The top-rated motorcycle insurance agent in Fort Smith, Arkansas is Heath Roberts - State Farm Insurance Agent, rated 5.0 stars across 689 reviews. Other highly rated options include Absolute Insurance, Dominguez Insurance Agency, Direct Auto Insurance. This directory lists 20 motorcycle insurance agents serving Fort Smith.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Heath Roberts - State Farm Insurance Agent | 2218 S 57th St | (479) 452-4088 |
| 2 | Absolute Insurance | 4979 Old Greenwood Rd Suite A3 | (479) 561-1700 |
| 3 | Dominguez Insurance Agency | 2400 Rogers Ave | (479) 434-4834 |
| 4 | Direct Auto Insurance | 1316 Highway 71 S | (479) 782-6979 |
| 5 | ASAP Insurance Services, Inc. | 2308-B Midland Blvd | (479) 783-0356 |
| 6 | Shelter Insurance - Wade Gilkey | 3017 S 70th St A | (479) 452-8000 |
| 7 | F & M Insurance Agency, Inc. | 2610 Towson Ave | (479) 785-0269 |
| 8 | Kohler and Green Insurance | 6707 Phoenix Ave | (479) 484-9888 |
| 9 | Advantage 1 Auto Insurance | 507 N Greenwood Ave F | (479) 783-5700 |
| 10 | Cross Pointe Insurance Advisors | 1120 Garrison Ave | (479) 785-2912 |
Heath Roberts – State Farm Insurance Agent serves the Fort Smith, Arkansas area as a motorcycle insurance provider. The agency offers coverage tailored specifically to riders, helping to protect both the motorcycle and the rider from financial loss due to accidents or theft. Policies can be customized to fit a variety of motorcycle types and riding habits. Additional specific services handled here include liability protection and coverage for custom parts or accessories.
Absolute Insurance serves Fort Smith, Arkansas and the surrounding communities with motorcycle insurance policies. The agency handles coverage for a variety of motorcycles, helping local riders meet state liability requirements and protect their investments. A typical job with Absolute Insurance begins with an assessment of the client’s riding habits and specific bike details. The agent then works through available policy options to match the coverage to each individual’s needs, explaining terms clearly before finalizing a plan.
Dominguez Insurance Agency provides motorcycle insurance coverage and related policy services for riders in the Fort Smith, Arkansas area. The agency helps clients assess their liability, comprehensive, and collision needs for various motorcycle types and riding habits. Its service approach includes reviewing existing plans, explaining different coverage levels, and processing policy changes throughout the year. Riders can also obtain assistance with claims and renewal document management. The agency typically works with owners of single-family homes, apartments, retail locations, and restaurants.
Direct Auto Insurance in Fort Smith, Arkansas provides standard motorcycle insurance services, including liability coverage, collision protection, and comprehensive plans for riders of all experience levels. Their service offerings may also extend to regular policy reviews to help align coverage with evolving needs. The company assists with insuring various property types within the region, such as single-family homes, apartments, retail establishments, and restaurants.
ASAP Insurance Services, Inc. serves motorcycle riders and vehicle owners in Fort Smith, Arkansas, helping them secure coverage for their bikes through local insurance markets. The company works with clients to find policies that match individual needs and budgets. Fort Smith residents and those across the surrounding area rely on this agency for motorcycle insurance guidance and policy placement. The office also provides services to customers in neighboring Van Buren and the greater Sebastian County metro region.
Shelter Insurance - Wade Gilkey in Fort Smith, AR, offers both one-time quotes for those shopping for immediate coverage and recurring service options for clients who need ongoing support with their policy. As a motorcycle insurance agent in the area, they handle personal liability and comprehensive protection for bikes of various types and engine sizes. These fluctuating insurance needs often align with the region's riding season. Their service for maintaining or updating coverage runs on a scheduled or as-needed basis, allowing flexibility for individual customer preferences each renewal period.
F & M Insurance Agency, Inc. specializes in matching motorcyclists with appropriate liability and comprehensive coverage policies. It serves riders in Fort Smith, AR, offering general insurance services that protect against common road hazards and financial liabilities. Understanding the unique needs of the local riding community, the agency provides professional guidance on navigating coverage requirements and policy options. It helps customers address concerns about seasonal weather changes, such as finding adequate protection for bikes stored or ridden during Arkansas’s variable spring and fall conditions.
Kohler and Green Insurance in Fort Smith, Arkansas, serves riders throughout the city and surrounding communities of the River Valley. As a local Motorcycle Insurance Agent, it handles comprehensive coverage for cruisers, sport bikes, and touring motorcycles. The agent works to match each rider with a liability, collision, and uninsured motorist policy suited to their specific needs and riding habits. To handle a typical job, the agent first reviews the client’s bike details and annual mileage, then compares available options to find a balanced policy.
Advantage 1 Auto Insurance serves motorcycle owners throughout Fort Smith, Arkansas, offering policies that meet state requirements and protect riders against liability and collision damages. The agency works with standard and specialty insurers to find coverage that fits different bike types and driving histories. Its agents explain policy terms and help clients adjust deductibles and coverage limits. This office also provides insurance services to motorcyclists in the surrounding Sebastian County communities, including Greenwood and the greater River Valley metro area.
Cross Pointe Insurance Advisors in Fort Smith, Arkansas provides motorcycle insurance as a recurring service, ensuring ongoing protection through renewals, distinct from a single-purchase transaction. Coverage options for riders in the area include liability, collision, and comprehensive plans that address common regional road risks. Motorcycle Insurance Agents assess individual needs after a free consultation. Their service for Fort Smith clients operates on a scheduled basis, with regular policy reviews to keep coverage aligned with changing riding patterns and seasonal weather conditions.
What Does a a Motorcycle Insurance Agent in Fort Smith Cost?
Motorcycle insurance in Arkansas typically costs between 200 and 800 dollars per year for basic liability coverage. Full coverage policies with comprehensive and collision can range from 400 to 1,500 dollars annually depending on your bike value and driving history. Rates are generally lower than car insurance because motorcycles are used less often. This is general information and not insurance advice.
About motorcycle insurance agents in Fort Smith
Motorcycle insurance agents in Fort Smith Arkansas help riders find policies that meet Arkansas state law requirements. Arkansas requires all motorcyclists to carry liability insurance with minimum limits of 25,000 dollars for bodily injury per person 50,000 dollars per accident and 25,000 dollars for property damage. Local agents can also help you add comprehensive and collision coverage for your specific bike model and riding habits.
Frequently Asked Questions
Is motorcycle insurance required by law in Arkansas?
Yes Arkansas law requires all motorcycle operators to carry liability insurance. The minimum limits are 25,000 dollars per person for bodily injury 50,000 dollars per accident and 25,000 dollars for property damage. Failure to carry insurance can result in fines and license suspension.
What factors affect my motorcycle insurance rate in Fort Smith?
Rates are based on your age driving record type of motorcycle and where you live in Fort Smith. Other factors include your credit score annual mileage and whether you have completed a safety course. Theft rates and weather risks in the area also play a role.
Can I get uninsured motorist coverage for my motorcycle in Arkansas?
Yes Arkansas law requires insurers to offer uninsured motorist coverage with every motorcycle policy. You can accept or reject it in writing. This coverage pays for your injuries if you are hit by a driver who has no insurance.
Motorcycle Insurance Agents in Other Arkansas Cities
Benton · Bentonville · Cabot · Conway · Fayetteville · Hot Springs · Jacksonville · Jonesboro · Little Rock · North Little Rock · Pine Bluff · Rogers · Sherwood · Springdale