The top-rated motorcycle insurance agent in Lompoc, California is Julio's Auto Insurance, rated 4.9 stars across 81 reviews. Other highly rated options include AAA Lompoc Insurance and Member Services, Farmers Insurance - Andra Campbell, Fiesta Auto Insurance & Tax Service. This directory lists 19 motorcycle insurance agents serving Lompoc.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Julio's Auto Insurance | 705 E Ocean Ave | (805) 430-9700 |
| 2 | AAA Lompoc Insurance and Member Services | 525 W Central Ave | (805) 735-2731 |
| 3 | Farmers Insurance - Andra Campbell | 125 W Ocean Ave | (805) 757-5055 |
| 4 | Fiesta Auto Insurance & Tax Service | 726 N H St | (805) 944-1012 |
| 5 | Charles W Walker Insurance | 201 N H St | (805) 736-4162 |
| 6 | James Hinshaw: Allstate Insurance | 830 E Ocean Ave | (805) 736-8944 |
| 7 | Julia Tipolt - State Farm Insurance Agent | 3865 Constellation Rd B | (805) 733-4545 |
| 8 | First American Title Company | 100 S H St | (805) 737-3736 |
| 9 | Kelly Breen: Allstate Insurance | 3757 Constellation Rd | (805) 735-6466 |
| 10 | Servicios Maya / Maya Insurance Agency | 717 E Ocean Ave | (805) 741-5050 |
Julio's Auto Insurance in Lompoc, California, provides motorcycle insurance tailored to protect riders and their machines on local roads. Policies typically include liability coverage as a foundation, with add-ons such as comprehensive coverage for theft or vandalism and uninsured motorist protection available. This ensures clients can address both common risks and specific hazards unique to the region’s coastline and highways. The agency also extends its services to commercial sectors, including offices that maintain fleet motorcycles, warehouses requiring vehicle-upkeep coverage, and food service businesses relying on delivery bikes.
AAA Lompoc Insurance and Member Services serves Lompoc and Santa Barbara County as a local motorcycle insurance agent. The agency helps riders find coverage tailored to their specific needs and budget. It works with reputable carriers to provide policies that protect both motorcycles and their operators. Common offerings include liability, collision, and comprehensive coverage. Clients can also secure insurance for custom bikes and accessories, as well as roadside assistance plans designed for motorcyclists in this area.
Farmers Insurance - Andra Campbell provides motorcycle insurance coverage and related risk management services to riders in the Lompoc area. Its service options include assistance with policy adjustments, claims filing support, and routine policy reviews to ensure adequate protection for seasonal and year-round motorcycling. Maintenance plans are available to help clients keep their coverage aligned with changes in their bike model, usage, or storage needs. The agency serves individual riders and also extends its services to cover properties such as single-family homes, apartments, retail stores, and restaurants.
Fiesta Auto Insurance & Tax Service in Lompoc, California, provides motorcycle insurance policies for area residents needing coverage for personal bikes. The agency also arranges commercial policies for motorcycles used in local business operations, serving clients throughout Lompoc and the surrounding Santa Barbara County region. Their staff assists riders in comparing liability, collision, and comprehensive options tailored to individual driving habits. Customers often return to this location between regular seasonal rides to update their coverage or adjust policy details.
Serving Lompoc and the surrounding Santa Barbara County communities, Charles W Walker Insurance handles motorcycle insurance needs for local riders. The agency works with clients to find coverage that fits various bikes and riding styles. It processes policies for standard liability, comprehensive, and collision options. To complete a typical job, the agent first reviews the customer’s motorcycle details and riding habits, then compares available plans from its carrier network to recommend a suitable policy.
Homeowners, renters, and local business owners in Lompoc, CA, can turn to James Hinshaw: Allstate Insurance for motorcycle insurance coverage. This agency assists riders in protecting their bikes against common risks on area roads and highways. Personalized policies help ensure financial security for both daily commuters and weekend enthusiasts. Its service area also extends to riders in nearby Vandenberg Air Force Base and the surrounding Santa Ynez Valley communities.
Julia Tipolt - State Farm Insurance Agent in Lompoc, CA specializes in tailoring motorcycle insurance policies to meet the specific needs of riders, including coverage for accessories and liability protection. The agency also assists with auto, home, and life insurance options to ensure comprehensive personal coverage. Help is available to evaluate and adjust policies when local riding seasons begin or end, addressing the unique risks and coverage gaps that arise during these transitional times.
Offering motorcycle insurance requires a choice between a single, one-time policy purchase and an ongoing renewal schedule that keeps coverage active year after year. For local riders in Lompoc, California, First American Title Company provides protection against liabilities and collision damage that might otherwise result in significant out-of-pocket expenses. Common options include bodily injury coverage for others and comprehensive protection for theft or vandalism. Service availability follows an as-needed basis for initial inquiries, but policy renewals operate on a scheduled cycle aligned with the client’s chosen term.
Kelly Breen: Allstate Insurance in Lompoc, CA provides personal insurance protections for local residents, with a specialized focus on motorcycle insurance policies. These policies can include essential coverage for liability, collision, and comprehensive protection tailored to the unique risks of riding. The agency serves a variety of local commercial sectors, including offices, warehouses, and food service businesses, ensuring their property and liability needs are met with appropriate coverage.
Local motorcyclists in Lompoc, CA, often need coverage before the riding season peaks, and Servicios Maya / Maya Insurance Agency assists by making that process straightforward. As a dedicated motorcycle insurance agent, the company helps riders find policies suited to their bikes and commuting habits. Their approach centers on reviewing individual riding needs and local road conditions. After an initial consultation to discuss typical mileage and storage arrangements, the agency then schedules a brief vehicle inspection to finalize the quoted terms.
What Does a a Motorcycle Insurance Agent in Lompoc Cost?
Motorcycle insurance costs in California vary widely based on factors like your age, riding experience, bike type, and driving record. A basic liability policy for a standard motorcycle may cost between 200 and 600 dollars per year. Full coverage policies often range from 500 to 1500 dollars annually. This is general information and not insurance advice.
About motorcycle insurance agents in Lompoc
Motorcycle insurance agents in Lompoc California help riders find policies that meet state requirements. California law requires all motorcyclists to carry liability insurance with minimum limits of 15/30/5. An agent can explain local coverage options and help you comply with California vehicle code section 16028.
Frequently Asked Questions
What are the minimum insurance requirements for a motorcycle in Lompoc California?
California law requires motorcycle riders to have liability coverage of at least 15 thousand dollars for injury or death of one person, 30 thousand dollars per accident, and 5 thousand dollars for property damage. An agent can help you meet these minimums.
Do I need uninsured motorist coverage for my motorcycle in California?
Uninsured motorist coverage is not required by California law but is strongly recommended. It protects you if you are hit by a driver without insurance. Your agent can explain the benefits of adding this coverage to your policy.
Can I get motorcycle insurance if I have a DUI on my record in Lompoc?
Yes you can still get motorcycle insurance after a DUI but your rates will likely be higher. California law requires an SR-22 filing for DUI convictions. An agent can help you find insurers who accept high-risk riders.
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