The top-rated mobile home insurance agent in Staunton, Virginia is Staley Insurance Agency, Inc., rated 4.9 stars across 440 reviews. Other highly rated options include Hammond Insurance Services, Tim Baker: Allstate Insurance, Bev Cundiff - State Farm Insurance Agent. This directory lists 15 mobile home insurance agents serving Staunton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Staley Insurance Agency, Inc. | 2013 N Augusta St | (540) 885-8858 |
| 2 | Hammond Insurance Services | 5 E Beverley St | (540) 442-8486 |
| 3 | Tim Baker: Allstate Insurance | 1217 Barterbrook Rd | (540) 886-9397 |
| 4 | Bev Cundiff - State Farm Insurance Agent | 219 Edgewood Rd | (540) 885-8941 |
| 5 | Valley Trust Insurance Group | 500 Commerce Rd | (540) 885-5531 |
| 6 | Bearing Insurance | 110 W Johnson St Suite 100 | (540) 886-3456 |
| 7 | Senior Insurance Solutions | The Stratton Building, 110 W Johnson St Office#214 | (540) 430-3400 |
| 8 | Rob Shirley - State Farm Insurance Agent | 101 Red Oaks Dr | (540) 885-0804 |
| 9 | Bradley Insurance Services Inc | 1427 N Augusta St | (540) 885-5126 |
| 10 | LD&B Insurance and Financial Services - Staunton | 220 Frontier Dr #6 | (540) 885-5009 |
Staley Insurance Agency, Inc. serves the Staunton, Virginia area and surrounding Augusta County as a mobile home insurance agent. The agency helps local homeowners find coverage tailored specifically for manufactured and modular homes, addressing unique risks that differ from standard site-built properties. Policies typically protect the dwelling structure, personal belongings, and provide liability coverage for accidents on the property. The agency handles specialized protection against wind, hail, and fire damage common to mobile homes in this region.
Hammond Insurance Services provides a range of mobile home coverage options, including policies for manufactured and modular homes in Staunton, VA. It offers routine service support to help clients adjust their plans as their needs change or as property value shifts. The agency assists with filing claims and updating policy details to ensure continuous protection. It services a variety of property types in the area, including single-family mobile homes, duplex units, retail storefronts, and local restaurant properties.
Tim Baker: Allstate Insurance serves homeowners and property managers throughout the Staunton area who require specialized mobile home insurance coverage. The agency provides policies that protect manufactured and mobile dwellings against common regional risks, including storm damage and liability concerns. Policies are tailored to meet lender requirements and individual homeowner needs. The office offers personalized consultations to explain coverage options and claims procedures. In addition to serving Staunton, the agency covers neighboring communities such as Waynesboro.
For mobile home coverage, the primary distinction lies between one-time policy purchases and ongoing protection plans, while Bev Cundiff - State Farm Insurance Agent in Staunton, VA offers both options to suit different needs. The agency provides tailored coverage for mobile homes, addressing risks specific to this housing type in the local region, including protection for the structure and personal belongings. Service runs on a scheduled basis, with periodic policy reviews to ensure coverage remains adequate over time.
Valley Trust Insurance Group serves Staunton, Virginia, and the surrounding Shenandoah Valley communities. The agency handles mobile home insurance, addressing the specific coverage needs for manufactured and modular homes in this region. It assists clients in selecting policies that cover the dwelling structure and personal belongings against local weather risks. For a typical job, the agent begins by evaluating the property’s details and then compares coverage options from different carriers to find a suitable fit.
Bearing Insurance serves residential clients in Staunton, Virginia, helping them secure coverage for mobile and manufactured homes. The agency also offers commercial insurance policies tailored to local business property and liability needs throughout the surrounding area. As a dedicated Mobile Home Insurance Agent in the region, Bearing Insurance works with homeowners during their initial purchase and throughout policy term changes. Following the close of a claim or policy renewal, the agent initiates outreach to schedule annual policy reviews and confirm that future coverage aligns with any updated residence requirements.
Local homeowners in Staunton often seek coverage adjustments when seasonal storms arrive. Senior Insurance Solutions assists residents by explaining policy details for their manufactured homes, addressing gaps between standard homeowners policies and specific mobile home needs. Their consultations focus on covering the dwelling structure and personal belongings against typical regional weather risks. The process begins with a direct review of the home’s condition and location to recommend appropriate coverage. An inspection appointment is then scheduled to verify the property details before finalizing any policy options.
Rob Shirley - State Farm Insurance Agent in Staunton, VA provides specialized policies designed to protect mobile and manufactured homes against unique risks. The agency offers general insurance services including liability coverage and personal property protection to meet standard homeowner needs. Tailoring plans to local hazards is a regular part of its work. During the severe winter months, the agent assists customers in securing coverage for potential pipe freezing and storm damage to their mobile home.
Bradley Insurance Services Inc handles the full insurance needs for owners of mobile homes throughout the Staunton area, structuring policies to cover the property structure and personal belongings. The company can arrange specialty add-ons including protection against vandalism, fire damage, and liability coverage for both the homeowner and guests. Its commercial insurance options serve offices, warehouses, and food service operations, providing tailored policies for business property and general liability within the region.
LD&B Insurance and Financial Services in Staunton assists homeowners in the area with residential mobile home coverage, protecting their dwelling and personal property. For clients operating mobile home rental units or related small businesses, the agency also provides appropriate commercial insurance options. Serving Staunton and the surrounding Virginia region, the team works to align policies with each client’s specific property situation. After completing an initial policy setup, they typically follow up with ongoing service support to adjust coverage between regular scheduled visits.
What Does a a Mobile Home Insurance Agent in Staunton Cost?
The cost of mobile home insurance in Virginia typically ranges from 300 to 800 dollars per year for a standard policy. Factors like the home age, location in Staunton, and coverage limits affect the price. Older homes or those in flood zones may cost more. This is general information and not insurance advice.
About mobile home insurance agents in Staunton
Mobile home insurance agents in Staunton Virginia help owners of manufactured and mobile homes find suitable coverage. Virginia law requires mobile home owners to carry liability insurance if the home is on rented land. Agents can explain how local weather risks like hailstorms and high winds affect your policy needs.
Frequently Asked Questions
What does mobile home insurance cover in Staunton Virginia?
Standard policies cover the home structure, personal belongings, and liability. Virginia law does not require comprehensive coverage for mobile homes, but lenders often do. Agents can help you add flood or wind coverage based on Staunton's location in the Shenandoah Valley.
Is mobile home insurance required by Virginia law?
Virginia does not require insurance for a mobile home you own outright. However, if you have a loan or lease the land, the lender or park owner will require liability and property coverage. Agents can explain these contractual requirements.
How do I choose a mobile home insurance agent in Staunton?
Look for an agent licensed in Virginia who specializes in manufactured home policies. Ask about their experience with local insurance companies and whether they offer replacement cost coverage. You can verify an agents license on the Virginia State Corporation Commission website.
Mobile Home Insurance Agents in Other Virginia Cities
Alexandria · Annandale · Arlington · Ashburn · Centreville · Chantilly · Charlottesville · Chesapeake · Chester · Christiansburg · Fairfax · Fredericksburg · Gainesville · Glen Allen · Hampton