The top-rated motorcycle insurance agent in Los Altos, California is Jim Flynn - State Farm Insurance Agent, rated 4.9 stars across 25 reviews. Other highly rated options include Josh Anderson - State Farm Insurance Agent, Cathy Nguyen: Allstate Insurance, Farmers Insurance - Naomi Hayashi. This directory lists 11 motorcycle insurance agents serving Los Altos.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jim Flynn - State Farm Insurance Agent | 4546 El Camino Real b4 | (650) 941-5000 |
| 2 | Josh Anderson - State Farm Insurance Agent | 4546 El Camino Real b4 | (650) 941-5000 |
| 3 | Cathy Nguyen: Allstate Insurance | 745 Distel Dr Suite 119 | (650) 964-3022 |
| 4 | Farmers Insurance - Naomi Hayashi | 900 N San Antonio Rd Ste102 | (650) 321-7637 |
| 5 | Michael Tirabassi - State Farm Insurance Agent | 4546 El Camino Real b4 | (650) 209-1202 |
| 6 | Al Ward - State Farm Insurance Agent | 4546 El Camino Real b4 | (650) 941-5000 |
| 7 | Frank Hughes Farmers Insurance | 220 State St Suite B | (650) 815-7068 |
| 8 | Gil Koury Insurance | 86 3rd St UNIT 115 | (650) 947-7676 |
| 9 | Dwight Matthews - State Farm Insurance Agent | 1564 Miramonte Ave | (650) 948-8164 |
| 10 | Gilbert P Koury Insurance Broker | 86 3rd St UNIT 115 | (650) 947-7676 |
Jim Flynn - State Farm Insurance Agent serves the Los Altos, California, area and provides motorcycle insurance policies for local riders. The agency helps customers secure liability, collision, and comprehensive coverage to protect their bikes on the road. Policies can also include uninsured motorist protection and roadside assistance options. It handles custom motorcycle insurance for modified models and seasonal policies for riders who store their bikes over the winter months.
Josh Anderson - State Farm Insurance Agent provides motorcycle insurance services to riders in Los Altos, California, covering liability, collision, and comprehensive policies for a variety of bikes. The office assists clients with policy reviews and adjustments to meet changing needs throughout the riding season. Its maintenance plans focus on ensuring proper coverage through regular check-ins on policy details. Josh Anderson serves motorcyclists with standard property types, including single-family homes, apartments, retail businesses, and restaurants.
Cathy Nguyen: Allstate Insurance in Los Altos, CA serves local homeowners, renters, and business owners who need motorcycle insurance in addition to their other coverage. The agency helps customers find appropriate liability and comprehensive plans for their bikes. It works with riders to explain policy options and legal requirements unique to California. Coverage areas extend throughout Santa Clara County, including nearby communities such as Mountain View.
Farmers Insurance - Naomi Hayashi, located in Los Altos, California, offers motorcycle insurance services that distinguish between one-time policy setup and ongoing coverage management. Riders can obtain tailored liability, collision, and comprehensive protection for their bikes. This agent provides recurring policy reviews to adjust coverage as needs change, such as adding accessories or modifying storage conditions. Service runs on a scheduled basis, typically aligning with annual renewal cycles or when a rider requests a specific update to their existing motorcycle policy.
When California’s riding season brings motorcyclists out in greater numbers around Los Altos, proper coverage becomes essential. Michael Tirabassi - State Farm Insurance Agent helps local riders protect their bikes with tailored policies suited to local traffic and canyon roads. This agency focuses on matching each rider’s specific situation to an appropriate liability or comprehensive plan. They begin by scheduling a straightforward consultation to review the motorcycle’s details and the rider’s history before any policy decision is made.
Al Ward - State Farm Insurance Agent in Los Altos, CA, provides specialty motorcycle insurance policies tailored to meet the unique needs of local riders. It also offers general insurance services such as auto, home, and life coverage for the surrounding community. The agency helps motorcyclists protect their bikes against common risks like theft, collision, and liability on California roads. It specifically assists riders with coverage considerations for the summer riding season, when increased traffic and longer trips often create higher exposure to accidents and claims.
Frank Hughes Farmers Insurance serves the Los Altos area and surrounding Santa Clara Valley communities, handling a range of motorcycle coverage needs for both daily riders and weekend enthusiasts. Clients can receive personalized risk assessments and policy options tailored to their specific bike models and usage. The agency typically reviews a rider’s current coverage in detail before recommending suitable liability, collision, or comprehensive plans that comply with California insurance requirements.
Gil Koury Insurance in Los Altos, California provides standard motorcycle coverage and specializes in adding comprehensive, collision, and liability options tailored to individual riders. The agency customizes policies for riders of touring, cruiser, sport, and vintage motorcycles. As a local agent, it also helps clients secure uninsured motorist protection and roadside assistance. In addition to serving individual riders, the agency writes policies for commercial motorcycle fleets, including those used for delivery services, mobile repair, and food service operations.
Dwight Matthews - State Farm Insurance Agent in Los Altos, CA, provides residential motorcycle insurance policies for locals keeping their bikes at home. Commercial coverage is also available for riders who use their motorcycles for business purposes in the wider Los Altos area. Personal consultations help clients understand the protection they need for their specific bikes and riding habits. Following the initial setup, the agent accommodates policy adjustments or questions for existing clients whenever they return between regular visits.
Gilbert P Koury Insurance Broker in Los Altos, CA, is known for providing motorcycle insurance coverage tailored to the needs of local riders. It works with clients throughout the area to assess individual requirements and find appropriate policies for various types of motorcycles and riding habits. The agency’s service range includes matching riders with liability, collision, and comprehensive options to protect against common risks on the road. This local broker can also add on coverage for custom parts and accessories.
What Does a a Motorcycle Insurance Agent in Los Altos Cost?
Motorcycle insurance costs in California vary widely based on factors like your bike model, driving record, age, and coverage limits. A basic liability policy may cost between 200 and 500 dollars per year while full coverage can range from 500 to over 1500 dollars annually. Riders in Los Altos may pay slightly different rates due to local traffic patterns and theft statistics. This is general information and not insurance advice.
About motorcycle insurance agents in Los Altos
Motorcycle insurance agents in Los Altos help riders find coverage that meets California state requirements. California law requires all motorcyclists to carry liability insurance with minimum limits of 15/30/5. An agent can explain these requirements and help you choose appropriate coverage for your bike and riding habits.
Frequently Asked Questions
What are the minimum insurance requirements for a motorcycle in California?
California law requires motorcycle owners to carry liability insurance with at least 15 thousand dollars for injury or death of one person, 30 thousand dollars per accident, and 5 thousand dollars for property damage. This is known as 15/30/5 coverage.
How do I find a motorcycle insurance agent in Los Altos?
You can search online for local insurance agencies in Los Altos that specialize in motorcycle policies. Many independent agents in the area work with multiple carriers to find coverage for different types of bikes and rider experience levels.
Does my motorcycle insurance cover me if I ride outside California?
Most standard motorcycle insurance policies provide coverage in all 50 states and Canada. However you should confirm with your agent that your policy includes out of state coverage and meets the minimum requirements of any state you plan to visit.
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