The top-rated motorcycle insurance agent in Costa Mesa, California is CrossCountry Low Cost Insurance LLC DBA., SameDay Low Cost Insurance Services, rated 4.9 stars across 2,406 reviews. Other highly rated options include Acceptance Insurance, AAA Costa Mesa Insurance and Member Services, Choice Plus Insurance Services. This directory lists 17 motorcycle insurance agents serving Costa Mesa.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | CrossCountry Low Cost Insurance LLC DBA., SameDay Low Cost Insurance Services | 555 Anton Blvd suite 150 #369 | (888) 250-1546 |
| 2 | Acceptance Insurance | 3033 Bristol St Ste 121 | (714) 442-9504 |
| 3 | AAA Costa Mesa Insurance and Member Services | 3350 Harbor Blvd | (714) 427-5950 |
| 4 | Choice Plus Insurance Services | 1072 Bristol St # 205 | (714) 695-1127 |
| 5 | Chrysalis Insurance Agency | 3001 Red Hill Ave Suite 2-226 | (714) 464-8080 |
| 6 | Virnie Tordera - State Farm Insurance Agent | 355 Bristol St Ste M | (714) 890-1010 |
| 7 | Roadquest Insurance | 1500 Adams Ave #202 | (714) 429-0470 |
| 8 | Lisa Brennan - State Farm Insurance Agent | 2900 Bristol St Bldg C-202 | (949) 688-7688 |
| 9 | Comparion Insurance Agency | 555 Anton Blvd Suite 326, 327, 328 | (949) 668-6502 |
| 10 | Goosehead Insurance - Ty Robertson | 555 Anton Blvd suit 150 | (714) 252-4558 |
CrossCountry Low Cost Insurance LLC, operating as SameDay Low Cost Insurance Services, provides motorcycle insurance agency services to riders in Costa Mesa, California. The company discusses tailored liability, collision, and comprehensive coverage options with clients. Service plans include helping license and registration requirements for various motorcycle classes. Ongoing maintenance of policies, such as updating coverage after adding accessories or changing riding habits, is handled promptly through a local agent. The agency typically services single-family homes, apartments, retail shop clients, and nearby restaurant owners seeking to insure their personal or business motorcycles.
Acceptance Insurance in Costa Mesa, California, offers specialized motorcycle insurance policies. It provides coverage that addresses the unique liability and physical damage exposures riders face. The firm also handles general insurance services for local clients. This agency helps motorcyclists secure financial protection against accidents and theft. With regional riding conditions, it assists riders in managing risks associated with the dry seasons when roads see increased motorcycle traffic.
AAA Costa Mesa Insurance and Member Services provides coverage solutions for motorcycle owners and riders throughout Costa Mesa, California. The agency specializes in policies that help protect riders against liability, collision, and comprehensive risks common on local roads and freeways. Customers can discuss their specific bike types, riding habits, and coverage needs to find appropriate protection tailored to their situation. The agent serves clients across the broader Orange County area, including the neighboring city of Newport Beach.
Serving Costa Mesa and the surrounding Orange County communities, Choice Plus Insurance Services handles motorcycle insurance needs for local riders. The agency works with clients to find coverage that fits their individual bikes and riding habits. Leveraging its familiarity with California’s specific insurance requirements, the firm assists customers in comparing various policy options. To handle a typical job, it begins by reviewing each rider’s unique needs and then presents clear coverage choices for their decision.
A motorcycle insurance agent can assist with a new policy as a one-time purchase or set up recurring coverage for ongoing protection, helping riders secure liability and comprehensive plans tailored to their needs in Costa Mesa, CA. Chrysalis Insurance Agency evaluates individual risk factors and local regulations to match clients with appropriate policies. Service options include one-time binders for seasonal riders and scheduled renewals for year-round cyclists, provided as-needed upon request.
Virnie Tordera - State Farm Insurance Agent in Costa Mesa, California specializes in providing motorcycle insurance policies for riders. It also offers general insurance services to meet various personal coverage needs in the area. The agency helps local motorcyclists navigate policy options that protect their bikes and riding interests. During the spring riding season, it assists with adjusting coverage for increased road activity after winter storage.
As the riding season picks up along the Orange County coast, many motorcyclists in Costa Mesa seek updated coverage for their bikes. Roadquest Insurance addresses these seasonal needs by serving as a local motorcycle insurance agent in the area. The company works with riders to review liability limits and optional protections tailored to their specific bikes and riding habits. In order to properly quote a policy, the agent typically provides an initial inspection or visual assessment of the motorcycle to confirm its condition and specifications.
Lisa Brennan, a State Farm Insurance Agent in Costa Mesa, CA, provides standard motorcycle insurance coverage, including liability, collision, and comprehensive protection. The agency specializes in offering optional add-ons like roadside assistance and coverage for custom parts and equipment. For businesses needing commercial protection, this agent can also serve local offices, warehouses, and food service operations with tailored policies.
Comparion Insurance Agency serves residential motorcycle owners in Costa Mesa, California, securing coverage for personal bikes used on local roads and highways. Commercial coverage is also available for clients needing policies for business-owned motorcycles used in and around Orange County. The agency helps both new riders and long-term motorcyclists find appropriate protection with options for liability, collision, and uninsured motorist coverage. Follow-up service between regular visits ensures that customers can adjust their policies as their bike collection or riding habits change.
Riders in Costa Mesa face the challenge of finding tailored coverage that keeps them legal and protected during the warm-weather riding season. Goosehead Insurance, operated by Ty Robertson, provides specialized motorcycle insurance policies designed to address the specific risks local riders encounter on the road. The agency focuses on matching each rider’s unique needs with suitable liability and comprehensive options. New clients typically begin by scheduling a brief initial-assessment step, reviewing their current coverage and bike details with the agent in a straightforward consultation.
What Does a a Motorcycle Insurance Agent in Costa Mesa Cost?
Motorcycle insurance costs in Costa Mesa typically range from 300 to 1500 dollars per year for basic liability coverage. Full coverage policies with comprehensive and collision can cost 800 to 3000 dollars annually. Factors like your riding experience, bike model, and driving record affect the premium. This is general information and not insurance advice.
About motorcycle insurance agents in Costa Mesa
A motorcycle insurance agent in Costa Mesa can help you find a policy that meets California minimum liability requirements. California law requires at least 15/30/5 liability coverage for motorcycles. Local agents understand the unique riding conditions on the 55 freeway and Pacific Coast Highway.
Frequently Asked Questions
What are the minimum insurance requirements for a motorcycle in Costa Mesa California?
California law requires at least 15/30/5 liability coverage. This means 15000 dollars per person for bodily injury, 30000 dollars per accident, and 5000 dollars for property damage. An agent can help you add comprehensive and collision coverage for better protection.
Do I need uninsured motorist coverage on my motorcycle policy in California?
Uninsured motorist coverage is not required by California law for motorcycles, but it is highly recommended. It covers your medical bills if you are hit by a driver without insurance. Your agent can explain the benefits and help you decide.
How can a motorcycle insurance agent in Costa Mesa help me save money?
An agent can compare quotes from multiple insurers to find competitive rates. They may also suggest discounts for safety courses, multi-policy bundling, or anti-theft devices. Each rider profile is different so costs vary.
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