The top-rated motorcycle insurance agent in Newport Beach, California is InsuranceOnline, rated 4.9 stars across 1,652 reviews. Other highly rated options include SmartFinancial, Kessler Alair Insurance Services, Inc., Javier Misiego - State Farm Insurance Agent. This directory lists 18 motorcycle insurance agents serving Newport Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | InsuranceOnline | 660 Newport Center Dr #340 | (949) 566-8760 |
| 2 | SmartFinancial | 4041 MacArthur Blvd Ste 210 | (855) 214-2291 |
| 3 | Kessler Alair Insurance Services, Inc. | 4695 MacArthur Ct Ste 1109 | (949) 536-3700 |
| 4 | Javier Misiego - State Farm Insurance Agent | 227 20th St STE 103 | (714) 772-3838 |
| 5 | David Misiego - State Farm Insurance Agent | 227 20th St #100 | (949) 673-9391 |
| 6 | Steve Ferraro Jr. - State Farm Insurance Agent | 471 Old Newport Blvd #304 | (949) 855-8787 |
| 7 | AAA Newport Beach Insurance and Member Services | 3880 Birch St | (949) 476-8880 |
| 8 | Mike Ferraro Jr. - State Farm Insurance Agent | 3700 Campus Dr Ste 204 | (949) 645-6000 |
| 9 | Moby Young - State Farm Insurance Agent | 3740 Campus Dr B | (949) 706-5300 |
| 10 | Farmers Insurance - Tom Birkinbine | 1101 Dove St Ste 238 | (949) 333-3716 |
InsuranceOnline serves the Newport Beach area and surrounding Orange County communities as a motorcycle insurance agent. The company helps clients obtain coverage for a wide range of bikes, from cruisers to sport models. As a local agent, it connects riders with policies that address California-specific requirements, including liability and uninsured motorist protection. Its services also focus on helping motorcyclists secure add-ons for custom parts and equipment coverage, as well as roadside assistance for riding in this coastal region.
SmartFinancial provides a range of services as a motorcycle insurance agent in Newport Beach, CA, helping clients secure coverage for their bikes. The company offers routine policy maintenance plans to review and adjust coverage as needs change, ensuring riders remain protected on local roads and highways. It services individual riders with policies for single motorcycles, as well as owners of multiple bikes and custom builds. Additionally, the agent handles insurance needs for properties such as single-family homes, apartments, retail spaces, and restaurants.
Kessler Alair Insurance Services, Inc. is a motorcycle insurance agent in Newport Beach, California, known for helping riders secure liability and comprehensive coverage. Its service range includes policies for cruisers, sport bikes, and touring models, addressing the varied needs of local motorcyclists. Clients in the area can expect guidance on liability minimums and optional collision protection. For everyday riders, the agency adds on coverage for customized parts and accessories.
Homeowners, renters, and motorcycle owners in Newport Beach, California, turn to Javier Misiego - State Farm Insurance Agent for personalized motorcycle insurance coverage. The agency helps clients protect their bikes with policies tailored to varied riding habits and storage needs. Local motorcyclists can discuss liability options, comprehensive protection, and potential discounts for safety courses or multiple vehicles. Serving the Orange County coastal area, the agency also extends its motorcycle insurance services to riders in Costa Mesa.
Serving Newport Beach and the surrounding Orange County communities, David Misiego - State Farm Insurance Agent handles motorcycle insurance for local riders. The agency offers standard coverage options, including liability, collision, and comprehensive policies, to address both road and storage risks. For typical jobs, the agent works directly with each client to assess their specific bike, riding habits, and coverage needs, then customizes a policy to match that individual situation.
Steve Ferraro Jr. - State Farm Insurance Agent in Newport Beach, CA, specializes in tailored motorcycle insurance policies that cover a range of bikes and riding styles. It also offers general auto, home, and life insurance services to address broader coverage needs for local residents. The agency helps riders manage risks from sun-bleached coastal routes in Orange County. With seasonal shifts bringing heavier canyon or beach traffic, it can adjust liability and collision coverage to protect against the increased hazard of uninsured motorists during peak summer months.
For motorcycle insurance, a one-time policy provides a single term of protection, while a recurring plan automatically renews to ensure continuous coverage for your bike on Newport Beach roads. As a local agent, the company helps riders navigate liability, collision, and comprehensive options, tailoring policies to fit individual needs and local riding conditions. This service is typically offered on an as-needed basis, assisting customers when their current policy is up for renewal or when purchasing a new motorcycle.
As coastal weather shifts and Newport Beach riders prepare for changeable conditions, securing proper coverage becomes essential. Mike Ferraro Jr. - State Farm Insurance Agent offers local motorcycle insurance policies tailored to individual riding needs. This agency works with customers to explain liability, comprehensive, and collision options that protect bikes throughout Orange County. Whether insuring a new sportbike or a classic cruiser, the process begins with a thorough review of the rider’s daily route and parking situation. A brief consultation is scheduled to inspect the motorcycle and assess initial coverage requirements.
Based in Newport Beach, this insurance agency helps clients build financial protection for their daily lives. Its specialized services specifically address the liability and coverage needs for motorcycle owners across California. Agents assist riders in finding policies that safeguard both their vehicle and their personal assets on the road. The office also serves the commercial sectors, including offices, warehouses, and food service.
Farmers Insurance - Tom Birkinbine in Newport Beach serves residential clients in their coverage needs for personal motorcycles. This agency provides commercial coverage for motorcycle businesses operating throughout Orange County. The agent here approaches each policy with attention to individual scenarios on local roads. Securing proper liability and comprehensive protection remains the main focus for riders at every experience level. Clients typically return for adjustments between regular annual visits to keep their policies current.
What Does a a Motorcycle Insurance Agent in Newport Beach Cost?
Motorcycle insurance costs in California vary widely based on factors like your age, riding experience, bike type, and coverage limits. A basic liability policy for a standard bike may cost between 200 and 500 dollars per year, while full coverage can range from 500 to over 1,500 dollars annually. Premiums in Newport Beach may be higher due to local traffic and theft risks. This is general information, not insurance advice.
About motorcycle insurance agents in Newport Beach
Newport Beach motorcycle riders can work with a local insurance agent to find the right coverage for their bike. California law requires all motorcyclists to carry liability insurance with minimum limits of 15/30/5. An agent can help you understand your options and meet state requirements.
Frequently Asked Questions
What are the minimum insurance requirements for a motorcycle in California?
California law requires liability coverage of at least 15 thousand dollars for injury or death to one person, 30 thousand dollars per accident, and 5 thousand dollars for property damage. This is often written as 15/30/5.
Does California require uninsured motorist coverage on a motorcycle?
Insurance companies in California must offer uninsured motorist coverage to motorcycle owners, but you can reject it in writing. If you do not reject it, it will be included in your policy.
Can I get motorcycle insurance with a suspended license in Newport Beach?
It is very difficult to get a standard motorcycle insurance policy with a suspended license. Some non-standard carriers may offer coverage, but options are limited and premiums are higher. You should resolve your license status first.
Motorcycle Insurance Agents in Other California Cities
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