The top-rated motorcycle insurance agent in Florence, Alabama is Bert Bretherick - State Farm Insurance Agent, rated 4.9 stars across 243 reviews. Other highly rated options include Farmers Insurance - Mark Holley, Alfa Insurance - The Oakley Agency, Direct Auto Insurance. This directory lists 20 motorcycle insurance agents serving Florence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bert Bretherick - State Farm Insurance Agent | 2912 Hough Rd | (256) 764-2241 |
| 2 | Farmers Insurance - Mark Holley | 464 E Tennessee St | (256) 767-5555 |
| 3 | Alfa Insurance - The Oakley Agency | 4731 Chisholm Rd | (256) 754-7100 |
| 4 | Direct Auto Insurance | 2083 Florence Blvd | (256) 740-0886 |
| 5 | Acceptance Insurance | 3109 Florence Blvd | (256) 449-7017 |
| 6 | Garrett Batson - State Farm Insurance Agent | 659 Cox Creek Pkwy Suite E | (256) 764-2285 |
| 7 | B.J. Brewer: Allstate Insurance | 1705 Darby Dr B | (256) 718-1666 |
| 8 | Freeway Insurance | 129 Cox Crk Pkwy S | (256) 207-8335 |
| 9 | Hicks & Associates | 1801 N Wood Ave | (256) 766-6000 |
| 10 | Wendy Mitchell: Allstate Insurance | 321 S Walnut St | (256) 765-2200 |
Bert Bretherick - State Farm Insurance Agent serves the Florence, Alabama metro area and offers motorcycle insurance coverage to local riders. The agency provides personal liability protection and comprehensive policies designed to meet state requirements. Policyholders can receive guidance on custom parts coverage and medical payments for accident injuries. The office handles claims assistance for roadside emergencies and repairs after covered losses. Typical services include uninsured motorist protection and accessory coverage for helmets or saddlebags.
Farmers Insurance - Mark Holley provides motorcycle insurance coverage options for riders in Florence, Alabama, including liability, collision, and comprehensive policies. The agency also offers service plans to help clients adjust coverage for seasonal riding needs or newly acquired bikes. Mark Holley assists with policy reviews, claims support, and customized protection for various types of motorcycles and riders. It services single-family homes, apartments, retail, and restaurants.
Alfa Insurance - The Oakley Agency serves motorcycle owners and riding enthusiasts throughout the Florence area. The agency assists clients in securing liability, collision, and comprehensive coverage tailored to a variety of bikes, from cruisers to touring models. Policyholders benefit from local guidance on Alabama insurance requirements and the process of protecting their motorcycles against theft, damage, or road hazards. This agent provides dedicated service to riders looking for protection that suits their individual needs and driving patterns. The Oakley Agency also covers surrounding communities in the Florence-Muscle Shoals metropolitan region.
Direct Auto Insurance serves Florence, Alabama, and the surrounding Shoals communities. It handles motorcycle insurance policies that help protect riders across the Tennessee Valley region. The company offers standard coverages appropriate for local roads and seasonal riding conditions. Each policy is tailored to the individual bike and rider circumstances found in this area. The firm approaches a typical job by reviewing the customer's specific motorcycle and riding habits to recommend suitable protection from common local risks.
Acceptance Insurance in Midfield, Alabama, provides comprehensive services for motorcycle insurance needs, including policy selection, coverage consultations, and claims assistance. It offers ongoing policy management support to help clients maintain appropriate coverage and adjust plans as circumstances change. The agency typically serves local riders seeking protection for their motorcycles, as well as property owners with multiple vehicle insurance requirements. Its services commonly cover residential single-family homes and apartments, along with commercial properties such as retail spaces and restaurants.
Some motorcycle insurance agent offices offer both one-time policy purchases and ongoing service for renewals and claims. This Florence agent sells coverage customized for various bike types, including liability, collision, and comprehensive protection. A typical policy addresses common local risks like rural road debris or seasonal weather changes. Claims help typically involves submitting photos or repair estimates. The office recommends reviewing policy details annually to adjust for modifications or riding habits. Service runs on a scheduled basis for policy reviews and on an as-needed basis for claims or coverage changes.
B.J. Brewer: Allstate Insurance serves Florence, Alabama, and the surrounding communities of the Shoals region. It handles motorcycle insurance policies for local riders, including coverage options for liability and physical damage. The agency approaches each typical job by first discussing the client’s riding habits and vehicle type, then matching those specifics to an appropriate policy from its standard lineup.
Freeway Insurance in Florence, Alabama, helps riders distinguish between a single-season policy and a recurring annual plan for ongoing protection. Their motorcycle insurance agents focus on covering liability, collision, and comprehensive damages tailored to local riding conditions. Clients typically choose between a one-time short-term binder or a scheduled, renewable policy that allows adjustments each season. Services are provided on both a one-time and scheduled insurance basis, depending on the rider’s needs.
As the fall riding season winds down in Florence and bikers prepare their machines for cooler weather, many riders seek updated coverage to match their changing needs. Wendy Mitchell with Allstate Insurance provides motorcycle insurance agency services to local motorcyclists. Policies are written to cover common regional concerns, including collision and liability protection for both touring and sport bikes. An initial assessment of the rider's current coverage and intended use is scheduled during the first appointment to review all necessary protections thoroughly.
What Does a a Motorcycle Insurance Agent in Florence Cost?
Motorcycle insurance costs in Alabama vary widely based on your bike type driving record and coverage level. A basic liability policy for a standard motorcycle might cost between 200 and 500 dollars per year. Full coverage including comprehensive and collision can range from 500 to 1500 dollars annually. This is general information and not insurance advice.
About motorcycle insurance agents in Florence
Motorcycle insurance agents in Florence Alabama help riders find policies that meet state requirements. Alabama law requires all motorcyclists to carry liability insurance with minimum limits of 25 thousand dollars for bodily injury per person and 50 thousand dollars per accident. Local agents can also advise on uninsured motorist coverage and comprehensive options for the Shoals area.
Frequently Asked Questions
What is the minimum motorcycle insurance required in Alabama?
Alabama requires liability coverage of at least 25 thousand dollars per person for bodily injury and 50 thousand dollars per accident. Property damage liability must be at least 25 thousand dollars. An agent in Florence can help you meet these minimums.
Do I need uninsured motorist coverage for my motorcycle in Alabama?
Uninsured motorist coverage is not required by Alabama law for motorcycles but it is strongly recommended. It protects you if you are hit by a driver with no insurance. Your agent can explain the added cost and benefits.
Can I get a discount on motorcycle insurance in Florence Alabama?
Many agents offer discounts for completing a motorcycle safety course or for bundling your bike policy with auto or home insurance. Some insurers also give discounts for storing your motorcycle in a garage. Ask your agent about available savings.