services Inc in Poway, CA tailors liability, collision, and comprehensive coverage to riders of different bike types. The company also assists with standard auto and homeowners insurance needs. Clients in the area often seek its guidance for obtaining seasonal lay-up policies during cooler months, when many riders store their motorcycles and suspend active coverage.
Spring rains in Poway left roads slick before most riders swapped their tires, and Farmers Insurance - Cathy Peterson helps local motorcyclists adjust coverage to match these seasonal riding hazards. As a motorcycle insurance agent, the firm guides clients through liability options, uninsured motorist provisions, and protective gear discounts. An initial policy consultation begins by reviewing a rider’s parking situation and annual mileage to align coverage with individual commuting or weekend touring patterns. The process ends when office staff schedule a brief inspection of the bike’s current safety features.
In Poway, CA, this agency distinguishes between one-time consultations for specific policy questions and ongoing service for annual policy management. Coverage options for motorcyclists include liability, collision, comprehensive, and uninsured motorist protection. As an independent agent with Allstate, the office helps riders compare plans suited to their bike type and riding frequency. Policyholders can access support for claims, billing inquiries, and coverage updates. Service runs on an as-needed basis, with appointments available for personalized discussions about coverage changes or new policy needs.
Serving Poway and the surrounding region, Mike Dolan - State Farm Insurance Agent provides coverage tailored to individual driving needs. The agency specializes in motorcycle insurance, offering add-ons such as roadside assistance, accessory coverage, and trip interruption benefits for riders. Their policies are designed for personal and commercial exposure alike. This includes assisting local offices, warehouses, and food service establishments with their particular insurance requirements.
Ron Tocki Insurance Agency serves residents in the Poway area with motorcycle insurance. Commercial coverage is available for local riders as well. The agency works with clients throughout the region to find appropriate policies. Supporting motorcyclists includes explaining different coverage options for various bike types. After initial policies are set, clients can return for periodic coverage reviews or to update their plans. The agency also assists with follow-up needs that arise between regular visits, such as adding a new motorcycle.
For motorcycle owners, single-policy offerings differ from ongoing multi-vehicle discounts often available through bundled home and auto plans. Mercury Insurance in Poway, California, tailors protection for a range of motorcycles, including liability, collision, and comprehensive coverage that helps guard against theft or damage. Understanding local riding conditions is key to selecting appropriate deductibles and limits. Service operates on an as-needed basis, allowing clients to request quotes or policy adjustments whenever their coverage requirements change.
What Does a a Motorcycle Insurance Agent in Poway Cost?
Motorcycle insurance costs in California vary widely based on your age, riding experience, bike type, and driving record. A basic liability policy for a standard motorcycle might cost between 200 and 500 dollars per year. Full coverage with comprehensive and collision can range from 500 to 1,500 dollars annually. Riders with accidents or violations may pay significantly more. This is general information and not insurance advice.
About motorcycle insurance agents in Poway
Motorcycle insurance agents in Poway, California help riders find policies that meet state liability requirements. California law requires all motorcyclists to carry liability insurance with minimum limits of 15/30/5. An agent can explain coverage options for comprehensive and collision protection specific to Poway roads.
Frequently Asked Questions
What are the minimum insurance requirements for motorcycles in California?
California requires motorcycle owners to carry liability insurance with at least 15,000 dollars for injury or death of one person, 30,000 dollars per accident, and 5,000 dollars for property damage. This is the same as the minimum for cars.
Do I need uninsured motorist coverage on my motorcycle policy in California?
Uninsured motorist coverage is not required by California law for motorcycles, but it is strongly recommended. It can protect you if you are hit by a driver without insurance. Your agent can explain how this coverage works.
Can I get motorcycle insurance if I have a DUI on my record in Poway?
Yes, you can still get motorcycle insurance in California after a DUI, but your rates will be higher. You may need to file an SR-22 form with the DMV. An agent can help you find a company that accepts high-risk riders.
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