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Compare Motorcycle Insurance Agents in Encinitas, CA

Compare motorcycle insurance agents in Encinitas. Review contact information and insurance categorys before you decide.

16 agents listed
Updated May 2026
Encinitas, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 16 motorcycle insurance agents in Encinitas, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Encinitas Insurance and Member Services
499 N El Camino Real, Encinitas, CA 92024
(760) 635-1020 ace.aaa.com
Lisa Trapp - State Farm Insurance Agent
1458 Encinitas Blvd, Encinitas, CA 92024
(760) 230-0231 youragentlisa.com
Katie Beach Harlan - State Farm Insurance Agent
531 Encinitas Blvd STE 119, Encinitas, CA 92024
(760) 753-4944 beachinsurance.us
Jake Cesare - State Farm Insurance Agent
227 N El Camino Real Ste 206, Encinitas, CA 92024
(760) 942-2277 youragentjake.com
Schulte Insurance Agency
1036 2nd St, Encinitas, CA 92024
(760) 436-5015 schulteinsurance.com
CJT Insurance, Vehicle Registration, VIN Verification
144 W D St Suite 109, Encinitas, CA 92024
(760) 230-1125 cjtins.com
Farmers Insurance - Julie Haidao
187 Calle Magdalena Suite 110, Encinitas, CA 92024
(619) 401-1104 agents.farmers.com
CLS Insurance Services - Coastal Live Scan
996 N Coast Hwy 101 Suite C, Encinitas, CA 92024
(760) 230-1830 coastallivescan.com
Asesoria Integral & Services
560 N Coast Hwy 101 Ste 3b, Encinitas, CA 92024
(760) 943-1656 integralservices.net
Farmers Insurance - Thomas Krynicki
360 N El Camino Real # 3C, Encinitas, CA 92024
(760) 230-4875 agents.farmers.com
Insuranca.com
676 Polaris Dr, Encinitas, CA 92024
(760) 271-1717 insuranca.com
King Insurance
360 N El Camino Real, Encinitas, CA 92024
(760) 753-7000
Farmers Insurance - Tony Frausto
360 N El Camino Real # 3C, Encinitas, CA 92024
(760) 517-8555 agents.farmers.com
J R Wood Insurance Agency
4405 Manchester Ave, Encinitas, CA 92024
(760) 944-1848 robertwoodinsurance.com
Farmers Insurance - Taylor Swoy
162 S Rancho Santa Fe Rd F-45, Encinitas, CA 92024
(760) 943-4000 agents.farmers.com
Farmers Insurance - Sam Delegge
531 Encinitas Blvd STE 202, Encinitas, CA 92024
(760) 579-2727 agents.farmers.com

Motorcycle insurance agents in Encinitas, California help riders find coverage that meets state requirements. California law requires all motorcyclists to carry liability insurance with minimum limits of 15/30/5. A local agent can explain how factors like your riding history and bike type affect your policy options.

What Does a Motorcycle Insurance Agent in Encinitas Cost?

Motorcycle insurance costs in Encinitas vary widely based on your bike type, driving record, age, and coverage levels. A basic liability policy for a standard motorcycle might cost 300 to 600 dollars per year. Full coverage with comprehensive and collision can range from 800 to 2,000 dollars per year. Riders with tickets or accidents pay more. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum insurance requirements for a motorcycle in Encinitas California?
California requires all motorcycle owners to have liability insurance with at least 15,000 dollars for injury or death per person, 30,000 dollars total per accident, and 5,000 dollars for property damage. This is the same as the 15/30/5 requirement for cars.
Do I need uninsured motorist coverage for my motorcycle in Encinitas?
Uninsured motorist coverage is not required by California law for motorcycles, but it is highly recommended. It helps pay for your injuries if you are hit by a driver who has no insurance or not enough insurance.
Can I get motorcycle insurance with a California DUI on my record?
Yes, you can still get motorcycle insurance in California after a DUI, but your rates will be much higher. You may need to use a high-risk insurance company. The DUI stays on your driving record for 10 years in California.