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Find Motorcycle Insurance Agents Near You in Monterey, CA

Browse motorcycle insurance agents serving Monterey, California. Updated 2026-07-14.

The top-rated motorcycle insurance agent in Monterey, California is Jim Rinehart - State Farm Insurance Agent, rated 5.0 stars across 281 reviews. Other highly rated options include AAA Monterey Branch, Farmers Insurance - Jessica Connally, Natalie Hungerford: Allstate Insurance. This directory lists 12 motorcycle insurance agents serving Monterey.

Showing 12 motorcycle insurance agents in Monterey, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Jim Rinehart - State Farm Insurance Agent2511 Garden Rd Suite C-125(831) 393-8500
2AAA Monterey Branch53 Soledad Dr(831) 645-1900
3Farmers Insurance - Jessica Connally404 W Franklin St Ste 102(831) 424-0829
4Natalie Hungerford: Allstate Insurance591 Hartnell St(831) 642-6400
5Christopher Thom: Allstate Insurance201 Calle Del Oaks Ste A(831) 373-2791
6Chuck Hewett - State Farm Insurance Agent9 Soledad Dr C(831) 372-8006
7Capital Insurance Group1 Lower Ragsdale Dr(877) 200-4220
8Cowell & Smith Insurance Agency2250 N Fremont St(831) 372-5800
9Ray Martin - State Farm Insurance Agent2115 N Fremont St(831) 646-9520
10HUB International401 Fremont St Unit 100(831) 373-4925
JR
2511 Garden Rd Suite C-125
Jim Rinehart - State Farm Insurance Agent
Motorcycle Insurance Agent · Monterey, CA

Jim Rinehart - State Farm Insurance Agent serves the Monterey, California area with a focus on motorcycle insurance. This local agency helps riders find coverage that fits their specific needs and budget. Working within the broader Monterey community, the office provides personalized service for standard policies and specialized protection for various bike types. Motorcyclists can receive guidance on liability options and comprehensive plans that safeguard against theft and damage. The agency also assists with securing uninsured motorist coverage for added peace of mind on the road.

AM
53 Soledad Dr
AAA Monterey Branch
Motorcycle Insurance Agent · Monterey, CA

AAA Monterey Branch provides motorcycle insurance services throughout the Monterey, CA area. Its offerings include policy coverage for a range of motorcycles, from cruisers to sport bikes. The agent assists clients with selecting appropriate policy options and guides them through the application and renewal processes. Services also include helping riders understand coverage details, such as liability and comprehensive protection. It delivers routine policy reviews to help maintain appropriate coverage levels. The agency serves owners of single-family homes, apartments, retail establishments, and restaurants.

FI
404 W Franklin St Ste 102
Farmers Insurance - Jessica Connally
Motorcycle Insurance Agent · Monterey, CA

Farmers Insurance - Jessica Connally serves homeowners, renters, and vehicle owners in Monterey, California, offering motorcycle insurance policies tailored to local riding conditions. Jessica Connally helps clients secure coverage for cruisers, sport bikes, and touring motorcycles. The agency also assists with personal auto and home insurance options. In addition to its Monterey base, the agency extends its motorcycle insurance services to the neighboring communities of Pacific Grove and Seaside, ensuring broader access for riders in the region.

NH
591 Hartnell St
Natalie Hungerford: Allstate Insurance
Motorcycle Insurance Agent · Monterey, CA

Serving Monterey and the surrounding communities of the California Central Coast, this agency handles motorcycle insurance coverage for local riders. It provides policies that help protect bikes, riders, and their financial interests on the road. Recognizing the unique risks of coastal riding, it tailors options for different bike types and riding habits. A typical job begins with a discussion of the rider's specific needs and mileage, followed by a straightforward comparison of available protection plans to ensure adequate coverage for the local area.

CT
201 Calle Del Oaks Ste A
Christopher Thom: Allstate Insurance
Motorcycle Insurance Agent · Monterey, CA

Christopher Thom: Allstate Insurance in Monterey, CA offers motorcycle insurance for riders seeking either a single policy term or ongoing protection with renewal options. Coverage typically includes liability, collision, and comprehensive plans designed for local road conditions. Service is available on an as-needed basis for policy adjustments or new quotes, while existing policies operate on a scheduled renewal cycle.

