The top-rated motorcycle insurance agent in Chico, California is Acceptance Insurance, rated 5.0 stars across 353 reviews. Other highly rated options include Cost-U-Less Insurance, Kevin Baker Insurance Agency, AAA Chico Branch. This directory lists 20 motorcycle insurance agents serving Chico.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 240 W East Ave ste c | (530) 681-4011 |
| 2 | Cost-U-Less Insurance | 166 Cohasset Rd # 3 | (530) 206-0967 |
| 3 | Kevin Baker Insurance Agency | 383 Connors Ct Ste A | (530) 893-8301 |
| 4 | AAA Chico Branch | 2009 Forest Ave Ste 10 | (530) 332-2600 |
| 5 | Keith McBride - State Farm Insurance Agent | 2499 Bruce Rd | (530) 965-5934 |
| 6 | Eddy Rodriguez - State Farm Insurance Agent | 2411 Notre Dame Blvd | (530) 899-0100 |
| 7 | Joni Ginno - State Farm Insurance Agent | 1915 Esplanade | (530) 891-5881 |
| 8 | Farmers Insurance - Paul Munly Agency | 30 Constitution Dr #200 | (530) 899-7667 |
| 9 | Chris Grettum - State Farm Insurance Agent | 1277 East Ave STE 110 | (530) 809-1197 |
| 10 | Eric Velazquez & Brian Saeteurn: Allstate Insurance | 1026 Sheridan Ave | (530) 829-0600 |
Acceptance Insurance in Chico, California, is known for providing motorcycle insurance coverage to local riders. Its service range includes liability, collision, and comprehensive policies tailored to meet state requirements. Clients can obtain quotes and manage their accounts with the help of knowledgeable agents who understand regional riding conditions. As a specialty service, the agency offers optional roadside assistance coverage to help with breakdowns or towing while on the road.
Cost-U-Less Insurance, a Motorcycle Insurance Agent serving residential riders in Chico, California, also works with local businesses needing commercial motorcycle coverage throughout the region. The agency helps customers find appropriate liability and protection options for daily commuting or weekend touring. After each initial policy setup, clients can return for regular policy reviews and adjustments between their scheduled visits, ensuring coverage remains suitable as riding habits change over time.
Kevin Baker Insurance Agency provides coverage options for motorcycles, including liability, collision, and comprehensive policies tailored to local riders in Chico, California. They offer routine service reviews to help clients adjust their plans as coverage needs evolve. Customized maintenance reminders are available to ensure clients review their policies annually. The agency serves individual riders and families seeking protection for single-family homes, apartments, retail locations, and restaurants throughout the Chico area.
AAA Chico Branch serves motorcyclists in the Chico, California metro area, providing liability protection and comprehensive coverage for a range of two-wheeled vehicles. As a local motorcycle insurance agent, its work involves helping riders meet state financial responsibility requirements while also customizing policies for individual needs. The company handles underinsured motorist protection and uninsured motorist coverage, addressing common risks specific to this region’s riding conditions.
Keith McBride - State Farm Insurance Agent serves homeowners, renters, and vehicle owners in Chico, California, with a focus on motorcycle insurance. The agency helps clients secure coverage for their bikes, addressing liability and comprehensive needs for daily riders and seasonal enthusiasts alike. Policies are tailored to protect riders on local roads and during longer trips across the region. The agency’s service area extends southward into the neighboring community of Paradise, where it also covers motorcycle owners requiring dependable insurance solutions.
Eddy Rodriguez - State Farm Insurance Agent serves the city of Chico, California, and its surrounding communities. The agency handles motorcycle insurance policies for local riders, covering a range of popular street and touring bikes. An agent reviews each rider’s coverage needs during a standard consultation, ensuring the chosen policy aligns with their specific riding habits and vehicle type. The approach involves explaining different coverage options clearly, then helping the customer select a plan that fits their budget and legal requirements.
Joni Ginno - State Farm Insurance Agent in Chico, CA provides specialized motorcycle insurance policies alongside general auto, home, and life coverage. The agency works with riders to evaluate different plan options based on individual needs and local riding conditions. Coverage typically includes liability, collision, and comprehensive protections tailored for various bike types. As seasonal weather shifts in the region affect road safety, the agent can help adjust policies to address increased risks during winter rains or the heavy summer wildfire smoke that limits visibility on area highways.
Farmers Insurance - Paul Munly Agency in Chico, CA focuses on motorcycle insurance agents who can help riders choose between a one-time policy for seasonal use or a recurring annual plan for ongoing protection. Coverage options typically include liability, collision, and comprehensive plans tailored for local roads and weather conditions. The agency’s work on new policies or adjustments normally runs on an as-needed basis whenever a client requests a quote, files a claim, or changes their bike or riding habits.
When the spring riding season begins in Chico, motorcyclists often review their coverage needs before heading onto the scenic highways. Chris Grettum - State Farm Insurance Agent provides motorcycle insurance services for local riders looking to protect their bikes. This agency helps clients understand liability, comprehensive, and collision options for various motorcycle types. Before finalizing any policy, the agent first schedules a brief consultation to review the rider’s specific bike details and riding patterns.
Eric Velazquez & Brian Saeteurn: Allstate Insurance provides personal insurance solutions for Chico residents, including specialized motorcycle coverage that can protect riders on local roads. Their agency tailors policies with optional add-ons such as accessory coverage, roadside assistance, and uninsured motorist protection to match individual riding needs. Operating out of a convenient office in town, they serve a diverse range of commercial sectors, including professional offices, warehouses, and food service establishments.
What Does a a Motorcycle Insurance Agent in Chico Cost?
Motorcycle insurance costs in California vary widely based on factors like your age, driving record, bike model, and coverage limits. A basic liability policy for a standard bike may cost 200 to 500 dollars per year, while full coverage can range from 500 to 1500 dollars annually. This is general information, not insurance advice.
About motorcycle insurance agents in Chico
Motorcycle insurance agents in Chico, California help riders find coverage that meets state legal requirements. California law requires all motorcyclists to carry liability insurance with minimum limits of 15/30/5. Agents can also assist with optional coverages like uninsured motorist protection and roadside assistance.
Frequently Asked Questions
What is the minimum motorcycle insurance required in California?
California requires liability coverage of at least 15 thousand dollars for injury or death per person, 30 thousand dollars per accident, and 5 thousand dollars for property damage. This is often written as 15/30/5.
Do I need motorcycle insurance if I live in Chico but ride only part of the year?
Yes, you must have insurance to legally operate your motorcycle on public roads in California at any time. Even seasonal riders need active coverage or must store the bike off public roads.
Can a motorcycle insurance agent help me lower my premium in Chico?
Yes, an agent can review your driving record, bike type, and usage to find discounts. Completing a California Motorcyclist Safety Program course may also reduce your premium.
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