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Motorcycle Insurance Agents in Aptos, CA

Compare motorcycle insurance agents in Aptos. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Aptos, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 2 motorcycle insurance agents in Aptos, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Grace Lynn Karisli - State Farm Insurance Agent
7010 Soquel Dr #204, Aptos, CA 95003
(831) 688-4820 gracekarisli.net
Santa Cruz Insurance Services
7397 Soquel Dr, Aptos, CA 95003
(831) 688-1434 santacruzinsurance.com

What Does a Motorcycle Insurance Agent in Aptos Cost?

Motorcycle insurance costs in California typically range from 300 to 1000 dollars per year for basic liability coverage. Full coverage policies with collision and comprehensive can cost 800 to 2000 dollars or more annually. Factors like your age riding experience bike model and location in Aptos affect the premium. This is general information and does not constitute insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum motorcycle insurance requirements in California?
California law requires liability coverage of 15000 dollars for injury or death per person 30000 dollars per accident and 5000 dollars for property damage. An agent can help you meet these minimums or add extra protection.
Do I need uninsured motorist coverage for my motorcycle in Aptos?
Uninsured motorist coverage is not required by California law but is highly recommended. It protects you if you are hit by a driver without insurance. Your agent can explain how this coverage works with your policy.
Can I get a discount on motorcycle insurance in Aptos?
Many insurers offer discounts for completing a motorcycle safety course or for bundling with auto or home insurance. Your agent can review available discounts based on your driving record and bike type.