CH
9 Soledad Dr C
Chuck Hewett - State Farm Insurance Agent
Motorcycle Insurance Agent · Monterey, CA

Motorcycle season in Monterey brings coastal winds and sudden fog, creating specific insurance needs that Chuck Hewett – State Farm Insurance Agent addresses with focused local expertise. This agency helps riders choose appropriate liability, collision, and comprehensive coverage for canyon cruising or daily commuting. Policy options can protect against damage from roadway debris or unexpected weather events common on the peninsula. After discussing individual riding habits and machine value, a representative will schedule a simple vehicle inspection to finalize initial coverage terms.

CI
1 Lower Ragsdale Dr
Capital Insurance Group
Motorcycle Insurance Agent · Monterey, CA

Capital Insurance Group in Monterey, California specializes in providing tailored motorcycle insurance coverage for a variety of bikes, from cruisers to sport models. It also serves the general insurance needs of local riders, helping them secure policies that meet state requirements and protect their investments. The agency often assists clients with adjusting coverage for Monterey’s changing coastal conditions, particularly in preparation for the damp, foggy winter months.

CS
2250 N Fremont St
Cowell & Smith Insurance Agency
Motorcycle Insurance Agent · Monterey, CA

Cowell & Smith Insurance Agency in Monterey, CA provides motorcycle insurance to local riders, covering liability and collision protection. Their specialty add-ons include policies for custom parts and equipment coverage, as well as options for roadside assistance during travel along California’s coastal highways. The agency also assists with insurance for bike storage, gear protection, and trip interruption coverage. For commercial clients, they serve sectors such as repair shops, dealerships, and food delivery services that operate fleets.

RM
2115 N Fremont St
Ray Martin - State Farm Insurance Agent
Motorcycle Insurance Agent · Monterey, CA

Ray Martin - State Farm Insurance Agent in Monterey, CA serves residential motorcycle owners with coverage planning. The agency also provides commercial policies for businesses using motorcycles in their operations. Service extends throughout the Monterey area, helping riders address liability, comprehensive, and collision needs. Each client receives guidance on local regulations and deductible options tailored to their riding habits. After the initial policy setup, the office stays in contact regarding upcoming renewals, facilitating prompt adjustments or coverage updates between regular visits.

HI
401 Fremont St Unit 100
HUB International
Motorcycle Insurance Agent · Monterey, CA

Situated in Monterey, HUB International is a motorcycle insurance agent known for matching riders with liability and comprehensive coverage. The company serves the surrounding coastal and inland areas, addressing policy needs for both touring and sport motorcycles. Its work includes explaining how local weather and road conditions affect risk and coverage options. As a specialty add-on, HUB International arranges accessory coverage for custom parts and aftermarket equipment.

RA
8 Harris Ct ste c 5
Ragsdale Auto Insurance Partners
Motorcycle Insurance Agent · Monterey, CA
(520) 564-4660
NI
480 Calle Principal Ste 4
Nationwide Insurance: Maffei Insurance & Financial Services
Motorcycle Insurance Agent · Monterey, CA
(831) 920-6533
agency.nationwide.com/ca/monterey/93940/donald-b-maffei

What Does a a Motorcycle Insurance Agent in Monterey Cost?

Motorcycle insurance costs in California vary widely based on your bike type riding history and coverage levels. A basic liability policy for a standard cruiser might start around 200 to 400 dollars per year. Full coverage for a sport bike could range from 800 to 2000 dollars annually. This is general information and not insurance advice.

About motorcycle insurance agents in Monterey

Motorcycle insurance agents in Monterey California help riders meet state financial responsibility laws and protect their bikes. California requires all motorcyclists to carry liability insurance with minimum limits of 15/30/5. An agent can explain how local factors like foggy coastal roads and seasonal riding affect your premium.

Frequently Asked Questions

What are the minimum motorcycle insurance requirements in California?

California law requires liability coverage of at least 15000 dollars per person for injury 30000 dollars per accident for injury and 5000 dollars for property damage. An agent can help you meet these minimums or suggest higher limits.

Do I need uninsured motorist coverage for my motorcycle in Monterey?

Uninsured motorist coverage is not required by California law but is strongly recommended. It protects you if a driver without insurance hits you. Many agents in Monterey include this in their quotes.

How does my riding experience affect my motorcycle insurance cost in California?

Insurance companies in California consider your riding experience years of safe riding and any traffic violations. Newer riders or those with tickets often pay higher premiums. An agent can review your record to find competitive rates.

Motorcycle Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each motorcycle insurance agent's credentials and current standing with your state Department of Insurance.