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Compare Mobile Home Insurance Agents in Cross Lanes, WV

Browse mobile home insurance agents serving Cross Lanes, West Virginia. Contact information and addresses listed below.

3 agents listed
Updated May 2026
Cross Lanes, WV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of West Virginia before hiring.
Showing 3 mobile home insurance agents in Cross Lanes, WV Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
State Farm: Brandon Huffman
5509 Big Tyler Rd #1a, Cross Lanes, WV 25313
(304) 776-8000 brandonhuffman.com
Insurance Associates
5160 Washington St W, Cross Lanes, WV 25313
(304) 769-0500 myinsuranceassociates.com
Nationwide Insurance: Richard A Parr
5422 Big Tyler Rd, Cross Lanes, WV 25313
(304) 776-5809

Mobile home insurance agents in Cross Lanes, West Virginia help owners protect their homes with policies tailored to manufactured housing. West Virginia law requires proof of insurance for mobile homes with a loan, but coverage is also important for weather risks common in the Kanawha Valley. Local agents can explain options like replacement cost coverage and liability protection.

What Does a Mobile Home Insurance Agent in Cross Lanes Cost?

Typical mobile home insurance in West Virginia costs between 300 and 800 dollars per year for a basic policy. Factors like the age of the home, location, and coverage limits affect the price. Older mobile homes or those in flood-prone areas may have higher premiums. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does mobile home insurance cover in West Virginia?
Standard policies cover damage from fire, wind, hail, and theft. In West Virginia, flood and earthquake damage are usually not included and require separate coverage. Liability protection is also available for injuries that occur on your property.
Is mobile home insurance required by law in West Virginia?
West Virginia does not require mobile home insurance by state law. However, if you have a loan on the mobile home, your lender will require full coverage. Even without a loan, insurance is strongly recommended to protect your investment.
How do I find a mobile home insurance agent in Cross Lanes?
You can search online for local independent agents who specialize in manufactured home policies. Many agencies in Cross Lanes represent multiple insurance companies, allowing you to compare quotes. Ask about discounts for safety features like tiedowns and smoke alarms.